IMG's Healthcare & Savers Guide

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IMG's Healthcare & Savers Guide

This page create as an information to let the people know about financial literacy.

Educating people how to save in a right way, switching a person from spender to saver.

26/01/2020

THIS IS HOW KAISER LONG TERM HEALTHCARE WORKS!

Hindi mo man magagamit ito sa ngayun but im sure in the long run pasasalamatan mo ito.

HOW KAISER LONGTERM Healthcare is very important? 😃

✔Kapag hindi ka na employed, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care.
Marereceive mo ang guaranteed Long-term care bonus sa maturity.

✔May kasama na syang insurance for income protection sa family just in case may nangyari sa policy holder.

✔Nakainvest pa sa mutual fund ang health fund kaya nag-eearn sya ng 10% at may variable earning pa depende sa performance ng stock market.

✔Waived na ang payment kung may nangyari sa policy holder, mapapasa pa ang health coverage sa beneficiary.

✔Good as cash sya pagdating ng maturity,
So pede ka magwithdraw gamit ang visa card. Hanggat may fund ang card, patuloy lang ang pag-earn ng interest.

✔Covered ka kahit beyond 60 ka na, as long as you live!

✔In case of emergency, pede magamit as family assistance.

✔Pede ka magkaroon nito sa halagang *PhpP88.00 pesos saving a day.

Kung kaya mo.mag ipon ng *Php88 / day
usap tayo.

*Depends on Age

PM to know more

CTTO

10/11/2019

Korina Sanchez-Roxas is doing an IMG presentation to people as part of her advocacy of educating 10 million families by year 2025 and changing people's life.

You will achieve financial freedom faster when you help a lot of people achieve financial freedom as well.

10/11/2019

GOODNEWS TO EVERYONE!

New IMG Membership Benefit...

For new members of IMG you have Php100,000 Personal Accident Insurance Coverage through Manila Bankers Life.

Plus the Php50,000 Fidelity Life Insurance

Be one of Us Now. For more info, just Send me a message. Thank you

PM me

22/07/2019

Worth reading 👇👇👇 😀😀😀

Bakit Kaiser muna ang e avail natin bago tayo pumasok sa Stock Market?

I will explain this in a short story..

"Si Stock at Kaiser"

Si Stock at Kaiser ay magka klase mula nong High school hanggang College..

Pagkagraduate nila ay naghiwalay na sila ng landas dahil sa magkaibang kompanya sila pumasok..

Dalawang taon ang lumipas, si Stock ay nakakilala ng isang Stock Market Investor..
Na-amaze siya sa ganda ng Stock Market Investing.. At the same time, hindi siya makapaniwala na magiging Shareholder siya ng mga malalaking Company sa Pilipnas kahit isang ordinaryong Pilipino lang siya.

Sa excitement niya, nag-open siya ng account sa isang kilalang broker..
Every month nagiinvest siya ng Php 6000..

Consistent siya sa pagiinvest..

After 1 year, nagkita sila ni Kaiser sa isang jeep..

Excited si Stock na sabihin kay Kaiser ang tungkol sa Stock Market...

"Kaiser! Kumusta ka na?" tanong ni Stock..

"Ito masaya at may peace of mind." sagot ni Kaiser..

"Narinig mo na ba ang Stock Market?"

"Ah Oo naman! yung mga katrabaho ko jan nagiinvest!"

"Oh! Eh ikaw, saan ka ba nagiinvest?"

"Ah ako? Kumuha ako ng Kaiser Longterm Healthcare. Ito ay 3 in 1 Product. May Healthcare, Insurance at Investment!"

"Isang taon na rin ako nagiinvest sa Kaiser. Kumuha ako ng K-100 Plan."

"Magkano ang monthly mo jan?" tanong ni Stock.

"5882 per month ang K100 pero annual ang mode of payment ko dahil ito ay discounted ng 2 months, bale Php 58,820 ang binayaran ko" sagot naman ni Kaiser.

"Ikaw Stock? Tingin ko nagiinvest ka sa Stock Market. Kumusta naman ang investment mo ngayon?"

"Maganda ang ekonomiya ngayon, 20% gain ang portfolio ko ngayon sa Stock Market Investment."

"Dapat kumuha ka rin ng Kaiser Longterm Healthcare mo Stock kung may budget ka na. Alam mo ba ang turo sa akin sa isang Seminar ng IMG, wala tayong karapatan mag invest sa Stock Market kung hindi pa tayo properly protected by both, Health and Life."

