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You may Contact me here:
https://421217ph.imgcorp.com/linkbio/
***************
To get your free Kaiser quotation, go to: https://421217ph.imgcorp.com/quote/kaiser
To request Kaiser proposal, message me on Facebook: https://www.facebook.com/berna.bulawit/

21/02/2026

Habang ang iba inuuna ang luho, ang iba naman inuuna ang PROTEKSYON.

Reality check:
Hindi natin hawak ang bukas, pero hawak natin ang paghahanda.
Mas mabuti nang handa kaysa magka-problema sa ospital na walang madudukot.

✅ May Healthcare
✅ May Life Insurance
✅ May Investment/Savings
✅ Money-back benefits
✅ Ipon na may purpose

Kapag hindi nagamit sa pagkaka-ospital, hindi sayang dahil Convertible to savings. Mas malaking ROI.

Ang tunay na yaman ay hindi lang pera,
kundi ang kakayahang protektahan ang sarili at pamilya.

Time waits for no one.
Health is wealth. Priority dapat ang Healthcare.

Open your account today.
Message me for quotation and full details.

17/02/2026

Invest in your health before health redeems all your investments.
Habang kaya mo pang kumayod at mag-ipon, siguraduhin mo ring may proteksyon ka. Dahil kapag nagkasakit, pwedeng maubos lahat ng pinaghirapan mo.
That’s why smart people choose Kaiser 3-in-1
✔️ HMO (healthcare protection)
✔️ Life Insurance
✔️ Investment component
Isang plano, tatlong benepisyo.
Protection habang nag-iipon. Ipon habang protected.
Don’t wait for a medical emergency before you decide.

Choose Kaiser 3-in-1 today.

12/02/2026

ANG HEALTHCARE AT LIFE INSURANCE
ay mga produktong NABIBILI MO LAMANG KAPAG HINDI MO PA KAILANGAN.

Pero kapag KINAILANGAN MO NA —
❌ hindi ka na pwedeng bumili
(even if you can afford it).

Buying a Healthcare Plan or Insurance Policy is a PRIVILEGE.
May mga taong gustong mag-avail,
pero hindi na pinapayagan.

👉 Hindi pera ang basehan — kundi ang kalusugan.
It’s our HEALTHY BODY, not our money,
that enables us to buy healthcare and insurance.

Kaya kung ikaw ay:
✔ Bata pa
✔ Malusog pa
✔ Wala pang sakit

✨ NGAYON ang BEST TIME
to start your Healthcare & Life Insurance.

💬 Message us for a quotation
based on your age 😊

01/02/2026

𝙆𝘼𝙄𝙎𝙀𝙍: 𝟯-𝐢𝐧-𝟭 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐏𝐥𝐚𝐧 💥
HealthCare + Income Replacement + Investment

📆 7 YEARS KA LANG MAG-IIPON... tapos mag-grow na ang pera mo!
✅ VERY AFFORDABLE – Hindi mo kailangan ng lifetime hulog. 7 years lang, tapos good as cash na by maturity!
✅ MAY HEALTHCARE NA! – Unlike others na mahal na, wala pang health benefits.
✅ HINDI PROBLEMA ANG PAG-ADMIT SA OSPITAL – Covered ka basta active ang plan mo at 1 year ka nang nag-iipon.
✅ FREE BASIC MEDICAL BENEFITS – Annual PE, lab tests, dental cleaning, atbp.
✅ FIXED ANG AMOUNT – Walang increase kahit tumatanda ka.
✅ TRANSFERABLE – Pwede sa beneficiary mo. Hindi pabigat sa pamilya, kundi tulong pa!

🎯 Sa Kaiser, kumpleto ka na.

💻 Online ang application. Walang hassle, walang pila.

📩 Message us now to start your journey to financial freedom and security!
bit.ly/kaiser30

15/01/2026

📣WE ARE ACCEPTING LINE UP na po for the next batch of presentations for KAISER NATIONAL HEALTHCARE SHIELD.

Sa mga gusto po malaman at maintindihan kung gaano po kaganda ang Kaiser National Healthcare Shield,
message niyo lang po kami.

Ito po benefits sa Kaiser NHS: 👇👇

✅ KAISER NATIONAL HEALTHCARE SHIELD PROGRAM
📌 Designed for GOVERNMENT AGENCIES and Institutions like DepEd, LGUs, State Universities and more!

