Eric Herzberg - Country Financial

Eric Herzberg - Country Financial I look forward to learning about your needs and helping you and your family achieve financial security. To learn more, visit www.countryfinancial.com.

COUNTRY Financial® serves about a million households and businesses throughout the United States. It offers a wide range of insurance and financial products and services including but not limited to auto, home, life, disability income, farm and fixed annuities. Property / Casualty policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL. Life/Disability Income policies issued by COUNTRY Life Insurance Company® or COUNTRY Investors Life Assurance Company®, Bloomington, IL. Annuities issued by COUNTRY Investors Life Assurance Company®, Bloomington, IL. Availability and amount of coverages and discounts vary by state. Information contained here is not a statement of coverage. For more information view our full terms and conditions: http://www.countryfinancial.com/SiteController?url=/staticNav/termsAndConditions

💚 🫂 ✨ We've been protecting families and providing insurance to our clients since 1925. Follow me for tips on ways to pr...
11/13/2025

💚 🫂 ✨ We've been protecting families and providing insurance to our clients since 1925. Follow me for tips on ways to protect what matters most.

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today...
11/13/2025

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today.

So, how affordable is life insurance, really?
The truth is, it depends on many factors, like age, health, lifestyle, coverage amount, etc. The good news is that even though the factors influencing your rate may feel extensive, getting life insurance is easier than ever. Life insurance companies use advanced underwriting methods to make the process easy for you.
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How can I lower my life insurance cost?
There are a variety of life insurance options that can fit your needs and budget. But if you want to try to lower your rate, these steps may help:
✅ Purchase a policy at the youngest age possible. Parents may consider purchasing a policy for children as their premiums are typically much lower than an adult’s.
✅ Live a healthy lifestyle. Individuals who live healthy lifestyles generally have lower premiums than those who don’t, as they tend to live longer and have a better quality of life.
✅ Review your insurance options. Term life insurance is typically less expensive than whole life insurance, since you are only paying for it for a certain amount of time.
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If you don’t have life insurance or haven’t reviewed your policy in a while, meet with me to discuss what life insurance is best for you right now and how much you can expect to pay for it. You might be surprised to learn that it’s more affordable than you first thought.

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to he...
09/30/2025

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Ba...
09/23/2025

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Barometer Study Report, 25 million Americans feel that they are underinsured, while 74 million Americans don’t have any life insurance at all.

So, what stops us from getting the coverage we know we need? Cost, or more accurately, perceived cost. Historically, nearly three-quarters of Americans overestimate the cost of a basic term life insurance policy. It’s worth noting that respondents, 35 and under, who said they were healthy overestimated the price of life insurance 7-10x the actual cost.

The truth is the right life insurance for your needs might be more affordable than you think. Learn more about life insurance and what options are available to you at countryfinancial.com/life.

09/12/2025

Life changes fast. Has your life insurance kept up with you? Whether you’ve welcomed a new child or bought a new home, there is no better time than right now to reevaluate your needs and make sure you have proper protection. With the right policy from Forbes’ 2024 #1 ranked life insurance in the U.S., you can have peace of mind knowing your loved ones are protected without throwing off your budget. Let's talk!.

Weekly forecast: Unpredictable. Your coverage: Reliable.
09/11/2025

Weekly forecast: Unpredictable.
Your coverage: Reliable.

Debt is a bummer. Fortunately, reducing debt isn’t as hard as you’d think. Here are two of the most common ways you can ...
08/28/2025

Debt is a bummer. Fortunately, reducing debt isn’t as hard as you’d think. Here are two of the most common ways you can attack your debt.
▪️Avalanche approach▪️
Credit card interest rates are typically higher than rates on cars, mortgages, student loans, etc. And to be honest, paying interest on debt is wasting your hard-earned money.
So that’s where you’ll start attacking debt with the avalanche approach.
Look at your most recent credit card statement and rank your debt based on interest rate, highest first.
Work towards making bigger and bigger payments on those high-rate cards and, over time, you’ll pay less interest each month.
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▪️Snowball strategy▪️
This approach takes a bit longer than the avalanche approach because you’re starting small, but it works better for some people.
Using the snowball strategy, rank your debts by the total amount owed, smallest balance first.
And just like in a snowball fight, start knocking down the debt one-by-one.
Pay your smallest debt as quickly as possible so you can cross it off your list. Once that debt is eliminated, move to the next smallest debt.
For both methods, make sure you’re making minimum required payments on all other debts.
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Pro tip: Use the money that was going to the now paid-off debt to make larger payments on remaining debt.

Debt doesn’t have to keep you down. Whether you choose the avalanche approach or the snowball strategy, working to pay off your debt will set you up for financial peace.

Labor Day weekend is the unofficial end of the summer season. As we enjoy a long weekend filled with family, friends and...
08/28/2025

Labor Day weekend is the unofficial end of the summer season. As we enjoy a long weekend filled with family, friends and cookouts, let us remember the reason for this holiday: American laborers.

Laborers are the backbone of every community. In our homes and every place that we go, it is easy to take for granted how much we rely on our local plumbers and electricians to keep our pipes clear and our lights on.

As a COUNTRY Financial rep, I’m honored to provide commercial insurance coverage for those who are there when we need them most. Thank you to all the local pros who show up every day to keep our community running.

Based on your answers to the questions in the slides, you may be missing important coverage. Proper protection is import...
08/14/2025

Based on your answers to the questions in the slides, you may be missing important coverage. Proper protection is important for you and your employees. Call me today!
Eric Herzberg 775-853-6535

A question we hear from our car insurance clients all the time …. does car insurance cover windshield replacement? It ca...
08/14/2025

A question we hear from our car insurance clients all the time …. does car insurance cover windshield replacement? It can, but not always. We put together a quick explainer that helps you make sense of glass coverage.

Check it out:http://bit.ly/45nQwFw

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home a...
06/17/2025

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home and car insurance today. Message me to find out how.

You trust me with your home or auto insurance, but why not both? More discounts. More confidence. Fewer worries. There’s...
06/10/2025

You trust me with your home or auto insurance, but why not both? More discounts. More confidence. Fewer worries. There’s no better time to switch and save than right now. Let’s meet for a few minutes and you could save up to 20%*.

*Discounts and availability vary by state. Restrictions may apply. See policy for full details.

Address

8060 Double R Boulevard , Suite 300
Reno, NV
89511

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+17758536535

Website

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