Money Nuts & Bolts

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Guelph, ON
Money Nuts & Bolts

I’m a therapist turned money coach who helps therapists feel calm and in control of their finances. I’m like half therapist, half bookkeeper.

As the daughter of an accountant, I inherited a good dose of bookkeeping brain. So when I went into private practice I dug right into all the ways to build a healthy business that pays for my life and always has extra money in the bank.

I also saw my super skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because the money side was too stressful. So I put my lucky combination of people and money skills together, and Nuts & Bolts was born. I help therapists develop peace of mind about their money. Since so many of us were never taught about money, I focus the “how” of making the financial side of private practice doable, and even super satisfying (feeling competent and calm about your money is pretty swell!)

I offer in-person and online one-on-one financial consulting, and online resources to help your money skills grow.

03/06/2026

Money can sometimes feel easier to manage in your business than in your relationship 😬

And that’s what we dig into this week on the podcast!

In our last episode of the season, I sit down with financial therapist Ed Coambs to explore what happens when you bring your money skills home and have to navigate your finances with a partner.

We talk about financial intimacy, emotional safety, and what it truly takes to have honest, grounded conversations when two nervous systems — and two lifelong money stories — are in the room.

Together, Ed and I unpack:
💰how money shows up in relationships and what’s happening under the surface when money becomes tense
💗 how financial intimacy gets built — and how it breaks down
⚒️ how to repair your relationship when it feels like there’s no hope…

If you’re feeling resentment towards your partner around your finances, or you’re struggling to get on the same page when it comes to the emotional and practical sides of money, tune in to this conversation to learn what you can do to ease conflict and deepen trust and connection in your relationship. ✨

🎙️ Episode 202: Shared Finances, Shared Growth: Tackling Financial Dynamics in Couples

🎧 LISTEN HERE: https://moneynutsandbolts.com/tackling-financial-dynamics-in-couples/

02/26/2026

Whether you’re thinking about selling your private practice or it wasn’t even on your radar, this week’s podcast episode will give you a lot to think about — and work towards.

For many private practice owners, the end-of-the-road often looks like quietly closing the door, but it can be exciting to entertain the idea of selling your practice one day.

In my latest conversation with registered psychotherapist Liane Wood, we dig into:

🧱the emotional blocks therapists face around identity and money
⚙️the practical systems that make a business transferable
🧠how shifting into a CEO mindset can turn your practice into a true asset rather than a job you can never leave

Separating who you are from what you own means that you’re no longer trapped inside your own practice.

Instead, you’re running a business that can support you, your clients, and potentially future owners down the road. It allows your practice to become less stressful, and more profitable and resilient. 💪

By making these shifts now, you are creating options for your future — whether that be stepping back, delegating, taking real time off, or eventually passing your legacy on to someone aligned.

Building a sellable therapy practice isn’t about exiting — it’s about creating more freedom, sustainability, and financial clarity in your personal and professional life. ✨

When your business has clean finances, clear systems, diversified revenue, and a brand that isn’t dependent on you alone, everything feels lighter.

🎙️ Episode 201: Building a Sellable Therapy Practice: Money, Mindset, and Options

🎧 LISTEN HERE: https://moneynutsandbolts.com/building-a-sellable-therapy-practice/

02/19/2026

‘Tis the season for taxes 💰

If you dread filing your taxes because you never have enough money saved…

If you never have enough money saved because you have no clue how much to put aside…

And if you no clue how much money to set aside for taxes because even just *thinking* about taxes fills you with anxiety…

You’re not alone.

The good news is:
Tax season doesn’t have to be stressful anymore.
In fact, saving for taxes can be easy!

You just need my foolproof system to set aside what you’ll owe in taxes. ✅

And this is what you’ll get in my upcoming workshop:
Setting Enough Money Aside for Taxes (in 5 Easy Steps!)

Here are the details 👇
🗓️ Monday, February 23rd
⏰ 10am PT/1pm ET
📍 Live on Zoom

In this 60-minute live session, you’ll learn:
- the 5 easy steps to make sure your taxes are totally taken care of,
- what mistakes to avoid when setting aside tax money for your private practice,
- how to use a simple (and pretty!) tool that will tell you exactly how much money to put aside to cover your taxes each year

If you’re ready to take the first step to leaving tax stress behind, so you can breeze through your next tax season – and every tax season after that – with clarity, confidence and ease, join me live on Zoom next week.

🔗 Space is limited. Register today to save your spot and get the replay:
https://calendly.com/linzybonham/setting-enough-money-aside-for-taxes

02/18/2026

Have you been avoiding your finances because they bring up feelings of uncertainty, overwhelm, guilt or shame?

Imagine the clarity, confidence and peace you could feel when you finally step out of avoidance and get the dedicated coaching and community that will help you become empowered about money…

😮‍💨 You’ll actually be able to breathe a sigh of relief.

💃 You’ll be able to move through 2026 with more ease.

And you’ll be able to accomplish your most important goals like:
✅ Pay yourself a regular, reliable paycheck that allows you to live the life you really want
✅ Enjoy paid time off—a vacation even!
✅ Take care of the people who count on you
✅ Save enough for taxes, retirement, and all of the things that matter most to you

The possibilities are endless!

