Money Nuts & Bolts

Money Nuts & Bolts I’m a therapist turned money coach who helps therapists feel calm and in control of their finances. I’m like half therapist, half bookkeeper.

​As the daughter of an accountant, I inherited a good dose of bookkeeping brain. So when I went into private practice I dug right into all the ways to build a healthy business that pays for my life and always has extra money in the bank.

​I also saw my super skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because the money side was too stressful. So I put my lucky combination of people and money skills together, and Nuts & Bolts was born. I help therapists develop peace of mind about their money. Since so many of us were never taught about money, I focus the “how” of making the financial side of private practice doable, and even super satisfying (feeling competent and calm about your money is pretty swell!)

I offer in-person and online one-on-one financial consulting, and online resources to help your money skills grow.

✨ Today’s the day! Doors to Money Skills for Group Practice Owners are officially OPEN  — and if you run a group practic...
11/21/2025

✨ Today’s the day! Doors to Money Skills for Group Practice Owners are officially OPEN — and if you run a group practice, you do not want to miss this.

🔗 Click here to get all the details: moneynutsandbolts.com/msgpo-2026

🤔 Ever wonder if starting a group practice was the right move?

Carrying the weight of your own paycheck and having to pay a whole team can feel so heavy.

The revolving door of employees… the lack of real breaks… the blurry (or non-existent) boundaries…

It’s a lot.

A lot of work, a lot of pressure, a lot of stress.

And yet, despite all the responsibility, you’re not being paid like the boss or CEO you actually are.

You deserve better — and that’s exactly what my course will help you create. 🙌

Money Skills for Group Practice Owners will take you from feeling overworked, stressed, and underpaid and transform you into the confident, empowered, and financially grounded leader of your group practice.

Inside this six-month program, you’ll get:
📚 short and accessible lessons…
🧰 beautiful and clarifying tools…
🤝 supportive coaching calls…
…which will help you make smart, strategic decisions that move your group practice forward and allow you to reach your goals.

We’ll walk you step-by-step through the mindset, systems, tools, and key numbers that help you feel:
🙏 A sense of safety and stability
💗 Proud of running a group that reflects your values and takes care of your team
⚡️ Empowered as the financial leader of your practice — with the confidence and paycheck to reflect the leadership and vision you bring to the table every day.

Learn more and take your next step 👇
moneynutsandbolts.com/msgpo-2026

Have you ever felt old messages about money, morality, or “being good” hanging around long after you’ve stepped away fro...
11/20/2025

Have you ever felt old messages about money, morality, or “being good” hanging around long after you’ve stepped away from a faith community or belief system that once shaped your world?

In this week’s episode, I sit down with licensed marriage & family therapist Emily Maynard to talk about the deep impact high-control religious environments can have on your relationship with money.

We explore how these systems often teach us—starting in childhood—to see money through a moral lens: poverty as virtue, wealth as greed, sacrifice as goodness.

And for therapists who grew up in these spaces, those messages can follow us into private practice, making it harder to set boundaries, charge appropriately, or believe that rest and success are actually safe.

Emily brings such grounded, compassionate insight to our conversation. Together, we unpack what makes a religion or community “high-control”—not theology, but as a structure of control, shame, and rigidity that can leave lasting marks on how we see ourselves, our worth, and what we deserve.

Episode: Healing Money Shame After High-Control Religion ✨

If you’ve ever wrestled with feeling selfish for wanting stability, questioned your right to rest, or found yourself hustling to “earn” worthiness… this conversation is for you.

We talk about:
• How the body keeps responding to old patterns, even years after you’ve left
• What Emily sees in her work with clients healing from religious trauma
• Why reclaiming choice, rewriting your “job description” in private practice, and setting boundaries are essential parts of financial healing

If you grew up in a faith-based or high-control environment and still question your relationship with money, this episode will help you begin healing the shame, rebuilding trust in yourself, and creating a business that feels both grounded and free.

Ready to go from feeling overworked, underpaid, and burnt out to being the confident leader of your successful and susta...
11/13/2025

Ready to go from feeling overworked, underpaid, and burnt out to being the confident leader of your successful and sustainable group practice?

Join us for a free workshop where we’ll explore how to transform your finances and leadership so your group practice can truly support you, your team, and the communities you serve.

🗓️ Workshop Dates:
• Wednesday, November 19th at 3pm EST
• Thursday, November 20th at 11am EST
(Pick the one that works best with your schedule!)

✅ You’ll learn how to:
• Identify the biggest mistakes group practice owners make that lead to burnout and resentment
• Clarify the essential components of your group practice that can make or break your business
• Unlock the 5 key steps to becoming an empowered financial leader in your group practice
• Find out if Money Skills for Group Practice Owners is the right next step for you (doors open soon for the January 2026 cohort)

🎥 Can’t join us live? Register anyway to get the replay!

