27/12/2025
After buying 45 of my own properties here is my top 50 list to ensure you make bank:
Property Buyer – Top 50 Things You Need
1. Clear borrowing capacity
2. Broker who answers calls
3. Pre-approval in writing
4. Offset account
5. Emergency buffer
6. Conveyancer ready before offer
7. Building inspector booked early
8. Pest inspection included
9. Council zoning check
10. Flood / bushfire overlay check
11. Suburb short-list (max 3)
12. Street-by-street research
13. Comparable sales data
14. Cashflow spreadsheet
15. Rental appraisal
16. Vacancy rate check
17. Property manager selected early
18. Insurance quotes pre-settlement
19. Body corporate records
20. Sinking fund balance
21. Levy forecast
22. Settlement checklist
23. Walk-through before settlement
24. Change locks on day one
25. Smoke alarm compliance
26. Water efficiency check
27. Depreciation schedule
28. Accountant who understands property
29. Tax file system
30. Renovation buffer
31. Basic renovation plan
32. Quotes before purchase
33. Holding cost calculation
34. Interest rate buffer
35. Fixed vs variable decision
36. Cooling-off strategy
37. Negotiation script
38. Exit strategy
39. Long-term growth logic
40. Cashflow first mindset
41. No emotional bidding
42. No shiny distractions
43. One property focus
44. Clear yield target
45. Clear price ceiling
46. Patience
47. Speed when it’s right
48. Confidence in your numbers
49. One trusted advisor
50. Commitment to the long game
