Medicard HMO - Insurance Hub

Medicard HMO - Insurance Hub 12 yrs OFW & now an HMO Account officer, AIA Insurance agent, Real Estate Virtual Admin.

OFW for 12 yrs*VA since 2022*Q3 Top 3 agent within the agency 2024 * Top 1 agent for the month of November 2024 within the agency* Top 1 agent for November 2024 Nationwide* Mother of one.

THINGs YOU MUST KNOW ABOUT HMO! ๐‘ฝ๐‘ฐ๐‘ท ๐‘ท๐‘ณ๐‘จ๐‘ต!******๐˜ฝ๐™š๐™ฃ๐™š๐™›๐™ž๐™ฉ๐™จ:โœ…Hospital Confinementโœ…Laboratory Servicesโœ…Out-Patient Servicesโœ…P...
09/03/2026

THINGs YOU MUST KNOW ABOUT HMO! ๐‘ฝ๐‘ฐ๐‘ท ๐‘ท๐‘ณ๐‘จ๐‘ต!
******
๐˜ฝ๐™š๐™ฃ๐™š๐™›๐™ž๐™ฉ๐™จ:
โœ…Hospital Confinement
โœ…Laboratory Services
โœ…Out-Patient Services
โœ…Preventive Care (EXECUTIVE CHECK UP)
โœ…Emergency Care
โœ…Dental Care
โœ…PRE-EXISTING CONDITIONS OR PEC (5K-20K)
โœ…OUT-PATIENT MEDICINES REIMBURSEMENT (3K to 8K)
โœ…ADDITIONAL LIMIT FOR ACCIDENT (50K to 200K)

******
๐™„๐™ข๐™ฅ๐™ค๐™ง๐™ฉ๐™–๐™ฃ๐™ฉ ๐™„๐™ฃ๐™›๐™ค:
โœ…Ordinary illness covered up to Maximum Benefit Limit (MBL)
โœ…ACCESS TO MAJOR HOSPITALS
โœ…Medical Evaluation WAIVED
โœ…Pre-existing conditions (PEC) in the first year COVERED FROM 5K-20K
โœ…Fresh acquired PEC covered up to MBL on the second year.

For more information, please get in touch !
Rica Bautista - Viber/WhatsApp: 0916-976-7062
Agent's Code: AIA007729679

๐Œ๐ž๐๐ข๐‚๐š๐ซ๐ ๐…๐ฎ๐ฅ๐ฅ ๐‡๐Œ๐Ž ๐’๐ญ๐š๐ง๐๐š๐ซ๐ ๐๐ฅ๐š๐ง !******๐˜ฝ๐™š๐™ฃ๐™š๐™›๐™ž๐™ฉ๐™จ:โœ…Hospital Confinementโœ…Laboratory Servicesโœ…Out-Patient Servicesโœ…Preventiv...
09/03/2026

๐Œ๐ž๐๐ข๐‚๐š๐ซ๐ ๐…๐ฎ๐ฅ๐ฅ ๐‡๐Œ๐Ž ๐’๐ญ๐š๐ง๐๐š๐ซ๐ ๐๐ฅ๐š๐ง !
******
๐˜ฝ๐™š๐™ฃ๐™š๐™›๐™ž๐™ฉ๐™จ:
โœ…Hospital Confinement
โœ…Laboratory Services
โœ…Out-Patient Services
โœ…Preventive Care (Annual Preventive Care)
โœ…Emergency Care
โœ…Dental Care
******
๐™„๐™ข๐™ฅ๐™ค๐™ง๐™ฉ๐™–๐™ฃ๐™ฉ ๐™„๐™ฃ๐™›๐™ค:
โœ…Ordinary illness covered up to Maximum Benefit Limit (MBL)
โœ…No access to St. Luke's Medical Center - Global City
โœ…Medical Evaluation required for ages 41+
โœ…No coverage for pre-existing conditions (PEC) in the first year, on the second year 5K per PEC
โœ…Fresh acquired PEC covered up to MBL on the second year.
******
Eligibility:
Principal: 18-60 years old
Medical Evaluation required for ages 41+
๐™ˆ๐™š๐™™๐™ž๐˜พ๐™–๐™ง๐™™ ๐™๐™๐™๐™Ž๐™๐™€๐˜ฟ ๐™—๐™ฎ ๐˜ฝ๐™„๐™‚ ๐˜ฝ๐™๐˜ผ๐™‰๐˜ฟ๐™Ž!
******
Contact me today!
Rica Bautista
MediCard Account Officer
๐Ÿ“ž 0916-976-7062
Code: AIA007729679

