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Plan Institute Empowering people with disabilities to lead a good life.

New 2026 Registered Disability Savings Plan (RDSP) income thresholds are here! 🔔 Whether you have an RDSP or are thinkin...
14/01/2026

New 2026 Registered Disability Savings Plan (RDSP) income thresholds are here! 🔔

Whether you have an RDSP or are thinking of opening one, these numbers affect how much government money you may be eligible for. ✅

💰The Bond:
➡️ Income $38,237 or less: Full bond ($1,000)
️➡️ Income between $38,237 and $58,523: Partial bond (up to $1,000)
➡️ Income $58,523 and over: No bond

📈 The Grant (Matching Money):
➡️ Income $117,045 or less: Up to $3,500/year
➡️ Income over $117,045: Up to $1,000/year

📒 The federal government uses the family income reported on your tax return from two years ago to decide how much you are eligible to receive—this means that for 2026, your 2024 tax return will be used. In the next few weeks, you should receive a Statement of Entitlement setting out your grant and bond eligibility for this year.

Note: We are updating our website, resources, and webinars this month to reflect these changes. 🛠

🔗 Learn more about the RDSP at RDSP.com

TWO WEEKS LEFT! 🔔 We’re hosting a Punjabi Interpreted: Intro to the Registered Disability Savings Plan Webinar with Movi...
13/01/2026

TWO WEEKS LEFT! 🔔 We’re hosting a Punjabi Interpreted: Intro to the Registered Disability Savings Plan Webinar with Moving Forward Family Services. 📣

Join us on Wednesday, January 28 from 10am to 12pm PT to learn about the Registered Disability Savings Plan (RDSP) in Punjabi! 📝 If you or a family member has been impacted by a long-term illness, you may be eligible for important financial support.

ਪੰਜਾਬੀ ਇੰਟਰਪ੍ਰੀਟੇਡ: ਰਜਿਸਟਰਡ ਡਿਸਏਬਿਲਟੀ ਸੇਵਿੰਗਜ਼ ਪਲਾਨ ਵੈਬਿਨਾਰ ਦੀ ਜਾਣ-ਪਛਾਣ ਬੁੱਧਵਾਰ, 28 ਜਨਵਰੀ, 2026 ਨੂੰ ਸਵੇਰੇ 10 ਵਜੇ ਤੋਂ ਦੁਪਹਿਰ 12 ਵਜੇ ਤੱਕ PT ਤੱਕ

ਪੱਧਰ 1: RDSP ਨਾਲ ਜਾਣ-ਪਛਾਣ ਵੈਬਿਨਾਰ ਕਿਸੇ ਵੀ ਵਿਅਕਤੀ ਲਈ ਹੈ ਜੋ RDSP ਦੀਆਂ ਮੂਲ ਗੱਲਾਂ ਸਿੱਖਣਾ ਚਾਹੁੰਦਾ ਹੈ, ਜਿਸ ਵਿੱਚ RDSP ਕੀ ਹੈ, ਕੌਣ ਯੋਗਤਾ ਪੂਰੀ ਕਰਦਾ ਹੈ, ਅਪੰਗਤਾ ਟੈਕਸ ਕ੍ਰੈਡਿਟ ਲਈ ਅਰਜ਼ੀ ਕਿਵੇਂ ਦੇਣੀ ਹੈ, ਅਤੇ RDSP ਕਿਵੇਂ ਖੋਲ੍ਹਣਾ ਹੈ। RDSP ਦਾ ਕੋਈ ਪਹਿਲਾਂ ਦਾ ਗਿਆਨ ਲੋੜੀਂਦਾ ਨਹੀਂ ਹੈ।

🔗 Register for the Punjabi Interpreted: Intro to the RDSP Webinar at bit.ly/4qHcL27

We have a full slate of webinars for you this January! 🔔 Starting tomorrow, register to learn more about the Registered ...
12/01/2026

