Tammy D'Angelo, Senior Markets Specialist

10/30/2025

🎃👻 It may be Spooky Season, but don’t be SCARED by the Social Security COLA!

The Social Security Administration just announced a 2.8% Cost-of-Living Adjustment (COLA) for 2026. That means monthly Social Security and SSI payments will increase for more than 75 million Americans starting next year. 💵

👉 Want to see your personal COLA before it arrives by mail?
You can access it up to three weeks earlier by creating or logging in to your my Social Security account and signing up for digital notices by November 19.

This small annual increase helps your benefits keep pace with inflation — so while the numbers may not be spooky, they are important to understand.

Stay informed, stay secure, and make sure you’re getting the updates you deserve. 💪

10/23/2025

As it is Thursday and I have so much to be thankful for, I wanted to take a moment to express my gratitude. I am beyond thankful for my daughters. They are teenagers and pushing every single button that I have, just as they are supposed to do, and I am grateful that they are making space for their independence and to express themselves in a space they feel safe. I am thankful for an incredibly supportive partner and friend circle. Life is so much easier when you have a strong village. Which leads me to my next gratitude, to the new relationships I am building with other like minded, soulful, connected, people that I hope to call friends. I am grateful that I work at a company that encourages and supports my personal and professional growth. I am grateful for the clients who trust me to guide them through daunting waters. And finally, I am grateful that I found a musical outlet by joining my church choir, and a creative outlet by starting Tammy's Homemade...

What are you thankful for today?

10/21/2025

I know, I KNOW! I should have KNOWN!! I was speaking to a client of mine about Cancer insurance. Do you know how much a Cancer plan costs? I bet it's not as expensive as YOU think it is. Imagine being a single parent family (1 adult and children - plural-) and having ANUAL coverage for ALL of you for less than the cost of 1 week of groceries. How much peace of mind would that grant you? I think we can all afford that peace of mind. I should have shared this with you sooner. Everyone should know how affordable coverage is. If you want to know more or run a quote. Let me know. Knowledge is Power.

tdangelo@synthesiswealth.com

10/16/2025

⚠️ SCAM ALERT for Retirees & Social Security Recipients!

There’s a new “Supreme Court” scam making the rounds — and it looks very real.
Scammers are sending official-looking letters claiming your Social Security number was used in a crime and your accounts will be frozen unless you cooperate with a fake SSA or Treasury “agent.”

Here’s what you need to know:
🚫 The Supreme Court and SSA will NEVER contact you by letter, text, or email demanding money or threatening arrest.
💰 These scammers want your bank info, SSN, and identity — don’t give it!
🕵️‍♀️ If you get one of these letters, rip it up and report it at ssa.gov/scam

Please share this with parents, grandparents, and friends.
The best protection is awareness — and together we can stop scammers from preying on trusting seniors. 💙

Protect Yourself from Social Security Scams

10/14/2025

Good afternoon friends, I wanted to share an idea and ask for some help from those of you who may be in a position to help me. A small fact about me is that I love to teach. Especially the boring, nitty-gritty, hard to understand topics. I am currently looking for the opportunity to teach those approaching, or thinking about, retirement. My areas of specialty include: Social Security, Medicare, Life Insurance and Annuities as all of these things typically play a roll in a well rounded retirement portfolio but they each are a complicated topic to understand. If you know anyone in Human Resources, a Library director, or a High School / Community College in the area of North Jersey who holds adult classes, where I could help impending retirees understand these topics (one, two, or a few), I would love the connection. I appreciate any help or guidance you could provide and look forward to the opportunity to make a few new friends along the way.

09/26/2025

Medicare’s Annual Enrollment Period (AEP) is almost here, and I’m now scheduling appointments!

Whether you want to:
✔ Review your current Medicare plan
✔ Check your prescription coverage
✔ Explore changes or new options

…this is the perfect time to make sure your 2026 coverage fits your needs.

🤓 Email me today to reserve your spot and schedule your appointment!

tdangelo@synthesiswealth.com

** all are welcome, the Medicare review is free!**

09/24/2025

🎉 Medicare Trivia Answers! 🎉

How did you do? Here are the answers:

1️⃣ 1965 – Medicare was signed into law by President Lyndon B. Johnson.
2️⃣ Former President Harry Truman got the very first Medicare card!
3️⃣ False – Medicare does not cover long-term custodial care.
4️⃣ Over 65 million people are enrolled in Medicare today.
5️⃣ Prescription drugs – you’ll need Part D or another plan for that.

👉 Medicare can be tricky, but the good news is—you don’t have to figure it out alone.

📅 I’m now scheduling Annual Enrollment Period reviews! Send me a message to book your spot and make sure your plan is the right fit for 2026.
tdangelo@synthesiswealth.com

09/23/2025

🧩 Medicare Trivia Time! 🧩

Let’s see how well you know Medicare with a few quick questions:

1️⃣ In what year was Medicare signed into law?
A) 1945 B) 1955 C) 1965 D) 1975

2️⃣ Who received the very first Medicare card?
A) President Lyndon B. Johnson
B) Former President Harry Truman
C) The Surgeon General
D) A U.S. Senator

3️⃣ True or False: Medicare covers long-term custodial care (like assisted living).

4️⃣ How many people are enrolled in Medicare today (2025)?
A) 30 million B) 45 million C) 65 million D) 80 million

5️⃣ Which of these is NOT covered by Original Medicare?
A) Hospital stays B) Doctor visits C) Prescription drugs D) Preventive screenings

👉 Drop your answers in the comments! I’ll post the correct answers tomorrow.
Medicare can be confusing, but the good news is—you don’t have to figure it out alone.

09/17/2025

ALL ARE WELCOME! Share with your parents, siblings, friends and neighbors. FREE Medicare 101 webinar NEXT WEEK!
register at: https://bit.ly/SWPEVENTS
or email me at: tdangelo@synthesiswealth.com and I'll send you the link!

09/17/2025

📅 Now Booking Medicare AEP Appointments!

Medicare’s Annual Enrollment Period (AEP) is almost here, and I’m now scheduling appointments!

Whether you new to Medicare or simply want to:
✔ Review your current Medicare plan
✔ Check your prescription coverage
✔ Explore changes or new options

…this is the perfect time to make sure your 2026 coverage fits your needs.

👉 Email me today to reserve your spot and schedule your appointment!

tdangelo@synthesiswealth.com

09/09/2025

Tip Off Tuesday
Here’s a little truth most people don’t think about: life insurance isn’t just about money—it’s about making sure the people you love most are taken care of, no matter what life throws your way.

Want to find out how much it might cost to protect your family from the unimaginable? Check out this quick calculator:
👉 Life Insurance Calculator - https://lifehappens.org/life-insurance-needs-calculator/

Comment “life happens” below and I’ll reach out to show you what protecting your family could really look like. Simple, quick, and eye-opening. * No strings attached*

Send a message to learn more