John Dowson/LifeTRUST Group

John Dowson/LifeTRUST Group John Dowson is a Chartered Life Planner and the Executive Director of LifeTrust Planning. John is available as a lecturer, seminar leader, or guest speaker.

John has spoken on Life Planning Issues to hundreds of organizations in Canada, and as a keynote speaker at provincial and national conferences for parents of people with disabilities. His insights on Life Planning for people with disabilities have been featured in the Toronto Star, Toronto Sun, National Post, TD Mutual Funds Magazine, Advisors Edge, Exceptional Family, and many more.

03/01/2025

The Apprentice reality show was on television today from the White House no less .the guest apprentice was fired

With Trevor Morrison - Newmarket Ward 4 – I just got recognized as one of their top fans! 🎉
12/29/2024

With Trevor Morrison - Newmarket Ward 4 – I just got recognized as one of their top fans! 🎉

A wonderful gathering for Terry Carter
01/08/2024

A wonderful gathering for Terry Carter

01/08/2024
Our son John-Paul cooked a wonderful dinner roast pork roasted vegetables and of course pumpkin pie Our favourite grandd...
10/15/2023

Our son John-Paul cooked a wonderful dinner roast pork roasted vegetables and of course pumpkin pie Our favourite granddaughter Emilie and her boyfriend Ben were there They are both first year students at McMaster U in Hamilton and grandson Owen was there John-Paul’s partner Claudine and her father Claude were there

Booked an appointment for booster vaccine at Shoppers Drug Mart my appointment is for 2.30 it’s 3.00 pm and I’m still wa...
05/11/2023

Booked an appointment for booster vaccine at Shoppers Drug Mart my appointment is for 2.30 it’s 3.00 pm and I’m still waiting
For Pete’s sake if you want a booster vaccine DON’T book one at Shoppers they have no empathy

02/13/2023

BC Disability: BC PWD, BC Disability Rates, advocacy, support, news, and information. Learn about our campaign for a BC PWD increase. BC PWD, BC PWD apply, BC disability rates, BC disability assistance, BC disability services, BC disability dates, Canada Disability Benefit.

What is the Canada Disability Benefit? In the September 2020 throne speech, the federal government promised to establish...
01/04/2023

What is the Canada Disability Benefit?

In the September 2020 throne speech, the federal government promised to establish a monthly Canada Disability Benefit, which they promised again in the May 2021 budget. In June 2021, the Canada Disability Benefit was tabled in parliament.

This is what we know about the Canada Disability Benefit so far. The Canada Disability Benefit will be modeled after the Guaranteed Income Supplement (GIS) for seniors, which is stacked on top of Old Age Security (OAS).

This means the Canada Disability Benefit will be stacked on top of the existing benefits people with disabilities receive. The Canada Disability Benefit will add to, not replace or take away from, other provincial, federal, and territorial supports.

For example, the Canada Disability Benefit would be in addition to provincial and territorial income assistance, CPP-D, Veteran’s Disability Benefits, Worker’s Compensation, private insurance and other disability support programs. In BC, for example, you could receive provincial BC PWD assistance, and still get the Canada Disability Benefit as well.

What Now?
Many more details about the Canada Disability Benefit, such as eligibility and benefit amount, have yet to be revealed, but we will update you about the Canada Disability Benefit as soon as these details emerge.

Federal, provincial, and territorial ministers responsible for social services and disability intend to meet this summer for an initial discussion on the proposed Canada Disability Benefit.

UPDATE: On September 20th, 2022, the Canada Disability Benefit Act underwent its 2nd reading in the House of Commons. It must undergo 3 readings before coming into force.

Canada Disability Benefit Frequently Asked Questions

Can I receive the Canada Disability Benefit if I'm on provincial disability assistance?
• According to previous statements from the government, it won't matter if you're on provincial, federal, or territorial assistance. The Canada Disability Benefit isn't limited to people who receive federal benefits.

Will the Canada Disability Benefit be clawed back from my other benefits?
• No. The Canada Disability Benefit will 'stack' onto your other benefits, meaning it will be added to what you already receive.

How much will the Canada Disability Benefit be?
• The amount of the Canada Disability Benefit is still unknown at this point.

Am I eligible for the Canada Disability Benefit
• Specific eligibility details have yet to be released. But what we do know is that eligibility will not be limited to people currently on federal assistance, meaning if you are on provincial benefits you can still receive the Canada Disability Benefit.

• We also know that the Canada Disability Benefit will be tied to income level. It is a benefit intended t
By Spencer van Vloten

BC Disability: BC PWD, BC Disability Rates, advocacy, support, news, and information. Learn about our campaign for a BC PWD increase. BC PWD, BC PWD apply, BC disability rates, BC disability assistance, BC disability services, BC disability dates, Canada Disability Benefit.

01/04/2023

LifeTRUST Planning January 4, 2023

The Government of Canada introduces: Bill-22
“The Canada Disability Act”

The Bill introduced June 2022 will create a new Disability Benefit. It’s getting close to clearing the House after a committee passed it earlier last month with several amendments including some that strengthen requirements that people with disabilities participating in developing and designing the regulations
Marie-Danielle Smith for the Globe and Mail December 2022

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