Link Wealth Advice

Link Wealth Advice At Link Wealth Advice, we offer clear practical guidance to help you make smarter financial decisions.

We take the time to understand your goals and give you the support you need to plan, grow and feel confident about your future.

A strong team is not only built at work. Sometimes it is built around the table, under pressure, and trying to crack the...
20/04/2026

A strong team is not only built at work. Sometimes it is built around the table, under pressure, and trying to crack the code in an escape room.

The Link Wealth team came together for our quarterly event, starting with a great lunch before heading off to take on a few escape rooms.

It was a great way to celebrate a strong quarter and spend time together in a setting that helps build the kind of connection that matters both in and out of the office.

P.S. A great quarter behind us, and plenty to look forward to from here.

Most people miss this. From July 1, super rules are changing, which means you can put more money in, reduce tax, and bui...
19/04/2026

Most people miss this.

From July 1, super rules are changing, which means you can put more money in, reduce tax, and build your retirement faster if you actually use it properly. The problem is most people don’t realise how these limits work or how to take advantage of them.

P.S. If you want help making the most of these changes, send us a message and let’s chat.

17/04/2026

Markets are moving, but that does not mean you need to chase them.

Bitcoin, gold, AI and tech have all been moving hard, but that kind of volatility can easily pull people into emotional decisions. Just because something is getting attention does not mean it belongs in your strategy.

In this episode, Josh Lee - Financial Adviser and Billy Norman - Financial Adviser talk about what is driving the moves across Bitcoin, gold, AI and tech, and why understanding the bigger picture matters more than reacting to every headline.

Available now on Spotify, Apple Podcasts, YouTube and more.
👀 Watch now: https://ap1.hubs.ly/y0LLkg0
🎧 Listen now: https://ap1.hubs.ly/y0LLhw0

16/04/2026

Bitcoin gets hit when markets go risk-off.

When interest rates are rising and there is uncertainty everywhere, assets like Bitcoin usually feel it first. That is because crypto is still seen as a risk-on play, so when confidence drops, money often pulls back fast.

In this episode, Josh Lee - Financial Adviser and Billy Norman - Financial Adviser talk about how global uncertainty affects Bitcoin and why investors need to understand the bigger market backdrop before getting caught up in the hype.

Available now on Spotify, Apple Podcasts, YouTube and more.
👀 Watch now: https://ap1.hubs.ly/y0LKYS0
🎧 Listen now: https://ap1.hubs.ly/y0LLfL0

15/04/2026

Why oil prices are moving so much right now.

Oil has gone from being relatively cheap to suddenly spiking again, and it is hitting everyone at the bowser. A lot of that comes down to global uncertainty, supply concerns and what is happening in the Middle East, which makes short term movements hard to predict.

In this episode, Josh Lee - Financial Adviser and Billy Norman - Financial Adviser break down what is driving oil prices, how it flows through to inflation and markets, and why it is something investors need to understand but not overreact to.

Available now on Spotify, Apple Podcasts, YouTube and more.
👀 Watch now: https://ap1.hubs.ly/y0LL9K0
🎧 Listen now: https://ap1.hubs.ly/y0LKYL0

14/04/2026

Trying to trade oil right now is risky.

When markets get volatile, it can feel like an easy opportunity, but oil prices are being driven by unpredictable global events. They could drop quickly if things settle, or spike even higher, which makes short term trades incredibly hard to get right.

In this episode, Josh Lee - Financial Adviser and Billy Norman - Financial Adviser talk about the risks of chasing trades during uncertainty, why the opportunity may already be gone and how shifts like the move towards EVs are starting to change the bigger picture.

Available now on Spotify, Apple Podcasts, YouTube and more.
👀 Watch now: https://ap1.hubs.ly/y0LKMf0
🎧 Listen now: https://ap1.hubs.ly/y0LKYg0

13/04/2026

Is now a good time to buy or not?

The better question is not what the market is doing, it is whether now is the right time for you. If you can afford the repayments, have a solid buffer in place and are not stretching yourself too thin, then waiting purely because of headlines may not be the best move.

In this episode, Billy and Kev Tran talk about how to think about rising rates, borrowing power and why your personal situation matters more than trying to time the market.

Available now on Spotify, Apple Podcasts, YouTube and more.
👀 Watch now: https://ap1.hubs.ly/y0KTpX0
🎧 Listen now: https://ap1.hubs.ly/y0KTp50

10/04/2026

Rising build costs are changing how people buy property.

Construction costs have surged in recent years, and that is starting to shift how buyers think about value. When it costs significantly more to build a new home, established properties can start to look far more attractive, especially if they are priced below replacement cost.

In this episode, Billy and Kev Tran talk about how rising construction costs are impacting the market and why understanding replacement value can help you spot better buying opportunities.

Available now on Spotify, Apple Podcasts, YouTube and more.
👀 Watch now: https://ap1.hubs.ly/y0KTln0
🎧 Listen now: https://ap1.hubs.ly/y0KT2_0

What should you actually do when everything feels uncertain?In this episode of The Winner’s Playbook, Josh and Billy bre...
10/04/2026

What should you actually do when everything feels uncertain?

In this episode of The Winner’s Playbook, Josh and Billy break down what’s happening across interest rates, inflation, oil, property, Bitcoin, gold, and AI, and what it actually means for your money.

They unpack why markets are so unpredictable right now, how different assets are reacting, and why trying to pick winners can be a dangerous game. The real focus is on what you can control, how to think clearly in volatile times, and why diversification still matters more than ever.

Available now on Spotify, Apple Podcasts, YouTube and more.
👀 Watch now: https://ap1.hubs.ly/y0LkHS0
🎧 Listen now: https://ap1.hubs.ly/y0Lk9j0

09/04/2026

Emotion can push buyers into the wrong property.

When affordability is tight, it is easy to get emotional and jump at whatever feels within reach, but that can lead to poor decisions. Billy and Kev Tran talk about why buyers need to think carefully about the type of property they choose, especially when it comes to medium and high density apartments where extra neighbours, shared spaces and rising body corporate costs can create more risk than people realise.

In this episode, Billy and Kev Tran unpack the common mistakes buyers make when emotion takes over and why the wrong property can cost you more than you expect.

Available now on Spotify, Apple Podcasts, YouTube and more.
👀 Watch now: https://ap1.hubs.ly/y0KTp30
🎧 Listen now: https://ap1.hubs.ly/y0KSF70

08/04/2026

Want to buy in the next 6 to 12 months? Start preparing now.

If you are thinking about buying soon, the biggest thing is making sure you have proper buffers in place before you make a move. It is also worth speaking to a good broker early so you understand your borrowing capacity, your real budget and where the line is before emotions get involved.

In this episode, Billy and Kev Tran talk about how to prepare for a property purchase in the current environment and why knowing your limits early can help you make a better decision later.

Available now on Spotify, Apple Podcasts, YouTube and more.
👀 Watch now: https://ap1.hubs.ly/y0KS2P0
🎧 Listen now: https://ap1.hubs.ly/y0KRPQ0

Wishing everyone a calm and enjoyable Easter Monday.A chance to slow down, spend time with the people around you, and ta...
05/04/2026

Wishing everyone a calm and enjoyable Easter Monday.

A chance to slow down, spend time with the people around you, and take a breather before the week picks up again.

Hope you’re able to switch off, recharge and enjoy the day.

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