Choosing a plan is not just about the price or benefits.You should always consider three main factors:โœ”๏ธ The Plan โ€“ Does...
28/02/2026

Choosing a plan is not just about the price or benefits.
You should always consider three main factors:

โœ”๏ธ The Plan โ€“ Does it match your needs and goals?
โœ”๏ธ The Company โ€“ Is it stable, trusted, and proven?
โœ”๏ธ The Agent โ€“ Will they guide and support you when you need help?

Thatโ€™s why Iโ€™m proud to represent strong and trusted companies like AIA Philippines - Medicard Philippines.

๐Ÿ† AIA Philippines Achievements:
โ€ข Gold Award โ€“ Readerโ€™s Digest Trusted Brands 2025
โ€ข Multiple awards at the Insurance Asia Awards 2025
โ€ข Recognized as one of Asiaโ€™s Best Companies to Work For
These recognitions reflect AIAโ€™s commitment to helping Filipinos live Healthier, Longer, Better Lives.

๐Ÿฅ Medicard Achievements:
โ€ข One of the top-performing HMOs in the Philippines
โ€ข Strong nationwide healthcare network
โ€ข Continuous innovation and integration with AIAโ€™s healthcare ecosystem

And as your agent, Iโ€™m committed to giving you the best service possible.

โœจ My Achievements:
๐Ÿ… Top 9 Nationwide โ€“ 2024 (AIA Medicard)
๐Ÿ… Top 4 Nationwide โ€“ 2025 (AIA Medicard)

When you choose a plan, choose wisely.
Choose the right plan, the right company, and the right agent.

Message me if you want to review your coverage or get a quote.

๐’๐ญ. ๐๐ž๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐๐ฅ๐š๐ง & ๐‚๐ก๐š๐ฉ๐ž๐ฅ๐ฌ ๐ก๐š๐ฏ๐ž ๐›๐ž๐ž๐ง ๐ฌ๐ž๐ซ๐ฏ๐ข๐œ๐ข๐ง๐  ๐ญ๐ก๐ž ๐…๐ข๐ฅ๐ข๐ฉ๐ข๐ง๐จ ๐ฉ๐ž๐จ๐ฉ๐ฅ๐ž ๐Ÿ๐จ๐ซ ๐ฆ๐จ๐ซ๐ž ๐ญ๐ก๐š๐ง 50 ๐ฒ๐ž๐š๐ซ๐ฌ! Our Plan is a 3-in-1 packa...
26/02/2026