"Ah hindi ako naniniwala sa Insurance na yan Kaiser, sasayangin ko lang ang pera ko jan!"

"Ah ganun ba? Sige, it's your choice Stock!"

Habang nasa byahe sila, suddenly, isang truck na nawalan ng preno ang bumangga sa jeep na sinasakyan nila...😭

To make this story short, namatay si Stock at si Kaiser..😭😭😭

Sa burol, sobrang iyak ng pamilya ni Stock dahil siya ang breadwinner ng pamilya. Nalaman nila na may investment siya sa Stock Market na halos Php80,000 ang makukuha nila dahil pinasok ito sa pure investment at isang taon din siya na nagiinvest.

Ang pamilya ni Kaiser ay ganun din, siya din ang breadwinner ng pamilya. Pero sa kabilang banda, may kapayapaan sa kanilang isip dahil may matatanggap silang Php900K mula sa Kaiser Healthgroup dahil ang cause of death niya ay accident. At the same time, matratransfer ang plan sa primary beneficiary at may matatanggap pa silang maturity value sa maturity period.

Ngayon, mas naiintindihan mo na ba kung bakit kailangan natin unahin ang Kaiser bago ang Stock Market?

Sana may natutunan ka sa Short Story na ito...😄

💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰

TAKE ACTION TODAY!

✅Kahit ano pa ang EXCUSES mo para hindi maginvest ngayon, one thing is for sure, tatanda ang mga anak mo at kailangan nila ng pangtuition sa pag-aaral nila ng College.

✅Kahit ano pa ang EXCUSES mo para hindi maginvest ngayon, one thing is for sure, tatanda ka sa susunod na taon at darating yung panahon na hindi mo na kayang magtrabaho..

Kung interesado ka na matutong magipon, maginvest, makawala sa utang, matutong maghawak ng perang araw-araw mong pinaghihirapan, attend ka sa aming Free Financial Seminar at IMG Cebu Financial Center, JY Square, Lahug, Cebu City or kung hindi ka taga Cebu meron din tayong financial centers sa iba't ibang lugar.

Message me for schedules...

-ctto-

22/07/2019

Client: I don't need HMO because I already have VUL insurance and I am paying the CIB and HIB rider as well.

IMG Educator: That's good to hear maam/sir. But let me share some inputs if it's ok.

>>HMO covers all kinds of illnesses. Every time you get hospitalized for whatever reason, it pays the bill. Recommended.

>>CIB (Critical Illness Benefit) is good because it prepares us for the worst. But you can only use this if your health issue is on the critical illness list. Meaning, you can't claim if it's just a simple migraine or headache. It needs to be a "brain tumor" in order for you to get covered.

>>HIB (Hospital Income Benefit) is also good because it provides daily allowance during the insured's stay in the hospital. Normally around 1,000 or 2,000 per day depending on the premium you're paying. Let's just say you don't have an HMO, only HIB, you've been hospitalized due to severe diarrhea, you stayed in the hospital for 4 days but your bill is 50k because of the antibiotics, room and board, doctor's fees and other fees. HIB only covers 4k or 8k then. How about the remaining 46k? How can it help?

Client: Really? I didn't know that. I didn't read my policy.

IMG Educator: I'm not saying that you terminate your riders. I'm saying you need to understand what are those for. What are the limitations and how to fill those gaps in? No need to choose. Get them all if you can.

This is a concept our organization, IMG, is sharing to the community.

P.S. Sometimes HMO premiums are cheaper than these. (depending on age)

Ctto

21/07/2019

As she announced last June 23, 2019 siya lang naman po ang Brand Ambassador ng KAISER, the one and only Megastar Sharon Cuneta-Pangilinan.

Sharon knows how it feels like when you have no health care.With one major illness, you might end up selling your house, lots, or cars instantly...and because it is an emergency, you will end up selling it at lower value.
Even my fellow advocate Doctors knows, and so should you.
Aside from the fact that it is 3 in 1, parang coffee lang, it is also part of your Personal Finances.

You may consider, especially if you are the bread winner..W H Y ???

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

✔Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chic N' joy na may drinks & fries bes?

Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap, basta healthy ay qualified po for this program.

If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long...

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can.
"mas daig ng maagap ang masipag"

The only Health Care in the Philippines that will cover your Long Term needs.

PM me for assistance

Address

16-A Salinas Drive

6000

Telephone

09754119438

Website

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