MediCard HMO by Bernadette Cruz

12/03/2026

Me feeling healthy today
.
Also me ignoring my HMO card like it's a gym membership.. 😭

11/03/2026

I've often said,

"The difference between people who 𝐖𝐈𝐍 and people who 𝐖𝐇𝐈𝐍𝐄 is very simple.

People who whine want to feel good before they do something. People who win, do something 𝐅𝐈𝐑𝐒𝐓 so they can feel good." -- John Maxwell

Happy Morning Winners!!! Let's DO this 💪😎

11/03/2026

I’m back guys! ✨ Start na ulit ng grinding.

Ready na ulit ang inyong Life Planner & HMO Account Officer na tumulong at mag-assist sa inyong financial protection and healthcare needs. 💼💙

If you have questions about HMO, insurance, or financial planning, feel free to reach out. I’d be happy to assist you!

📩 PM / Email / Viber:
Baby Bernadette Cruz
📱 0977 849 4804
📧 babybernadette-b.cruz@aia.com.ph

11/03/2026

10/03/2026

You cannot change what already happened.

You can only choose what happens next.

Don't stay stuck in a moment that's already gone.

"𝐓𝐚𝐤𝐞 𝐭𝐡𝐞 𝐋𝐞𝐬𝐬𝐨𝐧. 𝐋𝐞𝐚𝐯𝐞 𝐭𝐡𝐞 𝐖𝐞𝐢𝐠𝐡𝐭."

You did what you could with what you knew then.

Now, choose PEACE ❤️🌿

Wise Morning!!! Bountiful Life ahead 🦋🌻🏆✨️

09/03/2026

Showing up in the business really helps a lot. 💼✨ It’s always nice to share ideas, catch up on what’s happening, and talk about how we can keep growing together.

Grateful for the recognition and for the amazing family we’re building along the way. ❤️
Work hard, learn more… and of course laugh a little in between. 😄

01/03/2026

Hi everyone! I’ll be out of the country for a few days and may not be able to respond to messages or inquiries until Saturday, March 7, 2026.

Due to limited access to Facebook and Viber in the country I’m visiting, responses might be delayed. But don’t worry. I will reply to all messages as soon as I land back in the Philippines.

Thank you for your patience and understanding. I truly appreciate it! 🙏

01/03/2026

To all my dear clients 🤍
Nasa bakasyon po muna ang inyong lingkod together with my beloved mother. Bilang masunuring anak, sinamahan ko muna si Mother mag-relax at mag-enjoy — utos ni Mother, bawal tumanggi! 😅💕

But don’t worry po, hindi naman ako totally nawawala. If you have any concerns, message lang po anytime and I’ll respond as soon as I can (between picture-taking at kain sessions namin ni Mother 😂).

Thank you so much po for your patience, understanding, and continuous trust. I truly appreciate you all. 🫶

Your AIA Life Planner
and Medicard Account Officer

Baby Bernadette Cruz
AIAR000000074
babybernadette-b.cruz@aia.com.ph

27/02/2026

Thank you so much! To God be the glory. Congratulations to all my dear clients and thank you for all the trust!

23/02/2026

💙✨ WANT CASHLESS HEALTHCARE? ✨💙
With MEDICARD, you get medical care at partner hospitals WITHOUT paying upfront! 🙌🏥

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🔵💼 FULL HMO PLANS AVAILABLE!

💙 STANDARD PLAN — starts at ₱10,739

👤 Ages 18–60
🩺 Annual Physical Exam
❌ No PEC on 1st year

💙 VIP PLAN — starts at ₱25,379

👤 Ages 18–65
🧑‍⚕️ Executive Check-Up
✔️ PEC Coverage (₱5k–₱20k)
💠 Point of Service
🚑 Lifeline 16-911
🌍 Assist America

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🌍💖 KABAYAN PLANS (For OFWs & Ex-Abroad)

Give your family the health security they deserve! 🇵🇭💙
✔️ For OFWs gifting protection to loved ones
💰 ABL: ₱60,000 – ₱150,000
💳 Straight payment only
Perfect for keeping your family safe while you work abroad! ✈️❤️

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🩹🦷 ALL PLANS INCLUDE:

🏥 Inpatient Care
👩‍⚕️ Outpatient Care
🚨 Emergency Care
😁 Dental Care

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💳 PAYMENT OPTIONS:

🏦 Bank Deposit
📱 Online Transfer
💙 GCash
💳 Credit Card
✨ Installments via BDO & BPI (Standard/VIP only)
🔒 Kabayan Plans: Straight payment only

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📩 DM me for assistance!
👩‍💼 Baby Bernadette Cruz
📞 0977 849 4804
Licensed Account Officer 💙📝

21/02/2026

My relationship with money didn't change until I realized one important thing:

"𝐍𝐎 𝐎𝐍𝐄 𝐈𝐒 𝐂𝐎𝐌𝐈𝐍𝐆 𝐓𝐎 𝐒𝐀𝐕𝐄 𝐌𝐄."

My future is up to me. My financial security is up to me. My ability to retire or not is up to me. No one is coming to save me, except 𝐌𝐄. Agree?

Wise Morning!!! Responsible Life ahead 🦋🌿🏆✨️

20/02/2026

"𝐓𝐡𝐞 𝐬𝐮𝐫𝐞𝐬𝐭 𝐰𝐚𝐲 𝐭𝐨 𝐤𝐢𝐥𝐥 𝐚 𝐁𝐢𝐆 𝐝𝐫𝐞𝐚𝐦 𝐢𝐬 𝐭𝐨 𝐢𝐧𝐭𝐫𝐨𝐝𝐮𝐜𝐞 𝐢𝐭 𝐭𝐨 𝐚 𝐬𝐦𝐚𝐥𝐥 𝐦𝐢𝐧𝐝." 🤔❓️

Most people's dreams are killed automatically by them sharing it with somebody who is not qualified or even willing to encourage them accomplish it.

"Surround yourself with the dreamers and the doers, the believers and thinkers. But most of all, surround yourself with those who see the greatness within you, even when you don't see it yourself." ~ Edmund Lee

Courageous Morning Successful Friends!!! 🦁🔥