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Strother Standard

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Dallas, TX
Strother Standard

I am a licensed agent working as an insurance consultant for over 11 years.

Licensed to sell under multiple providers, I can find you a healthcare plan customized to fit your needs. I have been a health and life insurance broker for over 11 years and am licensed in over 20 states.

12/26/2025

Health insurance can be confusing, but understanding your choices is key to protecting your health and your wallet. Don’t let complexity keep you from getting the coverage you need.

💡 Key health insurance options explained:
✔ Individual & Family Plans – Coverage tailored to your household’s needs
✔ Employer-Sponsored Plans – Often include lower costs and extra benefits
✔ Medicaid & CHIP – Assistance programs for qualifying individuals and families
✔ Short-Term or Gap Coverage – Temporary protection while between plans

Choosing the right plan depends on your budget, medical needs, and lifestyle. A review of your options can save money and ensure you’re fully covered.

📞 Message us today for a simple, personalized review — navigating your health insurance doesn’t have to be overwhelming.

12/25/2025

✨ Season’s greetings! May this festive time bring happiness, reflection, and a bright start to the year ahead. 🎁

12/22/2025

Health insurance isn’t just about doctor visits — it’s about protecting your finances when the unexpected happens.

💡 Why coverage matters:
✔ Helps cover high medical bills from accidents or illnesses
✔ Provides access to preventive care and routine checkups
✔ Limits out-of-pocket costs with deductibles, copays, and maximums
✔ Offers peace of mind knowing you’re protected

Without insurance, even a short hospital stay can lead to overwhelming expenses. The right health plan helps safeguard your savings while making quality care more affordable.

📞 Whether you’re self-employed, between jobs, or looking for better coverage, we’re here to help you find a plan that fits your needs and budget. Reach out today to get started.

12/19/2025

Many people skip dental and vision coverage thinking it’s optional—but small problems can turn into big (and expensive) ones without regular care.

🦷 Dental insurance helps cover:
• Preventive care like cleanings and exams
• Fillings, crowns, and other restorative services
• Early detection of issues that can affect overall health

👓 Vision insurance helps with:
• Routine eye exams
• Glasses or contact lenses
• Early detection of eye diseases and other health conditions

These plans are often affordable add-ons that can save you money, protect your health, and help you avoid unexpected out-of-pocket costs. Let’s take a look at your options and see if dental and vision coverage makes sense for your needs and budget. 💬

12/17/2025

One of the most common things I hear from people is:
👉 “I thought my plan covered more than it actually does.”

Too often, people choose a health insurance plan based only on the monthly premium—only to be surprised by high deductibles, limited networks, or unexpected out-of-pocket costs when they actually need care.

How to avoid this regret:
✔ Understand your deductible, copays, and out-of-pocket maximum
✔ Make sure your doctors and prescriptions are covered
✔ Choose a plan that fits both your health needs and your budget
✔ Review your coverage during open enrollment or after life changes

Health insurance isn’t just a requirement—it’s protection for your health and your finances.

If you’re self-employed, changing jobs, losing coverage, or just unsure if you’re on the right plan, I’m here to help.
📩 Message me today for a free, no-obligation health insurance review.

12/15/2025

Open Enrollment is your chance to choose the right health coverage — but many people make costly mistakes without realizing it 👇

❌ Choosing a plan based only on monthly price
❌ Not checking if your doctors or prescriptions are covered
❌ Ignoring deductibles, copays, and out-of-pocket limits
❌ Missing deadlines and losing coverage options
❌ Assuming last year’s plan is still the best fit

Health insurance isn’t one-size-fits-all. The right plan balances cost, coverage, and your real healthcare needs 🩺💡

A licensed health insurance agent can help you compare plans, explain the fine print, and avoid surprises after enrollment.

📩 Message me today to get guidance before Open Enrollment ends.

12/12/2025

With so many health insurance options out there, it can be overwhelming to figure out what truly fits your needs. That’s why more people are turning to independent brokers—professionals who work for you, not a specific insurance company.