💼 Annual Premium: ₱7,000 lang (Tailored fit sa 7K medical allowance nyo) hindi kulang, hindi sobra! Aanhin ang sukli eh 7k nga ang medical allowance nyo. Wag sayangin ang allowance nyo. Akala nakatipid. Nabawasan ka tuloy ng benefit. Maximise your 7k medical allowance!

💊 Up to ₱75,000 coverage per illness, per member, per year. No Annual Benefit Limit!

🏥 Semi-Private Room in MAJOR accredited hospitals(has the most accredited top notched hospitals nationwide)

PRE-EXISTING and DREADED ILLNESS IS COVERED at day 1! No contestability period. Magagamit kaagad kahit may cancer, diabetes, myoma, endometriosis, cardiovascular disease, nagda dialysis, na stroke kana at marami pa!

✔ COVERED ANG:
🩺 PREVENTIVE CARE
• Annual Physical Exam (APE)
• CBC, fecalysis, urinalysis, Chest X-ray, ECG (40+), Pap Smear (40+)
🏥 IN-PATIENT CARE
• NO deposit upon admission
• Room & board, Surgery, ICU
• Medicines, Diagnostics, Specialists (surgeon, anesthesiologist, internist)

👩‍⚕️ OUT-PATIENT CARE
• Consultation with doctors
• Minor surgeries, lab & x-ray
• ENT care, Prenatal & postnatal (monthly)

🚨 EMERGENCY CARE
• ER consultations, meds, oxygen, sutures, diagnostics
🦷 DENTAL CARE (for principal only)
• Cleaning, Extraction, Fillings, Denture adjustments

💰 FINANCIAL CARE ASSISTANCE
✔ ₱20,000 – Accidental Death
✔ ₱10,000 – Natural Death
✔ Up to ₱10,000 – Loss of limbs/sight
✔ ₱5,000 – Partial loss (one eye/hand/foot)
🔬 ADDITIONAL COVERAGE:
✔ Dialysis
✔ Chemotherapy / Radiotherapy
✔ Laparoscopic Surgery – ₱50,000
✔ Advanced Diagnostics – up to ₱5,000 per procedure
✔ Congenital Illness – ₱10,000
✔ Physical Therapy – 10 sessions
✔ Rabies, tetanus shots – ₱10,000

🏥 MAJOR HOSPITALS INCLUDED:
Makati Med, St. Luke’s, Medical City, Asian Hospital, Cardinal Santos, Cebu Doctors, Chong Hua, ACE Hospitals and more!

📌 Integrated with PhilHealth
YOU CAN ADD DEPENDENTS!

Don't settle for less, you deserve the best!
📲 Message us if you want a formal proposal or FREE presentation for your school or agency.

CCTO

15/01/2026

How do Filipinos deal with healthcare?

1) WALA. Some do not even have Philhealth because they are informal workers. So if they get sick, the solution is utang or beg.

2) PHILHEALTH. Common for the working Filipinos but KULANG because it cannot shoulder the full cost of healthcare. Healthcare is not just hospitalization. Healthcare also includes medicines.

3) FAMILY. Some Filipinos rely on their family to help them in times of need. This is not really reliable and is unfair to the people who end up paying for others. Bisan usaon nato og kanta nga family is love... kung problema na gali sa kwarta ang istoryahan, naa gyu'y masuko, naa gyu'y ma-hurt.

4) COMPANY. Some companies have good healthcare programs but it is only good while you are employed with them. As soon as you resign or get fired, you will no longer enjoy that benefit. You cannot work forever. Do you really want to work forever?

5) Prepaid health cards and coop health insurance. This is a cheaper alternative than applying for individual health insurance. But this is only short-term. If you are not able to use these health cards, the money you spent will not go back to you.

6) Long-term healthcare. Payment period is only 7 years. You just need to save for 7 years and wait for your money to grow. If you don't get sick, you will get a bonus for being healthy. Kaiser's long-term healthcare program not only has health benefits but also life protection and investment.

Consider getting a Kaiser Long-Term Healthcare program.

This is a good investment. Message me so I can guide you, :)

10/01/2026

Your health, your future, your peace of mind—all in one plan.
Kaiser is not just an HMO.

It’s SAVINGS + HEALTHCARE + INVESTMENT in one smart decision.

