14/01/2026
New 2026 Registered Disability Savings Plan (RDSP) income thresholds are here! 🔔
Whether you have an RDSP or are thinking of opening one, these numbers affect how much government money you may be eligible for. ✅
💰The Bond:
➡️ Income $38,237 or less: Full bond ($1,000)
️➡️ Income between $38,237 and $58,523: Partial bond (up to $1,000)
➡️ Income $58,523 and over: No bond
📈 The Grant (Matching Money):
➡️ Income $117,045 or less: Up to $3,500/year
➡️ Income over $117,045: Up to $1,000/year
📒 The federal government uses the family income reported on your tax return from two years ago to decide how much you are eligible to receive—this means that for 2026, your 2024 tax return will be used. In the next few weeks, you should receive a Statement of Entitlement setting out your grant and bond eligibility for this year.
Note: We are updating our website, resources, and webinars this month to reflect these changes. 🛠
🔗 Learn more about the RDSP at RDSP.com