Silver and Secure

Silver and Secure Health Insurance for those eligible for Medicare, those who are self-employed or without insurance we can help you understand the choices you face.

I'm Jill Bullock, a Licensed Insurance Agent and the founder of Silver and Secure, based in Spring Branch, Texas. With a commitment to honesty, integrity, and personalized service, I specialize in helping Texans navigate the complexities of health insurance. Whether you're an individual, family, or small business, I offer tailored solutions including Medicare Advantage, Medigap, Marketplace, and private health plans. My mission is to make health insurance accessible, understandable, and affordable, providing ongoing support every step of the way.

02/18/2026

Financial Scams Are Becoming More Sophisticated

Fake caller IDs, realistic emails, and professional-sounding messages are increasing.

Pause before responding to urgent financial requests — especially those involving fear or pressure.

02/17/2026

Simple Home Changes That Reduce Fall Risk

Small home improvements can prevent injuries:

Better lighting
Removing trip hazards
Bathroom safety additions
Secure railings

Prevention protects independence.

02/16/2026

It's Presidents' Day - enjoy the bank holiday 😉

02/13/2026

Confidence Improves Quality of Life More Than Age

Confidence helps people:

Make better decisions
Set boundaries
Manage stress
Navigate challenges calmly

It’s a skill that can grow at any stage of life.

02/11/2026

Medical Billing Errors Are More Common Than People Expect

Healthcare billing systems are complex, and mistakes happen.

Reviewing bills helps ensure:

Correct charges
Accurate records
Proper insurance adjustments

Asking questions is reasonable — not difficult.

02/09/2026

Understanding Lab Results Without Panic

One abnormal lab value doesn’t equal a diagnosis.

What matters most:

Trends over time
Overall health context
Whether action is truly needed

Ask for clarity before assuming the worst.

02/06/2026

Independence Matters More Than Perfection

Independence isn’t about doing everything alone — it’s about having systems that make life manageable.

Good planning supports freedom, not fear.

02/04/2026

Prescription Mistakes That Cost Seniors Money

Common issues include:

Not checking generic alternatives
Using only one pharmacy without price comparison
Skipping annual medication reviews
Paying cash when coverage or discounts exist

Periodic reviews reduce cost and side effects.

02/02/2026

How to Prepare for Doctor Visits So You’re Heard

A short written list improves medical appointments.

Include:
Your top concerns
When symptoms started
Medication or supplement changes

Clear communication improves outcomes and reduces rushed decisions.

01/30/2026

It’s Not “Too Late” to Improve Your Health

Meaningful improvement doesn’t require extreme changes.
It requires steady, realistic habits.

Small gains in movement, nutrition, sleep, and stress management can improve quality of life at any age.

Progress is about consistency — not perfection.

01/28/2026

Scams Targeting Seniors Are Becoming More Convincing

Scammers now impersonate:

Medicare
Pharmacies
Banks
Utility companies
Even family members

Red flags:

Urgency (“Act now or lose coverage”)
Requests for personal or banking info
Threats or pressure

If something feels rushed or emotional, pause before responding.
Legitimate organizations won’t pressure you into instant decisions.

01/26/2026

Most People Overpay Medical Bills Without Realizing It

Many people assume medical bills are automatically correct. They often aren’t.

Common issues include:

👉Duplicate charges
👉Services billed that weren’t provided
👉Coding errors that increase costs
👉Insurance adjustments applied incorrectly

A simple habit: compare your Explanation of Benefits (EOB) with your provider bill before paying.

Many people assume medical bills are automatically correct. They often aren’t.

Address

Spring Branch, TX

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 5pm
Thursday 9am - 6pm
Friday 9am - 5pm

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