Optimal Life and Health

11/06/2025

10/29/2025

www.optimallifeandhealthadvisor.com

Get the essential coverage you deserve with GA Access & ACA marketplace plans. Enjoy subsidies, peace of mind, and don't miss your chance during open enrollment. Insurance Lady Cheryl is standing by waiting to assist you.

10/22/2025

A Medicare Special Needs Plan is a Medicare Advantage plan that include all Medicare Part A, Part B and Part D benefits and may include additional benefits, such as support for a chronic condition or services that may be helpful to someone who has both Medicare and Medicaid.

10/21/2025

💙 It’s That Time Again — Medicare Annual Enrollment Is HERE! 💙

🗓 October 15 – December 7, 2025

If you have Medicare, this is your chance to review your coverage, compare plans, and make sure you’re getting the best benefits for your money!

Here’s what you can do during AEP:
✨ Switch to a new Medicare Advantage Plan
✨ Add or change your Prescription Drug Plan
✨ Or go back to Original Medicare

Changes you make now will start January 1, 2026 — so don’t wait!

I’m Cheryl Clark, your friendly, licensed Medicare agent 🩵
I make Medicare simple to understand and easy to navigate — so you can relax knowing you’re covered and confident for the year ahead.

📞 Call or text me at (404) 553-6152
🌐 Visit www.insuranceladycheryl.com

📲 Or just scan the QR code on the flyer to schedule your free consultation!

New to Medicare? Let’s make sure your 2026 coverage truly fits you! 💫

10/04/2025

09/25/2025

What happens if I already have COBRA coverage – can I switch to ACA health insurance?
Yes and no. If you choose to enroll in COBRA, you can switch to ACA health insurance under the following circumstances:

You have used up all of your COBRA coverage.
You have another qualifying life event that makes you eligible for another Special Enrollment Period.
It is the annual Open Enrollment Period.
You won’t be able to switch to ACA health insurance outside of those situations. So consider your circumstances before discontinuing your COBRA coverage, or you may end up without health insurance coverage.

09/19/2025

https://insuranceladycheryl.com/

My new website is pretty darn cool! Need a policy review? Fill out the contact form and we can get started ASAP!

We’re here to help you find a Medicare plan that lets you keep your primary care doctor, specialists, and preferred hospitals.