25/09/2025
Very insightful đź’Ż
LIVING BEYOND THE TITLE: BUILDING A LIFE THAT'S TRULY YOURS.
Often we are warned about the dangers of mistaking the privileges of the office for personal wealth. Today, I want to speak not just as an observer, but as someone who has lived this reality.
In Zambia, those who sit at the very top: chief executives, directors, permanent secretaries, ministers, board chairpersons, and senior executives in parastatals and private companies, enjoy lifestyles that appear enviable. They fly business class, sleep in five‑star hotels, carry international medical cards, and send their children to elite schools. Their golf fees, gym memberships, even their homes and cars are covered.
But here is the truth: that lifestyle is not yours. It belongs to the office.
When I served as Chief Executive Officer of the Health Professions Council of Zambia, I enjoyed the same privileges. The travel, the allowances, the medical cover, the networks, it all seemed normal. Then one day, I was fired. And I was not ready.
That is when the truth hit me: the lifestyle I thought was mine was never mine. The moment I left, someone else stepped in and inherited the same perks. The driver, the medical card, the privileges, all shifted seamlessly to the next occupant of the chair.
My experience is not unique. We have seen it repeatedly. Former directors, permanent secretaries, ministers, and CEOs who once commanded fleets of vehicles now wait for minibuses. Retired civil servants who once had international medical cover now queue at overstretched local clinics. Families accustomed to elite schools suddenly struggle to pay fees.
This is not about intelligence or competence. It is about a trap, confusing the lifestyle of the office with your own. I fell into it, and I do not want others to be blinded the same way.
If you are in office today, the time to act is now:
1. Live below the office lifestyle. Do not let business class or five‑star hotels become your personal standard.
2. Invest while you can. Use the cushion of your privileges to build assets such as land, rentals, farming ventures, or businesses that will sustain you beyond employment.
3. Plan for healthcare. When the international medical card is gone, what will you fall back on? Secure private cover you can afford personally.
4. Prepare your family. Let them know the lifestyle they enjoy is tied to your office, not your pocket.
5. Start retirement early. Retirement is not an event at 55 or 60; it is a process that must begin now.
6. Do not abandon your friends because you are now in a position of privilege. You will need them when the office is no-longer yours.
Leadership is temporary. The perks are not a reward for who you are, but for the position you hold. The wise leader uses today’s privileges to secure tomorrow’s independence.
I share my own story because I know how easy it is to be deceived by the comfort of office. But the office is borrowed. The lifestyle is borrowed. What remains yours is what you build outside of it.
That is the hard truth. The lifestyle belongs to the office, not to you. You have heard.