👉 Sign up today to save your spot and access the workshop live or on demand: https://moneynutsandbolts.com/msgpo-workshop-signup/

Have you ever found yourself stuck in hustle mode — chasing the next milestone in your practice but rarely pausing to br...
11/11/2025

Have you ever found yourself stuck in hustle mode — chasing the next milestone in your practice but rarely pausing to breathe, celebrate, or simply be?

In this week’s podcast episode, I sit down with therapist and practice owner Jenny Jonker, a graduate of both my Money Skills for Therapists and Money Skills for Practice Owners programs. Jenny shares how her family’s experience fleeing war, her immigrant upbringing and the survival mindset that shaped her early years has carried into her life as a business owner.

Together, we explore what it looks like to shift from fear and scarcity into calm, trust, and true presence — breaking free from the “always-doing” cycle to actually enjoy the success you’ve built.

We talk about how trauma, culture, and early money stories shape the way we work — and why slowing down, resting, and allowing ourselves to feel safe in abundance is part of the deeper healing work for therapists.

Jenny’s reflections are deeply moving and relatable: honoring her parents’ legacy while learning that she doesn’t have to hustle to prove her worth. She reminds us that financial stability in private practice isn’t just about systems and spreadsheets — it’s about healing what’s underneath.

If you’ve ever felt driven by scarcity, fear, or the pressure to keep proving yourself, this episode is your gentle reminder: your worth isn’t measured by your productivity. It’s okay to slow down, rest, and take in how far you’ve come.

🎧 Episode: Breaking the Hustle Cycle by Shifting Your Money Mindset to Heal Scarcity and Fear

✨ Listen now wherever you get your podcasts: https://moneynutsandbolts.com/breaking-the-hustle-cycle

Marketing is one of the biggest investments you’ll make in your practice — and it can feel risky when you don’t know whe...
11/06/2025

Marketing is one of the biggest investments you’ll make in your practice — and it can feel risky when you don’t know where to start.

But it doesn’t have to be reactive or overwhelming. With the right approach, marketing can be intentional, sustainable, and rooted in long-term success — for both your business and your peace of mind.

Whether you’re just opening your solo practice, looking to welcome more clients, or growing into a group practice, you won’t want to miss this week’s podcast episode.

My guest, Kristie Plantinga, and I talk honestly about what *actually* works when it comes to digital marketing for therapists. We explore how to make wise, informed choices about where to spend your time and money — so you can build real stability for years to come.

You’ll hear how to:
✨ Keep your practice visible online
✨ Think about your return on investment
✨ Use the right tools to track whether your efforts are bringing new clients your way

Marketing decisions made from fear rarely lead to lasting growth. Instead, we can learn to make calm, confident, informed choices about where to invest our energy and resources.

🎧 Tune in here: https://moneynutsandbolts.com/seo-for-therapists/

What happens to your private practice—and your finances—when perimenopause hits and you just don’t feel like you used to...
10/30/2025

What happens to your private practice—and your finances—when perimenopause hits and you just don’t feel like you used to?

As therapists and health practitioners, we’re used to holding space for others… even when our own capacity is shifting. If you’ve been noticing changes in your energy, focus, or mood and wondering how to sustainably run your practice and stay financially grounded, this week’s episode might be just what you need. 💛

Perimenopause can bring a whole list of “not-fun”—hot flashes, brain fog, headaches, irritability, unrelenting fatigue, and just… less bandwidth. And when your capacity changes, your business needs to change with you. In fact, adjusting your expectations and routines isn’t just okay — it’s necessary.

This week on the podcast, I break down the real impact of perimenpause on therapists 🧠

And I share some practical ways to:
🗓️ Adjust your calendar to create ease in your schedule
💸 Automate your money systems to reduce the mental load
⬆️ Value your expertise as your career progresses
🤝 Ask for help so your business and finances work with your new reality

This season of life isn’t a setback. It’s a transition. And your private practice can support you through it—with clarity, systems, and a lot of self-kindness.

If you’re in your late 30s or 40s and feeling the shift in your health, energy or focus, you don’t have to push through alone. Tune in to learn how to build a sustainable practice that honors your body, your energy, and your worth. 🌿✨

🎙️ Episode: Building a Sustainable Private Practice During Perimenopause

Tune in wherever you listen to your podcasts 🎧
https://moneynutsandbolts.com/building-a-sustainable-private-practice-during-perimenopause/

Want to stop hating your group practice? 🛑 Join me live on Zoom this Wednesday at 1pm ET/10am PT for an intimate and eng...
10/27/2025

Want to stop hating your group practice? 🛑

Join me live on Zoom this Wednesday at 1pm ET/10am PT for an intimate and engaging workshop, where you’ll learn how to go from feeling overworked and underpaid in your group practice to feeling like an empowered financial leader. 🙌

Limited spots available! Sign up today to save your seat: https://calendly.com/linzybonham/stop-hating-your-group-practice

Have you been in constant motion, moving through life from one milestone to the next, with little rest in between? 🌀It’s...
10/22/2025

Have you been in constant motion, moving through life from one milestone to the next, with little rest in between? 🌀

It’s easy to get caught in the cycle of pushing, achieving, doing all the “right” things and making your way onto the next thing... But what happens when the hustle finally slows and you’re ready to enjoy the stability you’ve worked so hard for?

