https://www.facebook.com/1098214886959362/

Strother Standard

Home
United States
Dallas, TX
Strother Standard

I am a licensed agent working as an insurance consultant for over 11 years.

Licensed to sell under multiple providers, I can find you a healthcare plan customized to fit your needs. I have been a health and life insurance broker for over 11 years and am licensed in over 20 states.

02/06/2026

The hidden price of “affordable” health insurance plans ⚠️

Low monthly premiums can look great… until you actually need care.

Many “affordable” plans come with:
💸 High deductibles
📄 Large copays & coinsurance
❌ Limited provider networks
🏥 Big out-of-pocket costs when you get sick

That bargain plan can end up costing more when it matters most.

The right health insurance isn’t just about the cheapest monthly payment — it’s about balance, protection, and knowing what you’re really signing up for.

A plan that fits your health needs and budget can save you stress and money in the long run.

📩 Message us for a no-pressure review and let’s find coverage that actually works for you.

02/04/2026

Why self-employed people often overpay for health insurance 💸

When you work for yourself, you don’t get HR guidance — so many people end up choosing plans that cost more than they should.

Common reasons this happens:
📌 Picking the “safest” plan without comparing options
📌 Missing out on income-based subsidies or tax credits
📌 Over-insuring for benefits you rarely use
📌 Choosing a plan that doesn’t match your actual healthcare needs
📌 Not reviewing coverage as income changes year to year

The result? Higher monthly premiums and unexpected out-of-pocket costs 😬

The right health insurance plan should:
✅ Fit your income and lifestyle
✅ Cover what you actually use
✅ Adjust as your business grows or changes
✅ Protect you without draining your cash flow

If you’re self-employed and unsure whether you’re overpaying, a quick review can bring clarity — and often savings.

📩 Message us for a no-pressure health insurance checkup.

02/02/2026

You don’t truly know your health coverage…
until an emergency happens.

That’s when the fine print shows up 👇
🚑 Ambulance services that aren’t fully covered
🏥 ER visits with high deductibles or surprise bills
🩺 Doctors or hospitals that are “out of network”
💊 Prescriptions that suddenly cost more than expected
📄 Prior authorizations that delay care when time matters most

Emergencies don’t give you time to compare plans — they reveal whether your coverage actually works for you.

The right health insurance should protect you financially and medically when life takes an unexpected turn.

📩 Message me to review your current plan or explore better options before an emergency makes the decision for you.

01/30/2026

What people don’t realize until their first medical bill arrives…

Monthly premiums are only part of the story 💳. Deductibles, copays, coinsurance, and out-of-pocket maximums can turn a simple doctor visit or unexpected procedure into a financial surprise 🧾😬.

Many people choose a health plan based on price alone — then find out the hard way how coverage really works. The right health insurance should balance cost, access to doctors 🏥, prescriptions 💊, and protection from large medical bills.

A quick review can help you understand what you’re paying for, what’s covered, and what to expect before you need care.

You deserve coverage that works when life happens — not surprises after the fact.

📩 Message me for a no-obligation health insurance review and clear, honest guidance.

01/28/2026

The numbers on your health plan that matter more than the premium.

A low monthly premium can look great—but it’s only part of the story. What really matters is how your plan works when you actually use it.

🔢 Deductible – what you pay before coverage kicks in
🔢 Out-of-pocket maximum – the most you’ll pay in a year
🔢 Copays & coinsurance – your share at the doctor or pharmacy
🔢 Network coverage – which doctors and hospitals are included

Choosing the wrong plan can cost you more over time—even with a cheaper premium.

Let’s break down the numbers and find a health plan that fits your budget and your healthcare needs.

📩 Message us today for a free health insurance review.

01/26/2026

Health insurance should fit your life—not the other way around

Your coverage shouldn’t feel confusing, restrictive, or impossible to use.

The right health insurance plan should work with your life, not against it:
• Doctors you actually want to see 🩺
• Coverage that fits your health needs and budget 💰
• Prescription benefits that make sense 💊
• Flexibility as your life changes—new job, growing family, or retirement 🔄

If your plan feels overwhelming or you’re not sure you’re getting the most value, it may be time for a review.

Health insurance isn’t one-size-fits-all—and you don’t have to figure it out alone.

📩 Message me to explore options that truly fit your life.

