04/03/2026
Unfiltered Friday.
After working a case like this, I’m going to say something that may make people uncomfortable…
I don’t have a high level of trust in long-term care insurance companies right now.
I’ve spent the past year helping a 93-year-old client—who paid into her policy for over 30 years—fight for coverage she was promised… only to have the insurance company cover a fraction of what they said they would.
This isn’t just about policies.
It’s about families under pressure, trying to do the right thing, and being left to navigate fine print in the middle of a crisis.
If you’re considering long-term care insurance:
➡️ Do your research
➡️ Get everything in writing
➡️ Ask harder questions than you think you need to
Because when the time comes, it’s not theoretical anymore.
It’s real. It’s urgent. And it matters.
If you’ve had a similar experience—or are trying to make these decisions now—I’d love to hear your perspective.