20/11/2025
WHERE IS THE MONEY?
The consequences of society’s epic failure to incorporate financial literacy anywhere in the education system (including at home) is that 7 out of 10 people aged 65+ are dependent on a taxpayer funded aged pension.
The annual cost of these ‘back-ended unemployment benefits’ is now a whopping $70 billion. Embarrassing!
62 percent of Australia’s total household is held in residential property (their own home plus investment properties, of which everyday Aussies have funded 91 percent of the total national rental pool).
While 80 percent of Baby-boomers own their home, only 3 out of every 10 households have achieved financial independence (the other 7 out of 10 depend on the $70 billion paid by each year to fund aged pensions and the very modest lifestyle that comes with it).
72 percent of Gen X currently live in an owner-occupied home. They are already the most active of the generations from a perspective (39 percent of Australia’s landlords are Gen X, compared to Boomers representing 20 percent).
Analysis of ATO and ABS statistics by suggests that an estimated 700,000 Millennials (people aged 29-43) are already property investors.
100,000 existing Australian are less than 30-years old.
RESEARCH REPORT 👉 https://www.propertyology.com.au/whos-the-highest-achiever-boomers-xers-or-millennials/