With your money doing the heavy lifting, you’ve freed up time, mental energy, and even extra dollars to really take care of yourself.

If this 👆 sounds like something you want *and need* right now, join Money Skills for Therapists (and SAVE $500) before the price goes up in March ⏳

🔗 Click here to learn more and register:
https://moneynutsandbolts.com/course-signup-12/

Not sure if MSFT is the right thing for you at this time? Let’s chat! Leave a comment below or send me a DM. 💬

02/17/2026

Our 200th episode of Money Skills for Therapists: The Podcast is live 🎉

And this conversation with my business besties, Tiffany McLain and Maegan Megginson, was definitely more honest than polished.

Together, we unpacked the real seasons of entrepreneurship.

We talked about what it feels like when you’re all in: launching, creating, hiring, dreaming bigger.

And we also opened up about the quieter seasons: reducing your client load, winding down programs, letting team members go, or wondering if you even want to keep doing this work in the same way…

But the one thing we kept circling back to is this:
Your business is allowed to change as you change. ✨

There are seasons where you build aggressively, seasons where you stabilize, seasons where you question everything, and seasons where you rediscover joy.

You don’t have to cling to an old identity just because it once worked.
You don’t have to keep scaling just because you can.
And you don’t have to quit just because you’re tired.

Sometimes, the best move you can make is slowing down long enough to ask yourself:
“What season am I actually in?” 🌿

If you’ve ever felt both love and resentment toward your business, this conversation is for you!

🎙️ Episode 200: Seasons of Entrepreneurship: Growth, Contraction, and the Truth About Business

🎧 LISTEN HERE: https://moneynutsandbolts.com/seasons-of-entrepreneurship/

02/12/2026

It’s true…

The price for my signature course, Money Skills for Therapists, is going up in just a couple of weeks.

Raising your fees is a natural—and necessary—part of running a healthy, sustainable business that can take care of you, so you can continue to take care of others. 💗

It creates a positive ripple effect, and it’s something that I highly recommend all therapists and health practitioners do on a regular basis.

And as a money coach who has taught hundreds of private practice and group practice owners over the years, it’s important that I don’t just talk the talk…

So here I am, walking the walk. And hopefully inspiring you to invest in yourself and price your work sustainably too.

With that said, if you’ve been wanting to take the course but have been waiting for the “right time,” now is your chance to join us at the current price of $1,997 before it goes up to $2,497 in March.

That’s $500 in savings for simply taking action now and getting the support you need (and deserve) to finally feel calm and in control of your private practice finances.

It’s a win-win 🙌

🔗 REGISTER HERE: https://moneynutsandbolts.com/course-signup-12/

Sign up today and save ✨

Not sure if MSFT is the right thing for you at this time? Let’s chat! Leave a comment below 👇 or send me a DM.

02/10/2026

Seasonal slowdowns can shake even the most well-run therapy practices—especially group practices navigating payroll, profit, and growth at the same time.

But they don’t have to feel scary or reactive. ✨

In this week’s coaching episode, I sat down with Stef Iverson and Lucinda Bibbs—business partners and grads of Money Skills for Group Practice Owners—to talk about what it *actually* looks like to manage cash flow during a summer slump while staying aligned with long-term vision, wellness, and expansion. 🌱

My biggest takeaway? Replacing scrambling with structure is incredibly empowering. 🙌

When you know your numbers and build safety into your business, you create space to rest, plan, and make thoughtful decisions—even when revenue dips.

We also unpacked how to experiment with new wellness offerings without abandoning the “main ship” of your group practice—and how to tell when an idea needs more time vs. when it’s simply not financially aligned (yet).

Slow seasons don’t mean you’re doing something wrong. They’re part of running a *real* business.

With clear numbers, intentional buffers, and honest conversations, you can build a practice that feels both secure and flexible enough to grow where it matters most. 💛

🎙️ Episode 199: Building Financial Buffers For Group Practice Owners (And Surviving The Summer Slump)

🎧 LISTEN HERE: https://moneynutsandbolts.com/building-financial-buffers-for-group-practice-owners/

02/04/2026

🥵 Feel like a “hot mess” with money?
😬 Avoiding your business finances because you keep getting stuck?
💸 Tried to work on your finances before… only to fall right back into the same patterns?

If this 👆 is you, there’s something I want you to know:
You’re not *bad* with money.

The real issue? Your relationship with money hasn’t changed yet.

Our beliefs and emotions around money can be powerful (and often invisible) barriers—keeping us stuck, overwhelmed, and avoiding our numbers. And until those shift, nothing really sticks and you can’t make lasting change.

That’s exactly why I created “The Secret to Getting Unstuck in Your Finances” — a FREE 60-minute live workshop to help you build a healthier, more empowered relationship with money that is essential to getting your finances in order.

✨ Workshop details:
🗓️ Wednesday, February 11
⏰ 9am PT / 12pm ET
📍 Live on Zoom (replay included!)

