26/03/2020
Star Comprehensive Insurance Policy ...
👉 Entry Age :- 5 Month to 65 Years
👉 Exit Age :- No maximum cover Ceasing Age
👉 Sum Issured :- 5 Lac to 1 Crore
👉 Two Year Option :- Available
👉 Inpatient Hospitalization :- Covered
👉 Pre Hospitalization :- 60 Days Before Hospitalization
👉 Post Hospitalization :- 90 Days After Hospitalization
👉 Pre Existing Cover Waiting Period :- 36 Months
👉 Day Care Treatments :- 405 Day Care Treatments Covered
👉 Room Limit :- No Sublimit on Room Rent
👉 ICU Charges :- No Sublimit on ICU
👉 Doctors Fees Ext :- No Sublimit on Doctors Fees
👉 Other Medical Charges :- No Sublimit on Other Medical Charges
👉 Daily Allowance :- 7 Day per Hospitalization Max Upto 120 Days. For SI 5 Lac Rs.500/-, For SI 7.5 to 10 Lac Rs.750/- , For SI 15 lac & 20 Lac Rs.1000/- , for SI 25 Lac Rs.1500/- Per Day, For SI above 25 Lac Rs.2500/- Per Day. Max upto 120 Day per Year
👉 Ambulance Service Charges :- On Actual basis
👉 Domiciliary Treatment :- Available if treatment exceeds 3 Days
👉 Annual Health Check Up :- Available onces after every claim free Year. For SI 5 lac Upto Rs.2000/-, For SI 7.5 upto 2500/-, For 10 Lac Upto Rs.3000/-, For SI 15 Lac Rs. 4000/-, For SI 25 & 25 Lac Rs. 4500/-, For SI 50 Lac & above Rs.5000/-
👉 No Claim Bonus :- For SI 5 Lac 50% Per claim free Year Upto Max. of 100%. Per SI 7.5 lac and above 100% per Claim free Year Upto Max.of 100%
👉 Cashless Facility :- Available
👉 Family Discount :- Not Available
👉 Waiting Period :- 30 Days Except Accidental Injury
👉 Co Payment :- 10% of Each claim where insured person entry age above 60 Years
👉 Maternity Cover :- Covered After 24 Months
👉 Claim Base Loading :- No Claim Base Loading
👉 *Grace Period * :- 30 Days
👉 Additional Information :- Air Ambulance 2.5 Lac per hospitalization & 5 Lac per policy period
👉 Additional Information :- Organ Donor Expenses Covered & Facility of 100% restoration of SI is available
