ShowMe Seniors - Washington County

10/26/2025

Strategy Guide: Maximizing Income and Preserving Benefits for Disabled and Elderly https://showmeseniors.substack.com/p/strategy-guide-maximizing-income

10/25/2025

Medicare Simplified: How to Choose the Right Plan

Every year, millions of seniors face the same confusing question: "Which Medicare plan is right for me?"
And every year, far too many end up overpaying, not because they made a bad choice, but because the system wasn’t built to make choosing easy.

Let’s simplify it.

Start with what you actually use.
Do you see a specific doctor or take certain medications? Write them down. A plan that looks cheap on paper might not cover your preferred doctor or your prescriptions, which means you’ll pay more later.

Example:
Margaret saved $42 a month by switching to a plan that covered her blood pressure medication. She thought all plans covered it. They didn’t. That small check saved her over $500 a year.

Understand the difference between Original Medicare and Advantage Plans.
Original Medicare (Parts A and B) lets you see any doctor who accepts Medicare, but you’ll need a separate drug plan and might want supplemental (Medigap) coverage.
Medicare Advantage (Part C) bundles it all, often with dental, vision, and hearing, but limits you to a network.

Example:
If you travel often or split time between states, Original Medicare might make more sense. But if you prefer one local network and like perks like gym memberships or dental coverage, an Advantage Plan might be a better fit.

Review your plan every year.
Plans and drug lists change annually. What worked last year might not work this one.

Example:
John’s plan dropped his diabetes medication from its formulary this year. He didn’t realize it until his first refill. A quick check during open enrollment could have avoided a $90 surprise.

Bottom line:
Choosing the right Medicare plan isn’t about guessing. It’s about matching your needs to the right coverage.
Don’t wait until you’re frustrated at the pharmacy counter. Take 20 minutes to compare. Your wallet and peace of mind will thank you.

Question for readers:
Have you reviewed your Medicare plan this year? What’s one thing you wish someone had told you before you enrolled?

10/23/2025

Medicare Simplified: How to Choose the Right Plan

Turning 65? You’ve got choices, but Medicare doesn’t have to be confusing. Here are 5 quick tips that could save you time, money, and stress:

Know your path: Original Medicare (Parts A & B) gives you nationwide freedom. Medicare Advantage (Part C) bundles everything, often with dental, vision, and hearing included.

Check your meds: Each plan covers drugs differently. Use Medicare.gov to compare your prescriptions and avoid surprise costs.

Review yearly: Plans change every fall during Open Enrollment (Oct 15–Dec 7). What worked last year may not this year.

Look beyond premiums: A cheap plan with high copays can cost you more in the long run.

Ask for help: Licensed agents and SHIP counselors (shiphelp.org) can guide you for free; their goal is to help you find the right fit.

Choosing the right plan isn’t just about saving money. It’s about peace of mind.

Tip: Review your plan each year and make sure it still matches your needs.

10/21/2025

Top 5 Medicare Tips You Need to Know

Medicare can feel overwhelming, but understanding the basics can save you money, stress, and headaches. Here are five key tips:

Review Annually – Your needs and plan options can change each year. Don’t assume last year’s plan is still the best.

Know the Deadlines – Missing enrollment periods can lead to penalties or gaps in coverage. Mark your calendar.

Check Prescription Coverage – Part D plans vary widely. Make sure your medications are covered at a price you can afford.

Preventive Services Are Free – Screenings, vaccines, and wellness visits may come at no cost if you schedule them correctly.

Work With a Trusted Agent – Agents are incentivized to match you with the right plan. They want you happy with your coverage and staying a customer for years. Ask questions and get guidance.

Medicare is meant to protect you, not confuse you. Take control, plan ahead, and make choices that work for your health and your wallet.

10/20/2025

https://open.substack.com/pub/showmeseniors/p/3-things-most-seniors-miss-about?r=d4sdb&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

08/04/2025

Want to Be Remembered? Start at the Beginning.
We're building something bold — something that puts people first.
And we’re inviting just 50 founding members to stand with us from the start.

Join the First 50 Club and receive:
✅ Lifetime recognition as a Hall of Founders Charter Member
✅ An exclusive badge you can download and display
✅ Bragging rights forever (because you were there before the wave)

We're already halfway there. Want in?

📌 Just follow the page and comment “ ” to be counted.
Or message me directly and I’ll make sure you’re included.

This isn’t about hype — it’s about heart.
We’re lighting a fire that doesn’t burn out. Come carry the torch.

07/25/2025

https://open.substack.com/pub/boblayton/p/the-magnifying-glass-and-the-ant?r=60ks0u&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

When it comes to AI, are you the one holding the power, or the one getting burned? Don’t be the ant.

07/23/2025

https://health.mo.gov/seniors/senior-day-fair.php?emci=cd61567f-f666-f011-8dc9-6045bda9d96b&emdi=f2e27b1a-2767-f011-8dc9-6045bda9d96b&ceid=24173177

Senior & Disability Services

07/22/2025

https://www.msn.com/en-us/news/technology/10-best-rollator-walkers-for-seniors-budget-heavy-duty-comfort-upright/vi-AA1GdrVv?ocid=winp2fptaskbarhover&cvid=859e6a5c53a44afbece804927be45247&ei=48

10 Best Rollator Walkers For Seniors - Budget, Heavy-Duty, Comfort, & Upright! Links to the best Rollator Walkers are listed down below: ► 10. Medline Steel Rollator Walker - https://geni.us/BeRac ► 9. Drive Medical R726 - https:...

07/21/2025

https://www.msn.com/en-us/health/other/popular-artificial-sweetener-linked-to-strokes-and-heart-attacks-again/ar-AA1IOiN1?ocid=msedgntp&pc=HCTS&cvid=687e3f6a011848fd823355d42e9af953&ei=38

Another scientific study suggests that a sugar alcohol found in hundreds of products may put your health at risk.

07/11/2025

https://www.msn.com/en-us/money/personalfinance/there-s-a-new-bonus-tax-deduction-worth-6-000-for-older-taxpayers-here-s-who-qualifies/ar-AA1GYOT6?ocid=msedgntp&pc=HCTS&cvid=b996640afb3a4f40949c00ee052533ce&ei=27

The massive tax law includes a hefty new tax break for people aged 65 or older: A new deduction worth up to $6,000, or $12,000 if married. But there are income limits.

05/09/2025

https://www.aarp.org/home-family/personal-technology/info-2022/tech-life-made-easier.html?cmp=KNC-DMP-PRSNLTECH-PersonalTech_General_NonBrand_Phrase-54229-Bing-GadgetsForSeniors-Phrase-NonBrand&gclid=fc342d073b7d1999597745190267b2a3&gclsrc=3p.ds&msclkid=fc342d073b7d1999597745190267b2a3&utm_source=bing&utm_medium=cpc&utm_campaign=PersonalTech_General_NonBrand&utm_term=best%20gadgets%20for%20elderly%20parents&utm_content=Gadgets%20For%20Seniors

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