The Investing Diva

09/02/2026

'Pag may problema sa pera, pwedeng magtrabaho, mag-ipon, maghanap ng dagdag na pagkakakitaan o humingi ng tulong. Magagawan ng paraan hangga't nabubuhay pa.

Paano na lang kung wala ka na?

Ang sagot, Everest Memorial Solution!

Manila Bankers Assurance, kasama mong nagmamahal.

05/02/2026

Pinaka Murang MEMORIAL PLAN!!!

Everest Memorial Solution

The most AFFORDABLE memorial plan on the market.
If you are 30 years old, you can get:
👉 P984 monthly = 200K Face Amount
👉 P1,476 monthly = 300K Face Amount
👉 P2,400 monthly = 500K Face Amount

Payable over 5 years only.

Enjoy more savings if you opt for annual payments.
✅ Easy to apply
✅ Eligible for ages 1-64
✅ Online application
✅ Tax-free
✅ Proceeds are not subject to tax
✅ Repatriation
✅ In case of death abroad, the concierge service includes assistance with the repatriation of the insured.

To learn more, send me a message.

02/02/2026

Nagwo-Worry ka ba sa yong Future?

Iniisip mo ba ang Future ng Family mo?

Pagod kana sa Trabaho?
Panay OT pero walang ipon?
Masipag naman pero parang dipa din umuusad?

Worried ka din ba sa mga challenges sa Future?
- Paano kung may magkasakit?
- PangTuition ng anak mo?
- Mga kailangang bilhin, damit, pagkain at iba pang pangangailangan ng future?

Baka may mga kailangan ka lang matutunan. Sabi nga, hindi mo alam ang mga bagay na hindi mo pa alam.

Hayaang mong ishare namin sayo ang aming mga natutunan kung paano kami nakawala sa ganyang sitwasyon.

Attend ka ng aming FREE Financial Education Class Online.
Message for more details!

02/02/2026

Every choice is a step forward.

Learn how mutual funds can help you, starting at ₱1,000: https://go.rampver.com/7wrh

21/01/2026

📣WE ARE ACCEPTING LINE UP na po for the next batch of presentations for KAISER NATIONAL HEALTHCARE SHIELD.

Sa mga gusto po malaman at maintindihan kung gaano po kaganda ang Kaiser National Healthcare Shield,
message niyo lang po kami.

Ito po benefits sa Kaiser NHS: 👇👇

✅ KAISER NATIONAL HEALTHCARE SHIELD PROGRAM
📌 Designed for GOVERNMENT AGENCIES and Institutions like DepEd, LGUs, State Universities and more!

💼 Annual Premium: ₱7,000 lang (Tailored fit sa 7K medical allowance nyo) hindi kulang, hindi sobra! Aanhin ang sukli eh 7k nga ang medical allowance nyo. Wag sayangin ang allowance nyo. Akala nakatipid. Nabawasan ka tuloy ng benefit. Maximise your 7k medical allowance!

💊 Up to ₱75,000 coverage per illness, per member, per year. No Annual Benefit Limit!

🏥 Semi-Private Room in MAJOR accredited hospitals(has the most accredited top notched hospitals nationwide)

PRE-EXISTING and DREADED ILLNESS IS COVERED at day 1! No contestability period. Magagamit kaagad kahit may cancer, diabetes, myoma, endometriosis, cardiovascular disease, nagda dialysis, na stroke kana at marami pa!

✔ COVERED ANG:
🩺 PREVENTIVE CARE
• Annual Physical Exam (APE)
• CBC, fecalysis, urinalysis, Chest X-ray, ECG (40+), Pap Smear (40+)
🏥 IN-PATIENT CARE
• NO deposit upon admission
• Room & board, Surgery, ICU
• Medicines, Diagnostics, Specialists (surgeon, anesthesiologist, internist)

👩‍⚕️ OUT-PATIENT CARE
• Consultation with doctors
• Minor surgeries, lab & x-ray
• ENT care, Prenatal & postnatal (monthly)

🚨 EMERGENCY CARE
• ER consultations, meds, oxygen, sutures, diagnostics
🦷 DENTAL CARE (for principal only)
• Cleaning, Extraction, Fillings, Denture adjustments

💰 FINANCIAL CARE ASSISTANCE
✔ ₱20,000 – Accidental Death
✔ ₱10,000 – Natural Death
✔ Up to ₱10,000 – Loss of limbs/sight
✔ ₱5,000 – Partial loss (one eye/hand/foot)
🔬 ADDITIONAL COVERAGE:
✔ Dialysis
✔ Chemotherapy / Radiotherapy
✔ Laparoscopic Surgery – ₱50,000
✔ Advanced Diagnostics – up to ₱5,000 per procedure
✔ Congenital Illness – ₱10,000
✔ Physical Therapy – 10 sessions
✔ Rabies, tetanus shots – ₱10,000

🏥 MAJOR HOSPITALS INCLUDED:
Makati Med, St. Luke’s, Medical City, Asian Hospital, Cardinal Santos, Cebu Doctors, Chong Hua, ACE Hospitals and more!

📌 Integrated with PhilHealth
YOU CAN ADD DEPENDENTS!

Don't settle for less, you deserve the best!
📲 Message us if you want a formal proposal or FREE presentation for your school or agency.

CCTO

13/01/2026

Ito yung tatlong mahalagang tanong sa buhay natin.

1. What if we get sick?

Sino mag aalaga at mag babayad ng bill ko sa hospital. Gagaling at madudugtungan kaya buhay ko?

2. What if we die too soon?

Ano kaya mangyayari sa anak at family ko. Magugutom ba sila? Iiwanan ko ba sila ng tambak na utang?