✔️ May hospital fund habang bata at malakas ka pa
✔️ May ipon na lumalago over time
✔️ May proteksyon para sa’yo at sa pamilya mo

✨ Health is wealth.

Pero kadalasan, saka lang natin ito pinapahalagahan kapag may sakit na.

❗ Don’t wait until it’s too late.
Medical bills are expensive, but preparation is priceless.
Start your Kaiser today and secure a healthier, wealthier future for you and your loved ones.

📩 Message me to know your best plan
✅ Monthly options available
✅ You can upgrade anytime

Ipon na may proteksyon. Ipon na walang tapon. 💙

07/01/2026

Bakit Kaiser 3-in-1 Saving Plan Ang para sa yo at sa pamilya mo?

Dahil ito ay 3 in 1 plan: 💪

1. Healthcare - magagamit pag nagkasakit kaya walang pangamba sa hospital bills.

2. Insurance - may maiiwang pera sa pamilya ng kaiser member sakaling may mangyari sa kanya.

3. Investment - perang pwedeng maasahan sa pagtanda galing interest ng investment kaya hindi kailangang umasa kahit kanino.

Sa Kaiser 3-in-1 Saving Plan kay may PEACE OF MIND tayo!

✅ Affordable premium depende sa edad

✅ Flexible payment terms (Annual, Semi-Annual, Quarterly, Monthly, Spot Cash)

✅ 7 years lang mag iipon pero protected ka hanggang pag tanda.

✅ Mas lumalaki ang ipon kung hindi magamit for hospitalization dahil may HMO benefit ka pa sa company.

✅ Kahit saang panig tayo ng mundo pwedeng kumuha ng Kaiser 3-in-1 Saving Plan!

Sa panahon ngayon mahal mag pagamot, mamatay at tumanda

Tandaan na Lamang ang palaging handa!

Tara usap tayo para sa plan mo.

Message us now!

04/01/2026

𝗜𝗧𝗢 𝗡𝗔 𝗔𝗡𝗚 𝗜𝗡𝗔𝗔𝗡𝗧𝗔𝗬 𝗡𝗔𝗧𝗜𝗡𝗚 𝗛𝗠𝗢 𝗙𝗢𝗥 𝗚𝗢𝗩𝗘𝗥𝗡𝗠𝗘𝗡𝗧 𝗘𝗠𝗣𝗟𝗢𝗬𝗘𝗘𝗦! 🙌

Introducing 👉 Kaiser National HealthCare Shield! Ang pinaka-responsive at reliable na HMO plan for government groups!

✅ Pre-existing condition & Dreaded diseases are covered
✅ No cash-out during hospitalization
✅ Up to ₱75,000 coverage per illness per year
✅ Semi Private Room up to 800pesos per day
✅ Annual Physical Examination (Basic 5)
✅ Outpatient benefits
✅ Inpatient benefits
✅ Emergency Care
✅ Dental Benefits
✅ With financial assistance in case of accident or death
✅ Major hospitals included

No minimum number of members required for enrollment as long as the entire agency or department will participate.

🛡️ Kaiser International HealthGroup – “Your First Name in Healthcare.”

📲 Message me now

02/01/2026

AVAIL NOW while you are still INSURABLE!

Bakit ang KAISER ang BEST HEALTHCARE INSURANCE para sa pamilya mo?
Dahil ito ay 3 in 1 Savings & Investment Plan.

✅ HEALTH CARE
✅ LIFE INSURANCE
✅ SAVINGS & INVESTMENT

7 years ka lang mag – iipon, meron ka ng healthcare na magagamit for your retirement & senior years.

At alam mo ba ang KAISER HEALTHCARE INSURANCE ay:

✅ Maaring magamit lifetime kahit 60 years old and above ka na.

✅ Life insurance or instant money ay ibibigay sa beneficiary incase ang plan holder DIES TOO SOON. (DISCLAIMER: Subject to evaluation & approval policy.)

✅ WAIVE ang installment due to DEATH. Meaning, automatically ang KAISER PLAN holder ay magiging FULLY PAID, kahit 1 buwan lamang ang naibayad. At ang healthcare coverage ay mattransfer sa beneficiary. (DISCLAIMER: Subject to evaluation & approval policy.)