In this week’s podcast episode, I coach Kellie through the shift from surviving to thriving — slowing down, creating space for curiosity and joy, finally exploring what she truly wants and actually enjoying the life and stability she’s built in her private practice.

If you’ve been hustling for years and are ready to move out of survival mode and into a season of actually living and *thriving* — save these 5 steps 👆 and check out my latest coaching episode for more tips.

🎧 Tune in here: https://moneynutsandbolts.com/shifting-from-survival-mode-into-curiosity/

Faith is a big part of our relationship to money. And this is something that I’ve had come up with my students over the ...
10/16/2025

Faith is a big part of our relationship to money. And this is something that I’ve had come up with my students over the years, not surprisingly, as they’re working through their beliefs around money.

So many of the messages we receive about money come from this space — either from what we witnessed growing up in a faith community or from experiences within our current community. And sometimes these beliefs are ones that folks don’t want to hold anymore, but they’ve already shaped how they think about money and the world…

In this week’s podcast episode, faith-based private practice consultant Whitney Owens () and I dig into the topic of balancing financial success with Christian values.

If you want to align your money management habits with your faith & personal values, save these 6 tips 👆 and tune into this week’s episode for more 🎧

LISTEN HERE: https://moneynutsandbolts.com/balancing-financial-success-and-christian-values/

It’s time to stop hating your group practice!! 🙅If you started your group practice with big dreams, ambitious goals and ...
10/15/2025

It’s time to stop hating your group practice!! 🙅

If you started your group practice with big dreams, ambitious goals and the best of intentions but now find yourself totally defeated and wondering what the heck you got yourself into... 🫠

I want you to join me live on Zoom TOMORROW at 1pm PT/4pm ET for an intimate and engaging workshop, where you’ll get to connect with other private practice owners who are in the same boat and learn how to go from feeling overworked and underpaid in your group practice to feeling like an empowered financial leader. 🙌

Spots are really limited. Click here to save your seat 👇 https://calendly.com/linzybonham/stop-hating-your-group-practice

How much and how often should I be paying myself from my private practice?How can I effectively manage my business expen...
10/07/2025

How much and how often should I be paying myself from my private practice?

How can I effectively manage my business expenses?

How much money should I spend on personal development each year?

How much should I set aside for taxes?

👆 These are some of the most common questions I help therapists solve when they join my signature course, Money Skills For Therapists, and are looking to gain clarity into their business finances and create stability in their practices.

In this week’s podcast episode, I offer an in-depth overview of the various jobs your money must do, no matter how much of it you’re making or the size of your practice.

But before we dive into the specifics of all these different jobs, the core concept that I want to leave you with is that your money needs to take care of you 🌱

In our professions, we give so much time and energy to our clients. We’re also natural caregivers to our children or our aging parents, or we’re giving to our community and our friends in all these other ways. We tend to be very giving, self-sacrificing humans 🫶

What’s important to remember is that when you build a business and start generating money, part of that business’ job is to take care of you so that you can keep showing up in life - both professionally and personally - and do the incredible work in the way that only you can do it.

If you want to create financial stability with your private practice, save these action steps and sign up for my free Masterclass (linked in bio or leave a comment below for the link 🔗).

You can also tune into this week’s episode for more on this important topic 🎧

⚠️ Spoofing alert! The account pictured above has been DMing people pretending to be me. Please note my real username mo...
10/02/2025

⚠️ Spoofing alert! The account pictured above has been DMing people pretending to be me.

Please note my real username moneynutsandbolts does not have a number at the end. And I will never reach out to you asking you to invest or for any personal financial details like your banking info.

If you encounter this account, please report it immediately! Thanks, folks. 🙏

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Hey, welcome!

​As the daughter of an accountant, I inherited a good dose of bookkeeping brain. I’m like half therapist, half bookkeeper. So when I went into private practice I dug right into all the ways to build a healthy business that pays for my life and always has extra money in the bank. ​I also saw my super skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because the money side was too stressful. So I put my lucky combination of people and money skills together, and Nuts & Bolts was born. I help therapists develop peace of mind about their money. Since so many of us were never taught about money, I focus the “how” of making the financial side of private practice doable, and even super satisfying (feeling competent and calm about your money is pretty swell!) Through my signature course, Money Skills for Therapists, I’ve helped dozens of therapists gain the practical know-how, to make their business take care of them.

If you’d like to stay in touch, feel free to send me a message or check out my free money skills for therapists facebook group.

- Linzy