01/21/2026

That “cheap” health plan can cost you more than you think…

Why the cheapest health plan often becomes the most expensive:

💸 High deductibles you must pay before coverage really helps
💸 Large out-of-pocket maximums that hit hard during emergencies
💸 Limited networks that restrict doctors and hospitals
💸 Costly prescriptions not covered the way you expect
💸 Unexpected bills from out-of-network care

Low monthly premiums look great — until you actually need care.

The right health plan balances premium, coverage, and protection based on how you use healthcare.

📩 Not sure which plan truly fits your needs? Message me and I’ll help you compare options the smart way.

01/19/2026

The biggest health insurance lies still circulating online 🚫💻

With so much information online, it’s easy to get misled. Let’s clear up a few common myths 👇

❌ “The cheapest plan is always the best plan”
➡️ Low premiums often mean higher deductibles and out-of-pocket costs 💸

❌ “I don’t need insurance because I’m healthy”
➡️ Accidents and unexpected illnesses can happen to anyone ⚠️

❌ “All plans cover the same things”
➡️ Networks, prescriptions, and benefits vary widely 🏥💊

❌ “I can sign up anytime”
➡️ Enrollment periods matter—and missing them can be costly 📅

The truth? The right health insurance plan protects both your health and your finances 🛡️❤️. Getting accurate information and proper guidance makes all the difference.

📩 Message me today to separate fact from fiction and find a health insurance plan that truly fits your needs.

01/16/2026

The difference between these plans is bigger than you think

When it comes to health insurance, two plans can look similar on paper—but the details can make a huge difference.
✔️ Deductibles and out-of-pocket maximums
✔️ Copays vs. coinsurance
✔️ Provider networks and referrals
✔️ Prescription coverage
✔️ Coverage for preventive care and specialists

Choosing the wrong plan can mean higher costs, limited access to doctors, or unexpected bills. Choosing the right one means confidence, coverage, and peace of mind.

📲 Whether you’re self-employed, between jobs, or shopping during Open Enrollment, we’re here to help you compare your options and find a plan that truly fits your needs.

01/14/2026

Emergencies are stressful enough—your health insurance shouldn’t add to the confusion. Knowing how your coverage works before a crisis can save you money, stress, and time.

Here’s what typically happens when an emergency strikes:

✅ Your plan may cover emergency room visits, urgent care, and ambulance services—sometimes in full, sometimes partially.
✅ Certain procedures may require pre-authorization, even in urgent situations.
✅ Out-of-pocket costs depend on deductibles, copays, and network restrictions.
✅ Understanding your coverage can prevent surprise bills and denied claims.

Being prepared means you can focus on what matters most—your health. Don’t wait until it’s too late.

📞 Message me today to make sure your plan will really protect you when it matters most.

01/12/2026

Marketplace vs. Private Health Insurance: What No One Explains Clearly 🏥💡
Choosing health insurance can feel confusing—but knowing the difference can save you money and stress.

Marketplace (Affordable Care Act) plans:
✅ Income-based subsidies may lower your monthly premium
✅ Coverage options follow ACA rules
✅ Enrollment is limited to open enrollment periods

Private health insurance:
✅ Often more flexible plan options and networks
✅ Can be purchased year-round
✅ No income requirements

Understanding the pros and cons helps you pick a plan that fits your budget, health needs, and lifestyle. Don’t guess—let us help you navigate your options and get the coverage you deserve 📩.

01/09/2026

Life changes—raises, new jobs, reduced hours, or retirement—can have a big impact on your health insurance eligibility and costs. What once worked for you may no longer cover all your needs, leaving you with higher premiums, denied claims, or gaps in coverage.

Even small income changes can affect:
✔️ Subsidies for marketplace plans
✔️ Eligibility for Medicaid or CHIP
✔️ Premiums and out-of-pocket costs

As a licensed health insurance agent, I help people navigate these changes, compare options, and make sure their coverage matches their current situation—so you’re never caught off guard.

📩 Message me or comment “HEALTH COVERAGE” to review your plan today and keep your protection in check.

Address

Dallas, TX

Telephone

+19729474116

Website

facebook.com

Alerts

Be the first to know and let us send you an email when Strother Standard posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Practice

Send a message to Strother Standard:

Shortcuts

Featured

Psych Dimensions

Want your practice to be the top-listed Clinic in Dallas?