Oromijasope-Oluwa Multipurpose Union Limited Epe

20/01/2026

"Wishing you a very happy birthday and continued success in the year ahead.
Happy birthday to an exceptional leader. Your vision and dedication are constant sources of inspiration for us all.
May your special day be filled with the same joy and encouragement you bring to the team every day.
Happy birthday! Thank you for your exemplary guidance and the professional opportunities you provide for us at Oromijasope-Oluwa Multipurpose Union Limited Epe.
Once again happy birthday Alhaja Funmilayo Ona-Ara enjoy your day ma."

17/01/2026

*Nothing is Permanent In This World*

I visited my 120-year-old grandmother and gave her some money when I was leaving and she told me she doesn't need money again.

That she can no longer buy or sell at her age, so I should give the money to the younger ones who need it.

I also have a former governor friend whom I worked with as a greenhorn journalist. He was governor from 1999-2007.
Not too long ago, I saw him.

After check-in, he was left seated by the corner of the Murtala Mohammed international airport awaiting his flight.

No one even recognized him again, not even passengers from the State where he was governor, and as I walked up to him and greeted him, then asked if he wanted any assistance, he stretched forth his trembling hands to hold me and simply said,

"Thank you for even recognizing me again. I just want your attention briefly my son. Sit down let me ask you something.

How is your Governor doing?"

I also have a retired Major General friend whom I served as a golf caddy at the NDA golf course in Kurmi Mashi, Kaduna.
He was so rich he built a beautiful house he was so proud of.

I visited him too not long ago and wanted us to climb to our favorite spot on his balcony upstairs.

He stared at me with a broad smile and said, "Jally, I can't remember the year I went up there. It is lizards and cobwebs and the likes that live there now.

Even the kids, when they come, they don't enjoy my company in the house any more than a few hours and they are gone.

I don't have the limbs to climb up there again and the cost of cleaning keeps getting higher."

I have seen a lot more things.
How yesterday became the day before, how today became yesterday, and how tomorrow became today.

How the past became history, how the present became the past, and how the future became the present.
Nothing ever remains where it is.

*Your strength, your muscles, your beauty, your wealth, your guts, your worth, your courage, your talent, your YOU, will progressively diminish until it returns to its source.*

The richest man in the world in the 1960s will not be on the payroll of the richest man in the world today!

Even the strongest lion in the jungle will someday become weak, and frail and be eaten by the same predators it once terrorized.

Keep that in mind always and know that no matter how appealing and tempting that thing may seem, our interest in it will diminish with time.

Our strength to consume or own it will vanish with time until everything is surely taken away from us or we are surely taken away from everything!

"Nothing is permanent in this world".

Wishing you very Reflective Times.

FOOD FOR THOUGHT!!!

05/01/2026

Alliamudullilah robil lialem 🙏

25/12/2025

Season’s Greetings to our esteemed members of Oromijasope-Oluwa Multipurpose Union Limited Epe !

As the year draws to a close, we sincerely thank you for your continued trust, support, and partnership. We wish you and your families a Merry Christmas 🎄🎁, filled with joy, peace, and love. May the New Year 2026 bring good health, happiness, and abundant blessings, and may it be a year of greater achievements for our members and the entire Oromijasope-Oluwa community.

Warm regards,
President & All Executives Members

20/12/2025

*FROM NEXT MONTH KINDLY TAKE NOTE OF THE FOLLOWING AND ADHERE STRICTLY TO IT.*

Tax is not about money entering your account. Tax is about what that money actually is.

If you describe money wrongly, it may look like income, and you pay more tax.

If you describe it correctly, you only pay tax when required... and nothing extra.

Let me show you how you can use descriptions to minimise taxes legally

SIMPLE DESCRIPTIONS YOU CAN USE (LEGALLY)

1. Money that is NOT income (NO TAX)

Use these when the money is not payment for work or business.

SituationDescription to use:

1. When a Family member sends you money, they should write "Gift / Family support"

2. When a Friend pays you back your money, he or she should write:"Refund / Reimbursement"

3. When you move your own money to another account, write:"Personal transfer / savings."

4. When someone lends you money, he or she should write: "Loan received"

5. If you put your own money into business, write: "Capital contribution"

These do not attract tax when they are true.

Let be guided.

04/12/2025

Let me tell you something that will shock you
Starting January 1st, 2026, the way Nigerians withdraw money will never remain the same.

