Honey Legal Joshua Howe-Jones Midlands

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Honey Legal Joshua Howe-Jones Midlands

Hi, I'm Joshua, an experienced estate planning consultant at Honey Legal.

I am available to visit you and your family face-to-face in the comfort of your own home - to discuss how you can protect your property and assets.

14/11/2025

💬 Just because you’re married doesn’t mean your partner can legally step in if something happens to you.

Many people don’t realise that being married or in a civil partnership doesn’t automatically give your loved one the legal right to:

– Access your accounts
– Manage your finances
– Speak to doctors or care teams
– Make decisions on your behalf

❌ That’s only possible with a Lasting Power of Attorney (LPA) in place.

If you were to lose mental capacity without an LPA, your partner could be stuck in legal limbo, unable to act when you need them most. They may have to go through the Court of Protection, a costly, lengthy and stressful process.

There are two types of LPA:
– One for Property & Finances
– One for Health & Welfare

🛡 With both in place, you can protect each other and make sure your wishes are followed, no delays, no legal brick walls.

📩 Message me today and I’ll help you get everything sorted.

12/11/2025

What’s the Difference Between Health & Welfare and Property & Finance LPAs?

It’s one of the most common questions we get and the answer could make a big difference to how protected you and your loved ones are.

A Lasting Power of Attorney (LPA) is a legal document that lets someone you trust make decisions for you if you lose mental capacity, whether due to illness, an accident, or something like dementia.

There are two types of LPA, and each covers different areas of your life:

🔷 1. Property & Finance LPA

This one lets someone step in to manage your money and property if you’re no longer able to.

They can:

Pay your bills and rent or mortgage
Access and manage your bank accounts
Deal with pensions and benefits
Make decisions about property, like selling your home if needed
Run your small business or finances if you become unwell

This type of LPA can be used even while you still have capacity, but want help, for example, if you struggle with mobility or managing paperwork.

🔶 2. Health & Welfare LPA

This gives someone the legal authority to make decisions about your care and wellbeing but only if you’re unable to make those decisions yourself.

They can:

Decide on medical treatment
Make choices about your daily routine (like meals or care needs)
Choose care homes or residential arrangements
Speak to doctors or social workers on your behalf
Make life-sustaining treatment decisions, if you give them permission to do so

Without this LPA, these vital decisions may be made by doctors, social services, or even the court, not your loved ones.

So, Do I Need Both?

In most cases, yes, because they cover completely different things. Having one without the other means you’re only half protected.

Think of it this way:

Your Property & Finance LPA protects your money.
Your Health & Welfare LPA protects your body and wellbeing.

Without them, your loved ones could be left unable to help, even if they know exactly what you would have wanted.

At Honey Legal, we make it simple and affordable to put both LPAs in place, giving you peace of mind and protecting the people you trust.

📞 Call 0800 9 500 100 (quote: SOCIAL)
📧 enquiries@honeylegal.co.uk

11/11/2025

Lest We Forget.

Today we remember the heroes who made the ultimate sacrifice. Their courage shaped the future we live in and their memory lives on through our gratitude, respect and reflection.

This day is a reminder that protecting your loved ones, your legacy, and your values matters.

🌺 We will remember them.

07/11/2025

🤔 Who Would Make Decisions for You If You Couldn’t?

It’s not something most of us like to think about but accidents, illness, or sudden loss of capacity can happen at any time.

A Lasting Power of Attorney (LPA) gives someone you trust the legal power to step in and make decisions for you if you’re unable to.

There are two types:
💳 Property & Financial Affairs LPA – manages your money, property, and bills.
❤️ Health & Welfare LPA – covers your care, medical treatment, and living arrangements.

Without LPAs in place, even your closest family members can’t automatically access your accounts or make decisions about your health. Instead, they’d need to apply to the Court of Protection, which can take months and cause unnecessary stress.

LPAs aren’t just for later life, they’re for anyone who wants to stay in control, no matter what happens.

Message me today to find out how easy it is to get your LPAs in place. I’ll guide you through every step.

05/11/2025

“I’ve got a Will – do I really need anything else?”

It’s a question I hear all the time. And the answer is simple: Yes, you do.

A Will and a Lasting Power of Attorney (LPA) do completely different things and you need both to protect your future properly.

📝 Your Will makes sure your wishes are followed after you die.
🏥 Your LPA makes sure your loved ones can help you while you’re still alive, if you can’t make decisions for yourself anymore.

Without an LPA in place, your family can’t automatically access your accounts, manage your bills, or even make healthcare decisions on your behalf, even if they know exactly what you’d want.

Don’t leave them stuck in legal limbo.

Message me if you’re ready to get both sorted. I’ll guide you through the whole process.