3. What if live too long?

Pag tumanda ba ako di ako maging pabigat sa family ko kasi may investment ako?

Kung mahal mo pamilya mo inisip mo dapat ang tatlong tanong na ito.

Alamin ang Benepisyo ng Kaiser 3 in 1.

Message mo lng ako.

Ctto

05/01/2026

ONE MILLION Retirement Fund???

May tatlong options ka na pwedeng gawin...

1.) PUT YOUR MONEY IN SAVINGS ACCOUNT
Para ma-hit mo ang 1,000,000 pesos retirement fund after 20 years.
Eto ang computation:
20 years × 12 months = 240 months
So how much money do we need to save to hit that 1 million retirement fund?
1,000,000 pesos ÷ 240 months = 4,166.67 pesos
Ibig sabihin nito ay kailangan mag-save ng 4,166.67 pesos per month para ma-hit natin ang 1 Million sa loob ng 20 years.
Kaya ba? mukhang mahirap bukod sa matagal ay mabigat ang 4,166.67 a month.

2.) PUT YOUR MONEY IN MUTUAL FUNDS
Kung average 12% per annum in 20 years using the Wealth Calculator ang kailangan mo nalang isave ay 1,000 per month, ang lalabas na result ay 978,031.12.
That's almost 1 Million Retirement Fund. Ang question kaya ba mag-save nag 1,000 per month? Of course! Kayang kaya, pero ang next question ay kaya mo ba gawin yan consistent sa loob ng 20 years?

3.) PUT YOUR MONEY IN KAISER SAVING PLAN
Ang Kaiser ay Long-term Healthcare, db? YES! Tama ka jan... pero hindi lang Healthcare ang meron si Kaiser, meron yang Life Insurance at Investment Component. Yung Investment component niya ay precomputed.
Just by saving/investing of 5,882 per month sa loob ng 7 years, magkakaron ka ng 1,166,168 pesos na retirement fund pagdating ng 20th year (maturity).
**************************

Anong pipiliin mo para ma-achieve ang 1 Million Retirement Fund?
1. Saving 4,166.67 pesos per month for 20 years
2. Investing 1,000 pesos per month for 20 years
3. Investing 5,882 pesos per month for 7 years

Just message me for more details or you can attend our Online Orientation seminar for free 😀

28/12/2025

IF YOU CAN SACRIFICE 7 YEARS WORKING IN ABROAD/COMPANY, WHY NOT SACRIFICE 7 YEARS OF SAVINGS?

GOOD RETURN, COMFORTABLE RETIREMENT LIFE AND COMFORTABLE HEALTH ASSISTANCE.
The beauty of having LONG TERM HEALTHCARE (Kaiser Health Builder)
1. When you get sick, it becomes your health fund.
2. When you're not sick, it becomes your Savings, Investment and Retirement Funds. It is accumulated overtime.
3.When God calls you or when you die, it becomes your family's replacement income.

The only HMO that will give you peace of mind for the rest of your life.

Get your plan now! Dahil di natin hawak ang buhay. Die too soon or live long. Yan lang ang dalawang sigurado sa atin. Kaya dapat prepared tayo.

For free quotation message me ❤️
ctto...

09/12/2025

𝙁𝙧𝙤𝙢 𝙗𝙡𝙪𝙚𝙥𝙧𝙞𝙣𝙩 𝙩𝙤 𝙧𝙚𝙖𝙡𝙞𝙩𝙮, 𝙂𝙡𝙖𝙢 𝙍𝙚𝙨𝙞𝙙𝙚𝙣𝙘𝙚𝙨 𝙞𝙨 𝙧𝙚𝙖𝙙𝙮 𝙛𝙤𝙧 𝙮𝙤𝙪.

Step into a home built with purpose – designed for comfort, convenience, and modern city living.

Move-in ready units now available. For inquiries, contact us.

13/11/2025

27/09/2025

Bakit nagustuhan ko ang Kaiser, kasi po sa isang produkto lang, 3 na agad ang sagot ng kaiser sa mga importanteng investment na meron dapat tayo. Kaya tinatawag din itong complete financial solution!!!

✅Meron itong Short term at Longterm healthcare, at 7 taon lang huhulugan. Magagamit mo kahit umabot ka pa ng 100 years old as long na may fund ang healthcare mo.

✅May Life Insurance na din siya na maiiwan mo sa pamilya mo incase na may mangyari na di natin inaasahan.

✅May investment pa na kasama na magagamit mo dagdag sa retirement fund mo o kung saan mo man balak gamitin. Ang maganda pa sa kaiser, kung di mo magamit ang healthcare fund mo habang nagbabayad ka, napupunta ito sa investment fund mo. Ang galing db. Kaya tinatawag itong IPON NA WALANG TAPON!!!

Kaya kung ikaw ay wala pa nito, message mo lang ako at I guide kita paano maka avail din nito.
Tara usap tayo !

26/09/2025

💡 Do you know? Earnings from mutual funds are tax-exempt!

Under R.A. 8424 (Tax Reform Act of 1997), income from mutual funds is not included in gross income and is exempt from personal income tax, a rule confirmed by BIR rulings.

That means every peso you earn stays invested and keeps compounding, helping your money grow faster compared to savings accounts, time deposits, or other taxable investments!

🌱 Here are the steps on how to start investing:

1. Sign up for a FREE Rampver online account - Register at go.rampver.com/signup and verify your email address.

2. Complete customer application - Fill out the KYC form in less than 15 minutes and upload 1 valid ID and a selfie.

3. Start investing! - Once approved, you can now choose your preferred fund, proceed to payment, and monitor your investments. You can start with ₱1,000!

Sign up here to get started: go.rampver.com/signup

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Please visit rampver.com/invest-fb for more info.