And if you don’t understand what is happening, you may wake up one morning and discover that your money is in the bank, but your hands cannot reach it.

Now sit down, let me explain this thing like someone teaching their grandmother under a mango tree.

WHAT EXACTLY DID CBN CHANGE?

Before now, if you wanted to withdraw big money
Individuals: ₦5 million once a month
Companies: ₦10 million once a month

you could simply apply through “special authorisation.”

CBN has cancelled that. Completely.

Now here’s the NEW RULE starting January 1st, 2026

Individuals: ₦500,000 per week (total from all banks & channels)

Anything above this will attract 3% penalty fee

Companies: ₦5 million per week

Anything above this will attract 5% penalty fee

ATM withdrawals: ₦100,000 per day (max ₦500,000 per week)

This means if you like, have ₦100 million in your account…
You still cannot touch more than ₦500,000 weekly without paying heavy penalties.

I know some of you will be like

“IKING, WHY ARE THEY DOING THIS?”

Oya, relax....

Let me explain this, as your Financial Literacy Advocate that value your Growth

Imagine a village where people like Mama Ngozi carry cash everywhere - market, church, bus stop.

Robbery increases. Fake money flows.
The village elders now say:

“From today, keep your money in the bank. Use transfer. Reduce carrying cash.”

That is exactly what CBN is doing.

But let me break it down properly:

To reduce cost of printing & managing cash

To reduce money laundering

To push people into digital payments

To force transparency in business transactions

To control how physical cash moves in the economy

CBN is telling Nigerians:

“If you like cash too much, be ready to pay for it.”

Let me be very honest…
This policy will hit certain people HARD:

Cash-only business owners
Shop owners who avoid tax
People doing POS with high volume
Market women who are not banking properly

People hiding cash from spouse, government, and business partners

Landlords who collect bulk rent in cash
Traders who do not want their transactions traced

Because NOW:
Every withdrawal over the limit will be reported monthly to CBN.

This is not a policy…
This is monitoring + tracking + transparency activated.

Let Me Tell You Something....

Imagine you want to withdraw ₦1,000,000 next month.

Under the new rule:
You will pay 3% on ₦500,000 excess = ₦15,000 penalty
Just to collect your OWN money.

If you’re a company withdrawing ₦10,000,000:
You will pay 5% on ₦5,000,000 excess = ₦250,000 penalty

Tell me why business owners won’t shout?

WHY YOU MUST PAY ATTENTION TO THIS NEW NIGERIA

CBN is redesigning the financial system.
The era of “I love cash” is dying.
The era of “traceable money” has come.

POS agents?
CBN is already tracking them - maximum N1.2m a day.

Embassies & donor agencies?
CBN removed their cash exemptions.

Government?
Their accounts are exempt - because revenue must keep flowing.

SO IKING, WHAT SHOULD NORMAL NIGERIANS DO NOW?

This is where wisdom comes in

1: Reduce your dependence on cash. Immediately.

Start using transfer and USSD for 90% of your spending.

2: If you run a business, upgrade your banking structure.

Separate personal from business money.
Let cash-flow be traceable - CBN and Taxman from FIRS is watching.

3: If you do big transactions, stop cash completely.

Use bank transfers, escrow, or digital channels.

4: Build a digital financial habit.

Keep records.
Use receipts.
Use online payments.

5: MOST IMPORTANT: Save and invest more digitally.

This policy is pushing Nigerians into:
- Money Market
- FGN Bonds
- Mutual Funds
- ETFs
- Treasury bills
- Stock
- PPP
- REITs
- Commercial Paper
- SUKUK

If you don’t position yourself now…
You will be forced to learn the hard way later.

CBN didn’t just change withdrawal limits.
CBN changed the financial behaviour of over 100 million Nigerians.

Those who understand this early will adjust, survive, and grow.

Those who ignore it will pay unnecessary penalties and suffer confusion.

I’m just here to make sure you are on the right side of the new system.

I am Iking Ferry,
Your Financial Literacy Advocate
Co-founder, Pulseford Business School
On a Mission to build 1million Financially FREE Nigerians with the right knowledge

28/11/2025

28/11/2025

Alliamudullilah robil lialem.
Congratulations to Oluwa-Soromidayo Iraye, Epe. Affiliated to Oromijasope-Oluwa Multipurpose Union Limited Epe.
More of it inshallah.

17/10/2025