Here’s what sets independent brokers apart:
✔️ Unbiased guidance: We compare plans from multiple carriers to find the best fit for your budget and health needs.
✔️ One-on-one support: You get real help from a real person—no call centers, no guessing, no endless searching on your own.
✔️ Custom plan recommendations: Whether you need Marketplace coverage, private plans, short-term options, or supplemental policies, we tailor everything to you.
✔️ No extra cost: Using a broker doesn’t raise your premium—so you get expert advice at no additional charge.
✔️ Ongoing service all year: Enrollment is just the beginning. We’re here for claims questions, plan changes, and life transitions.

Health insurance isn’t just about picking a plan—it’s about choosing someone who makes sure you’re genuinely protected.

If you’re tired of navigating insurance alone, send me a message. I’m here to make health coverage clear, affordable, and stress-free. 💙

12/10/2025

What is Critical Illness Insurance — and why is it so important? 💡

A major health event like cancer, a heart attack, or a stroke doesn’t just impact your body… it can impact your finances too. Critical Illness Insurance pays you a lump-sum cash benefit if you’re diagnosed with a covered condition. You can use it for anything — medical bills, travel for treatment, lost income, childcare, or simply keeping your household afloat during recovery.

It’s an extra layer of protection that helps you focus on healing, not the financial stress. ✔️

If you’re looking for affordable options or want to know whether a plan makes sense for your situation, I’m here to help.
📩 Message me for a personalized quote or a quick, easy explanation of your options.

12/08/2025

Life doesn’t always line up with open enrollment—and that’s where short-term or temporary health insurance can help. Whether you’re between jobs, waiting for employer coverage to start, or aging off a parent’s plan, temporary coverage may offer a safety net when you need it most.

Here are a few key things to keep in mind:

🩺 Coverage is designed for unexpected medical needs
Temporary plans can help with sudden illnesses or injuries, doctor visits, and urgent care—but benefits vary by plan.

⏳ It’s not long-term insurance
Most plans offer coverage for a limited period and may not include all the benefits of ACA-compliant plans.

⚠️ Pre-existing conditions may not be covered
This is one of the biggest differences compared to major medical plans, so it’s important to review the details.

💵 Premiums can be more affordable
For many people in a coverage gap, temporary plans offer a budget-friendly option until permanent coverage begins.

Before you choose a plan, understand what’s covered, what’s not, and which option is best for your situation.

📩 Message me today for guidance and a quick, no-pressure quote. Let’s make sure you’re protected during the gaps.

12/04/2025

🏥📘 How to Choose a Health Insurance Plan That Works for You

Finding the right health insurance plan doesn’t have to be confusing. Understanding a few key factors can help you make confident decisions that protect both your health and your budget. Here’s what this guide breaks down:

✔️ Plan types (HMO, PPO, EPO) and how they affect your doctor and specialist choices
✔️ What to compare—premiums, deductibles, copays, and out-of-pocket maximums
✔️ How to check network providers to make sure your doctors and hospitals are covered
✔️ Why it’s important to review prescription drug coverage
✔️ How your health needs, lifestyle, and budget influence the best plan for you

Choosing the right plan means peace of mind, predictable costs, and confidence knowing you’re covered when it matters most.

📩 Need help reviewing your options or picking a plan that fits your needs? Message me anytime—I'm here to make health insurance simple and stress-free.

12/01/2025

🏥📘 Health Marketplace 101: What You Need to Know

Navigating health insurance can feel overwhelming, but understanding the Health Insurance Marketplace makes choosing the right plan much easier. This guide breaks down the essentials so you can make informed, confident decisions about your coverage:

✔️ How Marketplace plans work and who’s eligible
✔️ The differences between Bronze, Silver, Gold, and Platinum plan levels
✔️ How premium tax credits and cost-sharing reductions can lower your costs
✔️ What to compare when choosing a plan—deductibles, networks, copays, and out-of-pocket limits
✔️ Why enrolling during Open Enrollment or qualifying for a Special Enrollment Period is important

With the right plan, you can protect your health and your finances without the guesswork.

📩 Need help reviewing your options or finding a plan that fits your budget? Message me anytime—I’m here to make health insurance simple and stress-free.

11/28/2025

Wishing you a season of gratitude and happiness. Happy Thanksgiving!

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