We have a full slate of webinars for you this January! 🔔 Starting tomorrow, register to learn more about the Registered Disability Savings Plan (RDSP), Wills, Trusts, & Estate Planning, and the Disability Tax Credit. 📝

Join us for a special RDSP workshop in Punjabi at the end of the month, too! 🌱

📒 Level 1: Intro to the RDSP
🗓️ Tuesday, January 13, 4-5:30 PM PT

🏡 Wills, Trusts, & Estate Planning in BC
🗓️ Thursday, January 15, 7-8:30 PM PT

📒 Level 2: Advanced RDSP
🗓️ Tuesday, January 20, 4-5:45 PM PT

📒 Disability Tax Credit
🗓️ Wednesday, January 28, 7-8:45 PM PT

‼️IN PUNJABI! 📒 Level 1: Intro to the RDSP
🗓️ Wednesday, January 28, 10 AM-12 PM PT

🔗 Find upcoming interpreted webinars at PlanInstitute.ca/events

👋 See you in the new year! We'll be back on January 6, 2026.Plan Institute will be closed for our annual holiday break s...
19/12/2025

👋 See you in the new year! We'll be back on January 6, 2026.

Plan Institute will be closed for our annual holiday break starting December 20, 2025, through January 4, 2026.

Our emails will not be monitored during this time, and all inquiries will be addressed in order of priority when we return. 💌

🔔 The Disability Planning Helpline will remain open, with the usual response time of 4-8 business days.

We are grateful for your interest in and support of Plan Institute this year, and we look forward to connecting with you in the next! 🤝

We’re hiring a Disability Planning Helpline Advisor! 📣  Apply to join our team of advisors for the Disability Planning H...
15/12/2025

We’re hiring a Disability Planning Helpline Advisor! 📣

Apply to join our team of advisors for the Disability Planning Helpline, offering free 1:1 support in understanding and applying for the Disability Tax Credit (DTC), as well as other disability benefits and supports.

The ideal candidate will have detailed knowledge of the DTC, as well as preferably knowledge of tax filing and the Canada Pension Plan Disability. We especially welcome applications from disabled folks with lived experience. 💚

🗓️ Applications open until January 5, 2026, at 11:59pm.

🔗 Learn more about the position and apply at bit.ly/4iQA0UO.

🔔 Update: Did you receive a lower Canada Disability Benefit (CDB) payment than expected? Payments to correct miscalculat...
12/12/2025

🔔 Update: Did you receive a lower Canada Disability Benefit (CDB) payment than expected? Payments to correct miscalculations of the working income exemption start in December!

Earlier this year, Service Canada discovered some people’s monthly CDB payments were miscalculated because the working income exemption may not have been applied. 🔍

🗓️ If your CDB payment was affected by this miscalculation, Service Canada has confirmed that these payments will be corrected starting in December.

✍️ If you are affected, your December payment should include:
✅ Your Corrected Monthly Amount: The accurate benefit amount you will receive moving forward.
✅ Backdated Funds: A lump sum covering all the money you were owed from previous months.

✍️ You do not need to apply for this correction. You are likely included if:
📩 You received an initial letter about the error in August.
📩 You received a second letter confirming your new amount.

If you are unsure if this applies to you or if you have questions about your upcoming December payment, please contact Service Canada directly. ☎️

🔗 Learn more about CDB payments and reconsiderations at bit.ly/4aajrRy

11/12/2025

Last week, our Executive Director Sarah Stern addressed the Senate of Canada - Sénat du Canada Standing Senate Committee on Agriculture and Forestry, sharing critical insights on the urgent crisis of in Canada.

Sarah emphasized a powerful truth: food insecurity is not a food problem — it’s a money problem. With 10 million Canadians struggling to buy the food they need, bold policy action and a whole-of-government approach are essential to drive change.

We’re calling for a national target to reduce food insecurity by 50%, aligning efforts across sectors and ministries, to ensure the charitable sector isn't responding to the crisis alone.

Thank you to the Committee for this opportunity to elevate the conversation and advocate for structural solutions.

