Medicare Info by MM

12/17/2025

SCAM ALERT!!

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11/17/2025

Be sure you read your Annual Notice of change letter. You have 13 more business days to make changes to your prescription drug plan or your health plan for 2026.

If you are in CA, UHC Advantage plans and Sutter health will not “partner” together. In other words, if you have a UHC Advantage plan you cannot see Sutter physicians.

There are no PPO plans in El Dorado county for 2026, unless you are dual eligible.

10/16/2025

Please don’t be paying $50+ a month for a drug plan just because you think that is what you need for coverage next year. Go to Medicare.gov and check your medications to a plan. You just might be surprised! 916-458-1905

The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.

10/16/2025

It is more important than ever to pay attention to your Annual Notice of Change letter! Please don’t be left without insurance come 1/1/2026.

916-458-1905

09/14/2025

Hi! Let’s try this again, if you are on Medicare and you have a Medigap Medicare Supplement policy letter plan A-N, and have a separate prescription plan, YOUR PLAN NEEDS TO BE CHECKED for next year. I cannot explain. It doesn’t make sense but just because you spend more for your plan doesn’t mean better coverage. ALSO, plan premiums formularies and copays change ANNUALLY. You need to check your plan. If you need help, I’ve got a slide presentation I can send you FOR FREE with each step to take to check your plan on Medicare.gov.

916-458-1905

The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.

09/09/2025

09/09/2025

Do you know someone with a Part D Stand Alone drug plan? PLEASE read your Annual Notice of Change letter! Some plan premiums are SIGNIFICANTLY changing. I’m happy to explain the chart. 916-458-1905

09/09/2025

Please if you don’t do anything else, READ YOUR ANNUAL NOTICE OF CHANGE LETTER that should arrive between now and October 10. Expect BIG changes in premiums for Part D and significant changes in Advantage plans.

08/30/2025

Learn how to check your Part D plan to see if it is the best for you for next year. Not all plans are created equal. Just because you spend $150/months for your plan does not mean you will pay less for your medications. 916-458-1905

08/25/2025

Annual Enrollment is coming up FAST 💨. Not all Part D plans are created equal. I will be happy to compare plans for you prior to Oct with 2025 plans to allow you to see, you can pay more money for a plan but that does not guarantee better coverage. In fact, you could still spend more for your meds. Call me or go to Medicare.gov and find out for yourself.

PAY ATTENTION TO YOUR ANNUAL NOTICE OF CHANGE LETTER. It should arrive in September.

The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.

08/01/2025

Did you know if you have a Medigap/Medicare Supplement A-N plan and live in a birthday rule state, every year in your birthday month you can compare other plans and check rates. If there is a lower rate you may move with Guarantee Acceptance regardless of health conditions. We have saved clients HUNDREDS of dollars each year.

This NO change in medical coverage! The same plan. When you purchase a Medigap plan you are simply buying the reputation, customer service and rate stability. Coverage is standardized by the government. F for F, G for G, N for N. Same plan.

Some carriers give some perks like gym or vision, so this is important to consider but medical coverage is identical. It is STILL worth checking rates and deciding for yourself what you want to do.

07/26/2025

Do you have a stand alone Part D:Prescription plan? Did you know you could be paying $100+ a month for a plan and still be paying hundreds of dollars a year MORE for medications than if you were on a $20/mo plan?

DO A DRUG REVIEW on Medicare.gov OR call me and I will show you how.

916-458-1905

The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.