This is for you if you’re ready to:
💭 explore and challenge your money beliefs
💗 create a more supportive relationship with money

Take the first step to finally getting unstuck!
👉 Register now to save your free spot and get access to the recording

🔗 https://calendly.com/linzybonham/the-secret-to-getting-unstuck-in-your-finances

I can’t wait to support you in changing your money mindset so you can move forward in your private practice with clarity and confidence. 🙌

02/03/2026

One of the most powerful (and often unspoken) ways we shape our kids’ relationship with money is through our own financial values and beliefs. ✨

The way we talk about money.
How we feel about money.
The habits we build around money.

All of it gets absorbed — and often inherited — by our children.

In this week’s solo episode, I reflect on the big role we play as parents in creating the money stories our kids will carry into adulthood.

Whether we realize it or not, we’re planting seeds every day. Which is why it’s so important to pause and ask ourselves:
👉 What do I actually want my child to learn about money from me?

When we get honest about our own money values, we can model what we actually want to pass on to them instead of defaulting to inherited beliefs or unconscious patterns.

Ultimately, it’s about giving our kids practical skills, emotional confidence, and a healthier relationship with money than many of us were ever taught.

🎙️ Episode 198: Parenting With Purpose: Passing on Healthy Beliefs About Money

🎧 LISTEN HERE: https://moneynutsandbolts.com/parenting-with-purpose-passing-on-healthy-beliefs/

01/27/2026

Are you noticing patterns of over-giving, financial stress, or people-pleasing showing up in how you lead your group practice?

Most of us were never taught how to run a business—let alone how to manage money, or lead in a way that’s both ethical and sustainable.

This week on the podcast, licensed therapist and group practice owner Gordon Brewer and I have an honest conversation about money mindset, boundaries, hiring mistakes, and what it *really* takes to build a financially sustainable group practice without burning out or sacrificing quality of care.

Gordon shares the hard lessons he learned from over-giving with compensation, avoiding tough conversations, and underestimating the importance of clear financial systems.

Building a sustainable group practice doesn’t just happen with good intentions alone. It requires clarity, financial transparency, aligned values, a willingness to course-correct, and leadership that supports everyone involved—including you.

If you identify as a “nice” leader who’s quietly paying the price for unclear boundaries, this episode will help you feel less alone—and more empowered to lead with confidence. 🙌

🎙️ Episode 197: Money, Boundaries, and Lessons From Group Pract

🎧 LISTEN HERE: https://moneynutsandbolts.com/lessons-from-group-practice-ownership/

01/21/2026

Do you feel a deep tension around pricing—especially when creating group offers, workshops, or professional-facing experiences during uncertain social, political, and economic times?

If so, you’re not alone.

In this week’s coaching episode, I sit down with trauma therapist Kim Torrence to explore what *really* comes up when we try to assign value to our work. We unpack the emotional and mindset barriers that keep so many therapists offering their most meaningful work for free—or far below what’s sustainable.

If you’re navigating private practice finances, pricing group offers, or trying to honor both your values and your well-being, this episode offers clarity, reassurance, and grounded next steps.

And always remember:
✨ Pricing your work too low doesn’t make it more accessible; it often just makes it harder to keep going.

Save this reminder 👆 and tune into this week’s episode for reflections and practical actions around pricing, worthiness, and financial sustainability.

🎙️ Episode 196: Pricing Group Therapy Offers Without Guilt

🎧 LISTEN HERE: https://moneynutsandbolts.com/pricing-group-therapy-offers/

01/19/2026

💰 Do you want to feel *good* about money for a change?

If you answered ‘YES’ then I’d love for you to join me for my FREE live workshop next week.

Here are all the details 👇
🖥️ How to Feel Empowered About Money in Your Private Practice
🗓️ Monday, January 26th
⏰ 10am PT / 1pm ET
📍 Live on Zoom

In this 60-minute brainstorm-style training, you’ll learn:

🛑 How to stop feeling stressed and overwhelmed by money in your practice

🙌 How to build an empowered, grounded relationship with money—so you can truly take care of yourself and the people you love

This will be an intimate, interactive workshop with lots of discussion, so I highly recommend joining live 💬

⚠️ Spots are very limited and are filling up quickly

✨ Click here to register and save your seat: https://calendly.com/linzybonham/how-to-feel-empowered-about-money-in-your-private-practice

Can’t wait to see you there 👋

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Guelph, ON

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http://moneynutsandbolts.com/

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Hey, welcome!

As the daughter of an accountant, I inherited a good dose of bookkeeping brain. I’m like half therapist, half bookkeeper. So when I went into private practice I dug right into all the ways to build a healthy business that pays for my life and always has extra money in the bank. I also saw my super skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because the money side was too stressful. So I put my lucky combination of people and money skills together, and Nuts & Bolts was born. I help therapists develop peace of mind about their money. Since so many of us were never taught about money, I focus the “how” of making the financial side of private practice doable, and even super satisfying (feeling competent and calm about your money is pretty swell!) Through my signature course, Money Skills for Therapists, I’ve helped dozens of therapists gain the practical know-how, to make their business take care of them.

If you’d like to stay in touch, feel free to send me a message or check out my free money skills for therapists facebook group.

- Linzy