Health Insurance, Mediclaim

27/11/2021

STAR HEALTH and Allied Insurance Company Limited IPO
schedule and price band status "CONFIRM"

OPEN:30-Nov 2021
CLOSE: 2-Dec 2021
FV : ₹10.00
Price : ₹870/- - ₹900/-
Market Lot : 16 Shares
App Amt : ₹14400.00
Size : ₹7249.18 Cr
Retail : 10%
Retail Form : 4,96,494
EMP : ₹100 Cr
QIB : 75%
NII : 15%
Listing At : BSE, NSE
Registrar : KFintech
Allotment : 8-December-2021
Listing : 10-December-2021

Regards,
Shaji Peter
shaji333@gmail.com
8082666885/9833756405
Home Loans, Mediclaim & Insurance

26/11/2021

*WHY HEALTH INSURANCE*

Let's take a closer look at the Indian health scenario.

💉22% year on year rise for health care expenses

💉India is set to be the diabetic capital of the world by 2025

💉66% kidney failure due to hypertension or diabetes

💉Home to 60% of the world's heart disease patients

💉30% of Indians suffer heart attacks before the age of 40

💉25% heart disease-related deaths (Between ages 25-69 years)

💉40% patients borrow money /sell assets to cover medical expenses

🖋ON HEWITT REPORT: Medical inflation in India in 2015: 15%

Now it's approx 21%

*Call for more information about Star Health Medical Policy.*

Regards,
Shaji Peter
shaji333@gmail.com
8082666885/9833756405
*Star Health Insurance Advisor*

03/09/2020

Thank you to all Clients🙏🤝 With your support, I am again No 1 in my team for collecting maximum premium. Thanks again, and I need your reference's in future.🤝👍👍

09/08/2020

For Personal Accident Policy or Mediclaim policy, Call Shaji Peter at 8082666885 or WhatsApp at 9833756405.

11/07/2020

*2 policies launched by Star Health specially for Corona illness.*

💥💥 *Corona Rakshak and Corona Kavach* 💥💥

*Corona Rakshak* offers lumpsum benefit max of 2.5L after discharge. _*This one only available to people of age between 18 years to 65 years only.*_

*Corona Kavach* is cashless one which pay your hospitalisation bills, like regular Mediclaim policy. _*This plan can be taken for entire family including children's.*_

*For more details or buy this policy, Call Shaji Peter at 8082666885 or WhatsApp at 9833756405.*

Regards,
Shaji Peter
*Star Health Insurance Advisor*

.

06/07/2020

*RELIEF TO OUR NEW VALUABLE POLICY HOLDERS AND COVID-19 PATIENTS*

1) Looking at the increasing trend in COVID-19 cases, *Star Health has reduced the waiting period for COVID-19 claims to 15 days from 30 days.*

*This is applicable to all new policies issued from 01/07/2020 till 30/09/2020.*

2) Claims taken for treatment of COVID-19 cases and being processed till 30/09/2020 *will not impact your Mediclaim policy bonus.*

You can contact me for any Mediclaim related queries.

Regards,
Shaji Peter
8082666885/9833756405
*Star Health Insurance Advisor*

03/07/2020

Thank you to all Clients for your business this quarter (April- June). Hope you will also refer y our friends, relatives for Mediclaim Policy. Big Thank you to all for making me 3rd # in Fort Branch.🙏🤝👍😊👍👍


If you haven't yet taken Mediclaim policy, pls call me and i will be happy to help you.

Regards,
Shaji Peter
8082666885/9833756405
Star Health Insurance Advisor

20/06/2020

*For Mediclaim policy, Call Shaji Peter at 8082666885 or WhatsApp at 9833756405.*

16/06/2020

https://www.barandbench.com/news/supreme-court-issues-notice-in-plea-alleging-bias-by-irda-in-directing-insurance-coverage-for-persons-with-mental-illness

Supreme Court issues notice in plea alleging bias by IRDA in directing Insurance coverage for persons with mental illness

13/06/2020

देश में *सरकारी अस्पताल* का मतलब है *जान से हाथ धोना*
और
*प्राइवेट अस्पताल* का मतलब है *जायदाद से हाथ धोना*
इसलिए हर घंटे *हाथ धोते रहें* ताकि दोनों जगह *ना जाना* पडे
🍁स्वस्थ रहें व्यस्त रहें मस्त रहें🌴
*🈴पर घर पर ही रहे🙏*

Regards,
Shaji Peter
8082666885/9833756405
Home Loans, Mediclaim & Insurance

12/06/2020

Dear Friends,

*Sharing a few basic information about Health Insurance Policy.*

You need to understand what your *Health Insurance or Mediclaim policy offers* to you:

1) If you are hospitalised for more than 24 hours for sickness, illness any disease it covers your bill maximum upto the Sum Insured you had opted for.

2) *Since when the cover starts- when I buy a new Health Insurance or Mediclaim policy*
If you are admitted in hospital due to an accident, its covered from *Day One* of the policy start date.
Please note it needs to be more than 24 hours of hospitalisation.

3) If you contract *fever, malaria, dengue, typhoid or even COVID-19*, these are covered after 30 Days from the policy start date.
Here you need to understand that the type of fever or illness you've starts after 30 days, which technically means the covers is admissble from lets say 40 day from policy start date.

4) *Few surgeries are there, which have waiting period of 2 years*, names are listed below for reference:
Cataract, sinus/tonsils & ENT disorders, Thyroid, Kidney Stones/Gall Bladder Stones/Ulcer, Intervertible Disc issue, Piles/Fistula, Hydrocele, Hernia, Prostate Issues, Gynaec/Hysterectomy, Knee Treatment/Surgery, Varicose veins.

5) *Pre-Existing Disease:* If you already have any health conditions, which you are aware of or taking medications to balance/maintain it, are called as Pre-Existing Disease. Eg: Diabetes, Blood Pressure, Heart ailments, Kidney related, Thyroid etc...These are usually covered after 3 years from policy start date (Waiting peiod may vary from plan to plan).

*Health Insurance Company's policy benefits and premiums may differ. However, the above 5 Points, are approved by IRDA and is same with all Health Insurance Companies.*

*Your Hospitalisation covers:*

➡️ Room Rent/ICU Charges
➡️ Nursing charges
➡️ Doctors Fees
➡️ Medicine Expenses
➡️ Investigation Expenses
➡️ Operation Charges etc.

Apart from these, your *Health Insurance/Mediclaim policies may also offer additional benefits* like:

➡️ Bonus, if no claim is made
➡️ Pre Hospitalisation expenses
➡️ Post Hospitalisation expenses
➡️ Auto Restoration of Sum Insured
➡️ OPD Consultations
➡️ One time Dental/Ophthalmic reimbursement
➡️ Maternity Benefits
➡️ New Baby Cover n Vaccination
➡️ Air Ambulance
➡️ Free Accident Policy

*The above benefits may differ from policy to policy and Insurance Company as well.*

Regards,
Shaji Peter
8082666885/9833756405
*STAR HEALTH MEDICLAIM ADVISOR*
Home Loans, Mediclaim & Insurance