Common Sense Approach

12/02/2025

There’s a lot of talk about what’s coming in 2026 and the truth is, many families and business owners could see their health-insurance costs double or even triple. Rising medical costs, inflation, and major changes in coverage and subsidies are all coming together to create one of the most expensive years we’ve seen.
But you don’t have to face this alone.
At Common Sense Approach, we help you understand what these changes mean, compare your current plan to what’s ahead, and find smarter, more affordable options before prices spike. Our goal is simple: protect your people and protect your budget.
Don’t wait for renewal season to catch you off-guard.
Reach out today and let us help you navigate what’s coming in 2026 with clarity and confidence.

11/29/2025

Everyone feels the pressure at the end of the year to shop around for a better internet bill, better phone plan, better car insurance. BUT when it comes to the biggest expense, your business insurance…

WE DON’T.

Q4 is when companies get squeezed the hardest. Budgets tighten, renewals hit, and most business owners either rush decisions or stay stuck with rising rates.

BUT You don’t have to.
Let us help you find a better insurance rate for your business and your employees before Q4 costs you more than it should.

You could be saving hundreds, sometimes thousands right now.
Let’s make sure you have the right help.

11/21/2025

Q4 is crunch time.
Most companies renew right now, budgets get tight, decisions get rushed and that’s where business owners lose money.

We help you avoid all that.
Preferred pricing. Early rate visibility. And a 36-month rate lock that protects you from rising costs.

Why now?
Because waiting until Q4 hits full speed will cost more than calling today.

11/14/2025

With 35+ years of insurance experience, Victor Lewis breaks down why getting the right insurance matters more than ever. He’s spent decades helping families, business owners, and everyday people understand what coverage really means and why being informed is your greatest advantage. In this video he explains the why’s and how’s behind insurance in a way that empowers you to make confident, educated decisions. At the end of the day, insurance isn’t just a policy it’s peace of mind.

11/11/2025

🇺🇸 Honoring Our Veterans Today and Every Day 🇺🇸

At Common Sense, we’re deeply grateful for the men and women who have served our country with courage, sacrifice, and unwavering commitment. Your bravery protects the freedoms we enjoy, and your dedication reminds us what true service looks like.

To all our veterans — thank you for your service, your strength, and your example. We honor you today and every day.

10/23/2025

We love celebrating our clients and their wins! 🙌
Martin from Armadillo Blast Coat shared how working with Common Sense Approach has helped him and his business. From saving money on premiums to going with a company they love.

As we head into Q4, this is the perfect time to make sure you’re getting the best deals and smartest coverage possible before year-end. ✅ Our team is passionate about helping business owners and families find insurance that works for them, not against them.

If you haven’t reviewed your policies lately, now’s the time. Let’s make sure you’re set up for success going into 2026. 🔒

DM us today and see how we can help your company like we did for Armadillo Sandblasting & Coating.

10/03/2025

Working with Martin, the owner of Armadillo Sandblasting & Coating, has truly been a pleasure. He recently shared how refreshing it’s been to do business with us, and honestly, the feeling is mutual. In today’s world where business can feel rushed, transactional, and hidden behind screens, we believe in keeping things old-fashioned. Real people talking with real people 🤝.

For us, it’s never just about closing deals. It’s about building trust, shaking hands, and creating partnerships that actually last. That’s why we’ve loved working alongside Martin and his team because they value the same things we do.

09/25/2025

👆 Higher Risk Insurance Coverage
• Lower premiums up front
• BUT higher deductibles, could be surprised “we don’t cover that” if you don’t do your homework
• Really in place to HELP cover the BIG medical bills

👇Lower Risk Insurance Coverage
• A lot higher premiums up front
• BUT more predictable costs, stronger coverage, and fewer things not covered
• You are paying for that peace of mind, that “yes it will be covered” and “yes you can go to that doctor/facility”

🚨Whether you’re protecting your family or your employees the question isn’t “How much is it per month?” The REAL question is: “How much risk am I willing to take?”

09/24/2025

Thankful we got to partner with Alvin H-E-B, Texas Select Seasonings, Froberg Fruit and Vegetable Farm / Greak's Smokehouse, Alvin, Texas, Drink Milo's, Lighthouse Charity Team, and a big thank you to Amber Cole with 90.5 KJIC Christian Country Radio along with her husband Brett Cole for spearheading!

Our KJIC volunteers had such a meaningful time serving a meal at PTSD Foundation of America - Camp Hope on Saturday, September13th. The day was filled with laughter, connection, prayer, and a whole lot of fellowship.

The meal is what brought us all together—and it wouldn’t have been possible without the generosity of our donors.
Thank you to the donors and volunteers for helping us show love and support to the brave men walking their journey of healing at Camp Hope.

Read the full story about our time at Camp Hope on our Outreach Blog here: https://www.kjic.org/connect/outreach

DONORS:
H-E-B
Texas Select Seasonings
Froberg Fruit and Vegetable Farm, Alvin, Texas
Drink Milo's
Lighthouse Charity Team
Common Sense Approach .sense.approach

09/17/2025

We had such a special time serving our veterans at Camp Hope. Spending the day with these heroes, hearing their stories, and simply being present with them was an experience we’ll never forget.

It’s an honor to give back to the men and women who’ve given so much for us. Serving our community in this way is more than just volunteering it’s a chance to love people right where they are and remind them they’re not alone.

We’re grateful for moments like this that keep us grounded in what really matters: people, connection, and community.

03/25/2025

Ask us how you can get better coverage than major medical but get the “no insurance” savings. Reach out now business owners!!

https://www.instagram.com/reel/DG3nPN9SMyi/?igsh=MXN5YXcyenY1dWFpeg==t

01/24/2025

We had a busy Q4 and now wrapping up the first month of 2025! We hope your year is off to a great start!