Business Essentials, LLC

04/12/2021

This is by far the easiest payroll system I’ve used.
Super simple and user friendly. It’s online and completely paper-free!
It works great for both W2 employees and 1099 contractors.
I can also access my payroll info from my phone! That’s a game changer for me.

Sign up and we both get gift cards.

04/10/2021

Health Insurance

Health insurance helps individuals and families pay for medical care and also provides coverage for unforeseen expenses due to illness or injury.

The cost (also called a premium) of a health insurance plan and the coverage it provides varies depending on many factors. These factors include your age, where you live, whether it’s an individual or a family plan, your to***co use, etc. Your premium and coverage are also affected by whether the plan is private, employer-sponsored, public, or government-subsidized.

Your premium, specifically, will be affected by the following features, which are standard for every health plan:

Deductible – the amount you have to pay for a service that is covered by your plan before your health insurance goes into effect
Copayment (Copay) – the set amount you pay for a service or prescription drug
Coinsurance – the percentage of the cost you have to pay for a service covered by your plan; for example, if your coinsurance is 20%, you pay for 20% of the cost, and your insurance pays for the remaining 80%
Out-of-Pocket Limit – the most you will need to pay in a single year for any service that is covered by your plan

04/10/2021

The Affordable Care Act
The Affordable Care Act (ACA), sometimes called Obamacare, went into effect in 2010. Based on its guidelines, no one can be denied health care coverage. Additionally, it provides subsidies for low income individuals and families. You can find out more about the ACA, its benefits, and how it works by visiting

Official site of Affordable Care Act. Enroll now for 2021 coverage. See health coverage choices, ways to save today, how law affects you.

02/28/2021

https://www.psycom.net/online-therapy

Telemedicine, including online therapy and teletherapy, is gaining a lot of traction. According to experts, patient outcomes and satisfaction are the same as with in-person visits. And, in many cases, it's a lot more convenient.

02/28/2021

https://money.cnn.com/2015/01/30/pf/jobs/desk-organized-tips/

Just a few quick changes to your workspace can help increase your productivity.

01/06/2021

QOTD (Question Of The Day)
What's the Difference Between an FSA and HSA?

You could be missing out!

FSAs and HSAs have a few major differences to note, including:

Who qualifies.
When the money expires.
Annual contribution limits.

Click the link to learn more!

Here are the differences between an HSA and FSA and how to choose the best health savings for you.