03/19/2014
How much do you need? I can help calculate your specific needs today, so you can protect your most valuable asset, your income, tomorrow!
Disability Insurance- Who Needs It?
"Simply put, if you have a job, you most likely need disability insurance. The possibility of a disabling illness or injury may seem remote, but statistics say otherwise.
You actually have a three in 10 chance of suffering a disability that keeps you out of work for 90 days or longer at some point during your working career. And keep in mind that 90% of disabilities are caused by illnesses not accidents.
Most of us have some kind of personal debt, such as a mortgage or credit card bills. Would you be able to maintain your standard of living if you were too ill or injured to work for an extended length of time? Plus, a disabling injury or illness could lead to medical bills, modifications to your car or home or other unforeseen needs that can be quite expensive.
You also have to think long term. How much do you earn in a year and what would that be over a lifetime. A 25-year-old worker who makes $50,000 a year and suffers a permanent disability could lose $3.8 million in future earnings.
For all these reasons, almost anyone who works—whether they’re single, married, with children or without—should consider disability insurance." (LifeHappens.org, 2014)
Christa Woyden
888-543-3634
www.SourceBrokerage.com
Christa@sourcebrokerage.com
Source Brokerage, LLC is a national insurance wholesale brokerage offering insurance agents, agencies and carriers support in the disability and life insurance markets. Our services range from areas of product training, case design, competitive analy
