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28/05/2019

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Your Health Insurance Claim can't be rejected after 8 years

If you are planning to purchase a new insurance plan, one of the biggest concerns is whether you can trust the insurer. You pay the premium for many years. However, when you/your family makes the claim, will it be honored? You don't want to be short-changed. This problem was taken care off in life insurance policies, where your claim can't be rejected after 3 years.

IRDA, the insurance regulator, has made an attempt to address this concern in health insurance policies too. It has proposed that health insurance claims can't be contested after 8 years of policy purchase. Additionally, it has proposed to remove ambiguity from the definition of pre-existing illnesses.

In this post, let's find out more about the IRDA proposals and see how these changes affect you. Click here to continue.

Best Regards,

Deepesh Raghaw

12/05/2019

All family members need to know what is covered and what is not covered in the policy, any
approved or black listed health services provider, and the documentation and processes that need to
be followed to recover money from the insurer. Many insurance companies have outsourced the
claim settlement process. In such cases, the outsourced service provider, and not the insurer, would
be the touch point for processing claims. call for selection of health policy 9745834880

12/05/2019

While buying a health insurance policy, there has to be clarity on whether it is a cashless policy i.e. a
policy where the insurance company directly pays for any hospitalization expenses. In other policies,
the policy-holder has to bear the expense first and then claim re-imbursement from the insurer. This
increases the liquidity provisions that need to be made for contingencies. call 9745834880 for best bargain health policy 9745834880

12/05/2019

Depending on the medical coverage provided by the employer/s, health insurance policy cover too
should be planned. Even where the employer provides medical coverage, it would be useful to start
a low value health insurance policy, to provide for situations when an earning member may quit a
job and take up another after a break. Further, starting a health insurance policy earlier and not
having to make a claim against it for a few years, is the best antidote to the possibility of insurance
companies rejecting future insurance claims / coverage on account of what they call “pre-existing
illness”. For best health policy call 9745834880

വാർദ്ധക്യം ഒരു ആഘോഷമായി മാറുന്നു... ആരോഗ്യ പരിരക്ഷ സ്റ്റാർ ഹെൽത്തിനെ ഏൽപ്പിക്കുമ്പോൾ... ഇന്ത്യയിലെ ഏറ്റവും മികച്ച സീനിയർ...
08/12/2018

വാർദ്ധക്യം ഒരു ആഘോഷമായി മാറുന്നു... ആരോഗ്യ പരിരക്ഷ സ്റ്റാർ ഹെൽത്തിനെ ഏൽപ്പിക്കുമ്പോൾ... ഇന്ത്യയിലെ ഏറ്റവും മികച്ച സീനിയർ സിറ്റിസൺ പോളിസി ഇന്ത്യയിലെ ഏറ്റവും മികച്ച ഇൻഷ്വറൻസ് കമ്പനിയിൽ നിന്നും സ്വന്തമാക്കൂ.

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നിരവധി ആനുകൂല്യങ്ങൾ വേറെയും...

ആരോഗ്യ സംബന്ധമായ വെല്ലുവിളികളിൽ നിങ്ങൾക്കും കുടുമ്പത്തിനും മികച്ച ചികിത്സാ സൗകര്യങ്ങൾ നേടി എടുക്കാനും കുടുമ്പം സാമ്പത്തിക തകർച്ച നേരിടില്ലെന്ന് ഉറപ്പു വരുത്താനും ഇന്ത്യയിലെ ആദ്യത്തേതും ഏറ്റവും മികച്ചതുമായ ആരോഗ്യഇൻഷ്വറൻസ് കമ്പനിയുടെ മികച്ച പോളിസികൾ സ്വന്തമാക്കൂ.

*കൂടുതൽ വിവരങ്ങൾക്ക് നിങ്ങളുടെ സ്റ്റാർ ഹെൽത്ത് അഡ്വൈസറെ വിളിക്കൂ...ഗോപിനാഥ് 9745834880

11/04/2018

Get gift for call to know about health Insurance

11/04/2018

Premium paid for Health Insurance and health checkup of Parents (Section 80D)

If you pay health insurance premium for your parents, you can take an additional benefit of Rs 25,000 per financial year. If either parent is a senior citizen, the limit goes up to Rs 50,000 per annum. This rule is applicable from FY2019.

Cancer Cell
21/02/2018

Cancer Cell

Wealth creation, Insurance Protection and Critical Illness benefitI. All in One
21/02/2018

Wealth creation, Insurance Protection and Critical Illness benefitI. All in One

Family Health Optima For 3Lakh2A+2C 35 yr- Rs.11776/-80D Benefit
19/02/2018

Family Health Optima For 3Lakh
2A+2C 35 yr- Rs.11776/-
80D Benefit

Get 20 Lahk on detection of Cancer at an age of 55  at Rs.9374/- and 80D benefit
12/02/2018

Get 20 Lahk on detection of Cancer at an age of 55 at Rs.9374/- and 80D benefit

12/02/2018

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