31/10/2025

🎃 Happy Halloween!

Hope your day is full of treats (and no legal tricks!).

Stay safe and enjoy the spooky fun! 👻🧡🕸

27/10/2025

👻 Don’t Leave a Scary Mess Behind...

Imagine this: no Will, no LPA, no plan and your loved ones left picking up the pieces.

That’s the kind of horror story no one wants to tell.

🕷 This Halloween, let’s make sure your estate plan is anything but frightening.
A Will and LPA can:
✔ Protect your children and partner
✔ Avoid legal delays and stress
✔ Make sure your wishes are followed

💬 Message me on Facebook for a no-pressure chat. I’ll help you sort it, no tricks, just peace of mind 🎃

24/10/2025

Don’t Be Afraid to Talk About Estate Planning This Spooky Season 👻

Wills, LPAs, planning for the future... it sounds scary, right?

🕸️ The truth? It’s not as spooky as it seems and it’s one of the kindest things you can do for the people you love.

From protecting your children to making sure your wishes are followed, estate planning gives you control and your family peace of mind.

💬 Message me on Facebook if you’d like to chat about what you need. No pressure, no jargon, just a friendly conversation (with no jump scares 🎃)

’tFearTheFuture

22/10/2025

🛑 No estate plan? Here's what that can mean...

Without a proper estate plan, your loved ones could face:
✖️ Family disputes
✖️ Delays in accessing money
✖️ The wrong people inheriting your assets
✖️ A partner left with nothing
✖️ Children placed in temporary care

An estate plan isn't just about assets; it's about protecting your family and your wishes. If you're unsure where to start, message me today. It’s easier than you think to get everything sorted.

📩 Send me a message and let’s chat.

20/10/2025

🧠 Losing someone is hard enough. Don’t let the legal stress make it worse.

When someone dies without a Will, it’s called intestacy and it can leave loved ones facing:
🔸 Delays
🔸 Confusion
🔸 Arguments
🔸 And the risk of someone being left out altogether

Even long-term partners aren’t legally protected without a Will. Family members are left guessing what you’d have wanted or worse, fighting over it.

💬 Writing a Will doesn’t just protect your wishes. It protects your loved ones from unnecessary pain during an already difficult time.

If you want to leave behind clarity instead of confusion, message me today. Let’s get your Will sorted.

17/10/2025

Who Would Manage Your Money If You Couldn’t?

Let’s talk about the document that protects your finances when life takes an unexpected turn.

Have you ever thought about what would happen if you were suddenly unable to manage your money, pay bills, or deal with your home? Life can change in a moment, through illness, an accident, or simply growing older and without the right legal documents in place, the people you trust may not be able to step in and help.

That’s where a Property and Financial Lasting Power of Attorney (LPA) comes in. It’s a legal document that lets you choose someone you trust to act on your behalf if you can’t make decisions yourself. This person, known as your ‘attorney’, can deal with your bank, pay your mortgage or rent, handle bills, or even sell your home if necessary, all in your best interests.

Without an LPA, even your closest family can’t access your accounts or manage your affairs without applying to the Court of Protection, which can take months and cost thousands. That delay could mean missed payments, added stress, and extra pressure at an already difficult time.

Putting an LPA in place now means peace of mind for the future. You’re staying in control, protecting your loved ones, and making sure your wishes are respected. No matter what happens.

📩 Drop me a message if you’d like to talk it through. I’m here to help with clear, friendly advice.

15/10/2025

Who Would Make Health Decisions For You If You Couldn’t?

Let’s talk about the document that protects your voice when you can’t speak for yourself.

Imagine being in a serious accident, developing a condition like dementia, or simply losing the ability to make decisions. Who would decide where you live, what medical treatment you receive, or even what you eat or wear?

A Health and Welfare Lasting Power of Attorney (LPA) is the legal document that answers that question. It allows you to appoint someone you trust to make personal and medical decisions for you if you lose mental capacity. That could include where you receive care, what medical treatment you accept or refuse, and how your daily needs are met.

If you don’t have one in place, your loved ones can’t automatically step in, even if they know exactly what you would have wanted. Doctors, social workers, or the court may end up making those decisions instead.

It can lead to:

Delays in treatment
Disagreements between family and professionals
The wrong care being put in place

Putting this document in place now means peace of mind for the future. It gives your chosen person the legal right to protect your wishes and act in your best interests if the worst happens.

📩 Message me today to find out more, no pressure, just a friendly chat about getting this sorted.

Address

The Old Magistrates’ Court, Cheshire Street
Market Drayton
TF91PH

Telephone

+447842333309

Website

http://www.honeyfriends.co.uk/JoshuaHowe-Jones

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