✅ 85% of the contract price will be given at the MATURITY DATE. Kung hindi ma-hospitalized ang plan holder during the 7 years paying period. (This is called the LONG-TERM CARE BONUS)

✅ Portion ng funds ay invested sa MUTUAL FUNDS, kaya ito ay nasabing mayroong SAVINGS & INVESTMENTS. Pagdating sa maturity date, it is GOOD AS CASH. Kung hindi mo man ito nais iwithdraw lahat, ang remaining balance ay continuous to grow & earning not less than 3% interest compounded annually.

✅ Sino ang pwede mag avail ng KAISER LONG-TERM HEALTHCARE? Ages 10 to 60 years old only.

Incase, YOU DIE TOO SOON or LIVE TOO LONG, handa ka at hindi ka magiging pabigat sa iyong pamilyang maiiwanan.

Let’s get started! Message me to know more.☺️

27/12/2025

For 10 to 40 years old. You can save atleast 88 pesos per day. Mas madaling ipunin yan dahil most of us minimum naman ang sahod , yung iba may bussiness, may raket, at may mga networks pa.

Kaiser 3 in 1 Investment..

Start Now your basic level investment for as low as ₱88.00/day or ₱2,647/month* for only 7 years Saving Period!

🔘 Funds are invested in a reserve trust fund, and in the stock market (thru mutual funds);
🔘 With Term Life Insurance rider;
🔘 With LongTerm HealthCare that covers your hospitalization even beyond age 65;
🔘 Plus 10% average interest growth rate yearly (during compounding period and even after maturity or full coverage period);
🔘 Includes Healthcare Benefits:
- No downpayment upon hospital admission
- Dental Care coverage
- Room & board coverage
- Plus more benefits!

Note: This is an LTC investment design

Having a LongTerm HealthCare Investment is better than just having insurance w/ health insurance riders only~

Here are the Top 5 Reasons Why:

1. IT COVERS YOU WAY BEYOND RETIREMENT YEARS - Most HMOs & Life insurance products limit their health coverage between 65-80 years old. LongTerm Care investment can cover even beyond 100 years old (based on available funds).

2. IT WORKS BETTER THAN YOUR COMPANY HEALTHCARE - Life Insurance is a reimbursement type program. You can never present your Life Insurance policy during admission or when settling your hospital bill. You have to pay the hospital first, then file necessary documents for reimbursement. With LongTerm HealthCare, it is just like the usual company HMOs--even better! It settles everything (other than personal misc.) after deducting the PhilHealth benefits. It uses negotiated rates by the provider (Kaiser International Healthgroup Inc.) and the accredited hospital, thus making you spend lower compared to when you pay in cash.

3. PEACE OF MIND - Every Filipino fears about getting hospitalized because of having little or no cash available on hand. Most borrow money somewhere else expecting to pay interests in the future. If you only have Life Insurance, you can get reimbursement to pay back your lender but you will still shell-out money out from your pocket. Remember: The insurance provider will only reimburse what the hospital billed to you and it does not include the interests you incurred from borrowing it. With LongTerm HealthCare, you no longer need to borrow money from somewhere else. That's peace of mind!

4. PROGRESSIVE COVERAGE OVER TIME - In Life Insurance, its health benefits are fixed and limited. The program's health benefits now may not be enough to cover hospitalization expenses 30 years or 40 years from now, thus forcing you to squeeze-out more money from your pocket. Kaiser's LongTerm HealthCare program makes your contributions and unused healthcare benefits grow over the period of time (ave. 10%) giving you more hospitalization coverage when you need it in the future.

5. WELL MANAGED FUND - To ensure sustainability and security of all Kaiser Long Term care plan holders' contributions, its fund are invested in a long term investment vehicle. Kaiser International Healthgroup Inc. owns 80% of the most dynamic Mutual Fund company in Philippines--Soldivo Funds. In 2015, Soldivo Funds was able to grow their assets to more than 200%, just one year after it was launched.

Possessing both programs give you a more secure financial future for you and your loved ones!

Kaiser International Healthgroup Inc. is the 1st in the Philippines that provides the best comprehensive LongTerm HealthCare investment to take build your future, today~

√ Send us a personal message to know more 💞

Address

9th Floor Kings Court, Chino Roces Avenue
Makati
1200

Website

https://www.facebook.com/profile.php?id=61559647783737&mibextid=ZbWKwL

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