06/01/2026
Most of us weren’t taught how trust actually works.
We were taught who to trust.
Banks. Employers. Governments. “Experts.”
Authority by default.
Later, usually later than we’d like, we learn the harder version.
Trust isn’t a title. It’s a track record.
And money doesn’t care about intentions, only incentives.
That lesson lands quietly.
After a freeze. A delay. A rule change.
You don’t become cynical.
You become careful.
And honestly, that’s not a flaw.
It’s education catching up.