Read Sarah’s full remarks here: https://bit.ly/3KKHbkO

Everyone deserves to be surrounded by people who care. Learn how to turn isolation into connection for the people you su...
11/12/2025

Everyone deserves to be surrounded by people who care. Learn how to turn isolation into connection for the people you support.

Gain the practical strategies needed to support people in re-charting a life of isolation towards a life at the centre of an active and caring personal support network. 🫂

Whether you are a professional, family member, or a community advocate, this course will equip you with the skills to facilitate meaningful relationships as a Personal Network Facilitator.

🗓️ Register for the upcoming session: January 26 until March 8,2026

🔗 Learn about the Personal Support Network Facilitation course and register at planinstitute.ca/learning-centre/personal-support-network-facilitation/

Your Experience is Essential to Our Advocacy: Complete Our Survey on the Canada Disability Benefit (CDB) 📣 There are man...
09/12/2025

Your Experience is Essential to Our Advocacy: Complete Our Survey on the Canada Disability Benefit (CDB) 📣

There are many challenges around the CDB, and we’re gathering the information we need for effective change through our CDB survey. We’re committed to thoroughly tracking and collecting the barriers and concerns you share. By completing our CDB survey, you provide us with important information that will shape Plan Institute’s actions and advocacy.

🔗 Please share your experience by completing our survey today at:
https://www.canadadisabilitybenefit.ca/survey

On International Day of Persons with Disabilities, we recognize that policy change is driven by lived experience. We hon...
03/12/2025

On International Day of Persons with Disabilities, we recognize that policy change is driven by lived experience. We honor four incredible disabled Canadian activists who didn't just advocate for inclusion—they secured legal and legislative wins that benefit everyone in Canada today. 💚 Swipe through our carousel to celebrate these powerful leaders and the rights we have today because of their efforts:

📣 Vivian Barbot: Secured Direct Funding for self-managed care, shifting power from institutions to disabled people.

📣 Maria Barile: Established the need for intersectional policy, forcing government frameworks to address the unique discrimination faced by disabled people.

📣 Wendy Porch: Helped lead the campaign that resulted in the Accessible Canada Act, mandating federal accessibility standards.

📣 Hélène C. Côté: Her Supreme Court case strengthened employers’ Duty to Accommodate, setting a higher legal standard for workplace equity.

Inclusion is an action. 🤝 Their leadership inspires us at Plan Institute to champion equitable policy and push for the realization of disability rights! 🔗 Learn more about our programs and services at planinstitute.ca.

This  , you can invest in disabled futures by donating to Plan Institute.  Disabled lives are good lives. We empower dis...
02/12/2025

This , you can invest in disabled futures by donating to Plan Institute.

Disabled lives are good lives. We empower disabled people and their families with the tools— one-on-one support, information for benefits navigation, and other community resources—needed to lead good and secure lives. Your gift supports our vital programs, advocacy, and community connection.

🎁 Donate today at planinstitute.ca

This December, attend a webinar to learn how you can secure your financial future! 💚 Register to access free resources, ...
25/11/2025

This December, attend a webinar to learn how you can secure your financial future! 💚

Register to access free resources, live expert guidance, and essential knowledge. Join us for a beginner webinar about the Registered Disability Savings Plan (RDSP), an advanced webinar to deepen your understanding of the RDSP, or a webinar about wills, trusts, and estate planning!

📒 Level 1: Intro to the RDSP 🗓️ Tuesday, December 2, 10 am – 11:30 am PT
🏠 Wills, Trusts & Estate Planning in BC 🗓️ Thursday, December 4, 10 am to 11:30 am PT
📒 Level 2: Advanced RDSP 🗓️ Wednesday, December 10, 10 am – 11:45 am PT

🔗 Find our upcoming webinars at planinstitute.ca/events.

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Support for People with Disabilities & Their Families.

Plan Institute is a non-profit organization located in beautiful Vancouver, BC. Through community collaboration, education and advocacy, we seek to improve the lives of people with disabilities and their families!