๐’๐ญ. ๐๐ž๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐๐ฅ๐š๐ง & ๐‚๐ก๐š๐ฉ๐ž๐ฅ๐ฌ ๐ก๐š๐ฏ๐ž ๐›๐ž๐ž๐ง ๐ฌ๐ž๐ซ๐ฏ๐ข๐œ๐ข๐ง๐  ๐ญ๐ก๐ž ๐…๐ข๐ฅ๐ข๐ฉ๐ข๐ง๐จ ๐ฉ๐ž๐จ๐ฉ๐ฅ๐ž ๐Ÿ๐จ๐ซ ๐ฆ๐จ๐ซ๐ž ๐ญ๐ก๐š๐ง 50 ๐ฒ๐ž๐š๐ซ๐ฌ!
Our Plan is a 3-in-1 package which consists of:
โœ…Memorial Service
โœ… Free Insurance
โœ… Cash assistance
Why get one? It has amazing features like:
โœ“๐€๐ง๐ญ๐ข-๐ข๐ง๐Ÿ๐ฅ๐š๐ญ๐ข๐จ๐ง๐š๐ซ๐ฒ
โœ“๐“๐ซ๐š๐ง๐ฌ๐Ÿ๐ž๐ซ๐š๐›๐ฅ๐ž
โœ“๐€๐ฌ๐ฌ๐ข๐ ๐ง๐š๐›๐ฅ๐ž
โœ“๐”๐ง๐ซ๐ž๐ง๐๐ž๐ซ๐ž๐ ๐’๐ž๐ซ๐ฏ๐ข๐œ๐ž ๐Ž๐ฉ๐ญ๐ข๐จ๐ง
Now that you have known the features and benefits of St. Peterโ€™s pre-need memorial plans, are you ready to get one for yourself or your loved ones?
If yes, just hit the message button so that I can assist you! ๐Ÿ“ฉ
Rica Bautista
Viber - 09169767062
Referral code: RICA6886

Medicard HMODirect PM ๐Ÿ’ฌRica Bautista - 09169767062
26/02/2026

Medicard HMO
Direct PM ๐Ÿ’ฌ
Rica Bautista - 09169767062

๐€๐‚๐ 100 (๐€๐ˆ๐€ ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ 100) is AIA Philippinesโ€™ most complete critical illness protection planโ€”covering 100 condi...
23/02/2026

๐€๐‚๐ 100 (๐€๐ˆ๐€ ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ 100) is AIA Philippinesโ€™ most complete critical illness protection planโ€”covering 100 conditions across early and major stages, including cancer, heart attack, and stroke. It offers multiple claims for unrelated illnesses, life insurance coverage, and a waiver of premiums upon diagnosis of a major condition. With coverage lasting up to age 100 and flexible payment options, itโ€™s designed for lasting peace of mind.
When paired with AIA Vitality, you can enjoy up to 20% additional coverage, premium discounts, and rewards for living a healthy lifestyle.
What makes ACP 100 stand out? Broad coverage, early-stage protection, and a strong focus on wellnessโ€”perfect for long-term health security.
๐Ÿ’ฌ Secure your future today with ACP 100.
โœ… Major critical illness or Life insurance benefits (Full Face amount)
โœ…minor critical illness (25% OF THE FACE AMOUNT)
โœ… Wellness rewards
โœ… Recovery Benefit
โœ… PAYORโ€™S BENEFIT ON DEATH AND DISABILITY
Message me for a personalized quote!
Rica Bautista
0916-976-7062
AIA Philippines Licensed Life Planner

23/02/2026

๐’๐ญ. ๐๐ž๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐๐ฅ๐š๐ง & ๐‚๐ก๐š๐ฉ๐ž๐ฅ๐ฌ ๐ก๐š๐ฏ๐ž ๐›๐ž๐ž๐ง ๐ฌ๐ž๐ซ๐ฏ๐ข๐œ๐ข๐ง๐  ๐ญ๐ก๐ž ๐…๐ข๐ฅ๐ข๐ฉ๐ข๐ง๐จ ๐ฉ๐ž๐จ๐ฉ๐ฅ๐ž ๐Ÿ๐จ๐ซ ๐ฆ๐จ๐ซ๐ž ๐ญ๐ก๐š๐ง 50 ๐ฒ๐ž๐š๐ซ๐ฌ!
Our Plan is a 3-in-1 package which consists of:
โœ…Memorial Service
โœ… Free Insurance
โœ… Cash assistance
Why get one? It has amazing features like:
โœ“๐€๐ง๐ญ๐ข-๐ข๐ง๐Ÿ๐ฅ๐š๐ญ๐ข๐จ๐ง๐š๐ซ๐ฒ
โœ“๐“๐ซ๐š๐ง๐ฌ๐Ÿ๐ž๐ซ๐š๐›๐ฅ๐ž
โœ“๐€๐ฌ๐ฌ๐ข๐ ๐ง๐š๐›๐ฅ๐ž
โœ“๐”๐ง๐ซ๐ž๐ง๐๐ž๐ซ๐ž๐ ๐’๐ž๐ซ๐ฏ๐ข๐œ๐ž ๐Ž๐ฉ๐ญ๐ข๐จ๐ง

