07/02/2026
Akala mo gastos lang… pero pag dumating na ang oras, saka mo marerealize na tulong pala.”
At first, it may seem like an expense… but when the time comes, you’ll realize it’s the help you needed.
Isang client ko po ang na-hospital recently.
Her total hospital bill reached ₱100K+
Pero dahil may HMO siya:
✔️ Nabawasan ng mahigit ₱70,000 through HMO coverage (Medicard HMO - VIP plan ang membership niya)
✔️ Less PhilHealth deductions pa
✔️ From ₱103,000 → ₱4,000+ na lang ang binayaran niya
Imagine if she didn’t have coverage at Philhealth lang ang nabawas. Ang laki ng babayaran niya.
Dito natin mas nare-realize na ang HMO, kahit mukhang expense sa umpisa,
expense that protects you when you need financial support the most.
Hospitalization is something we don’t expect…
but it’s something we can prepare for.
If you want to know which plan fits you or your family, feel free to message me. I’d be happy to assist you. 💙
Agent: Rica Bautista, Top4agentnationwide, 09169767062