Now that you have known the features and benefits of St. Peterโ€™s pre-need memorial plans, are you ready to get one for yourself or your loved ones?
If yes, just hit the message button so that I can assist you! ๐Ÿ“ฉ
Rica Bautista
Viber - 09169767062
Referral code: RICA6886

A TIME: Letโ€™s Talk About Pre-Existing Conditions (PEC)Marami pa rin ang may maling akala tungkol sa HMO.โ“ โ€œBakit pa ako ...
23/02/2026

A TIME: Letโ€™s Talk About Pre-Existing Conditions (PEC)

Marami pa rin ang may maling akala tungkol sa HMO.

โ“ โ€œBakit pa ako kukuha kung hindi naman covered ang pre-existing condition ko?โ€

Hereโ€™s the truth!

HMO is designed to help people before and while they are managing their healthโ€”not as a way to cover conditions that already existed without limits from day one.

Why?

Because insurance and HMO work on shared risk.
If everyone waits until they are already sick before getting coverage, the system will not be sustainable.

But hereโ€™s what people often donโ€™t know:

โœ… Some plans offer limited PEC coverage in the first year
โœ… Higher coverage may be available in the second year
โœ… New illnesses developed during membership are covered up to the full limit
โœ… You still get outpatient, emergency, confinement, and preventive benefits

So instead of asking,
โ€œCovered ba agad ang sakit ko?โ€

A better question is:
โ€œWhy am I waiting to get protected?โ€

The best time to get HMO is while youโ€™re still healthy ๐Ÿ’™


๐Ÿ“ฉ Account Officer: Rica Bautista
๐Ÿ“ฑ Viber/WhatsApp: 0916-976-7062

Walang madaming HMO company ang nag ooffer pa ng confinement sa mga 66-70 yrs old. Ang MediCard meron kami para sa kanil...
21/02/2026

Walang madaming HMO company ang nag ooffer pa ng confinement sa mga 66-70 yrs old. Ang MediCard meron kami para sa kanila. Check this out!
For more information, please get in touch!
Rica Bautista - Viber/WhatsApp: 0916-976-7062\ 0945-510-8093
Code: AIA007729679

Congrats to my client. My HMO card ka na!Investment natin ito dahil takot tayong mawalan ng malaking halaga sa pagkakasa...
18/02/2026

Congrats to my client. My HMO card ka na!
Investment natin ito dahil takot tayong mawalan ng malaking halaga sa pagkakasakit.

๐ŸŽ‰ Congratulations to our February Producer, Rica Bautista Cpb Hmo, for successfully closing her 2nd client this month!

Your dedication, passion, and commitment to serving clients truly inspire the team. Keep shining and reaching greater milestones! ๐Ÿ’œ

Hereโ€™s to more wins and healthier, longer, better lives ahead with MediCard and Cortezano Associates!

https://youtu.be/5zcFgYDzaiU
18/02/2026

https://youtu.be/5zcFgYDzaiU

Looking for affordable health protection? ๐Ÿ’œChoose the Medicard Prepaid Plan that fits your needs and budget:โœ” Health Plus โ€“ โ‚ฑ1,545โœ” RxER โ€“ โ‚ฑ2,378โœ” MyMedicar...

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