Financial Markets Ombudsman Service

Financial Markets Ombudsman Service FMOS was established through the consolidation of the Ombudsman for Financial Services and the Securities Industry Dispute Resolution Center.

FMOS offers an independent, fair and free dispute resolution service for consumers and investors. FMOS provides free and fair alternative dispute resolution services to financial consumers and investors.

FMOS handled 1,487 eligible insurance and takaful disputes in 2025, comprising 1,044 new cases and 443 carried forward f...
27/04/2026

FMOS handled 1,487 eligible insurance and takaful disputes in 2025, comprising 1,044 new cases and 443 carried forward from 2024.

Complaints rose across key segments, with conventional non-motor up 56% (driven by travel claims), life insurance up 27%, and medical and health complaints up 35%.

Scan the QR code to read our full Annual Report 2025 or visit our website.

FMOS managed 44 capital market disputes in 2025, comprising 26 legacy cases carried over from SIDREC and 18 newly regist...
24/04/2026

FMOS managed 44 capital market disputes in 2025, comprising 26 legacy cases carried over from SIDREC and 18 newly registered disputes.

The securities-related disputes remained the primary source of eligible complaints, but 2025 saw a broad-based decline across most categories. The sharpest improvements were in unit trusts and structured products, both recording significant drops in volume.

Scan the QR code to read our full Annual Report 2025 or visit our website.

FMOS handled 4,283 eligible disputes in banking, Islamic banking and payment systems in 2025, combining 1,187 carried-fo...
23/04/2026

FMOS handled 4,283 eligible disputes in banking, Islamic banking and payment systems in 2025, combining 1,187 carried-forward cases with 3,096 new registrations.

New disputes surged 67%, signalling a sharp rise in complaint volumes. Product-wise, card-based electronic payments and internet banking made up 68% of dispute types, largely driven by scams and unauthorised transactions.

Scan the QR code to read our full Annual Report 2025 or visit our website.

A closer look at the map: Selangor tops the list (39%), with Kuala Lumpur (19%) and Johor (11%) close behind. Overall, t...
22/04/2026

A closer look at the map: Selangor tops the list (39%), with Kuala Lumpur (19%) and Johor (11%) close behind. Overall, the trend points to stronger engagement with FMOS services in more urbanised and economically active areas.

Scan the QR code to read our full Annual Report 2025 or visit our website.

22/04/2026
The disputes were driven by banking, Islamic banking, and payment systems (74.5%). Commercial banks take the spotlight, ...
21/04/2026

The disputes were driven by banking, Islamic banking, and payment systems (74.5%). Commercial banks take the spotlight, accounting for 58% of complaints.

Scan the QR code to read our full Annual Report 2025 or visit our website.

Record high of 4,158 eligible disputes registered in 2025, with total claims reaching RM100.2 million, and nearly 80% in...
20/04/2026

Record high of 4,158 eligible disputes registered in 2025, with total claims reaching RM100.2 million, and nearly 80% involving amounts below RM25,000.

FMOS resolved 3,185 cases, demonstrating its ability to manage both legacy and new disputes within a unified framework.

Scan the QR code to read our full Annual Report 2025 or visit our website.

A milestone first year for FMOS: 30,312 enquiries and complaints managed.New cases jumped 93% to 11,431, with the Compla...
17/04/2026

A milestone first year for FMOS: 30,312 enquiries and complaints managed.

New cases jumped 93% to 11,431, with the Complaints Portal emerging as the go-to channel after its 2025 launch.

Scan the QR code to read our full Annual Report 2025 or visit our website.

2025 was a milestone year for FMOS under one unified framework.We registered a record of 4,158 new disputes, driven by g...
16/04/2026

2025 was a milestone year for FMOS under one unified framework.

We registered a record of 4,158 new disputes, driven by growing public awareness and a rise in scam-related complaints. We also successfully closed 3,185 cases, with total disputed amounts reaching RM100.2 million, a 45.4% increase from 2024.

Scan the QR code to read our full Annual Report 2025 or visit our website.

We are pleased to announce the inaugural release of the FMOS Annual Report 2025. This report highlights our role in deli...
15/04/2026

We are pleased to announce the inaugural release of the FMOS Annual Report 2025. This report highlights our role in delivering streamlined dispute resolution across the financial and capital markets.

Access the full report on our website or scan the QR code.

FMOS welcomes Dato' Mah Weng Kwai and Ms Pushpa A/P S K Nair as new Independent Directors to FMOS's Board of Directors.V...
09/04/2026

FMOS welcomes Dato' Mah Weng Kwai and Ms Pushpa A/P S K Nair as new Independent Directors to FMOS's Board of Directors.

Visit our website for more information.

Securities Commission Malaysia has updated its Investor Alert List.Always check SC’s Investor Alert List before investin...
02/04/2026

Securities Commission Malaysia has updated its Investor Alert List.
Always check SC’s Investor Alert List before investing.
* * * * *
Securities Commission Malaysia telah mengemas kini Senarai Peringatan Pelabur.
Sila rujuk Senarai Peringatan Pelabur SC sebelum melabur.

March Compilation (3/3) - Source: InvestSmart SC

Address

Level 14, Main Block Menara Takaful Malaysia No. 4, Jalan Sultan Sulaiman
Kuala Lumpur
50000

Opening Hours

Monday 08:30 - 17:30
Tuesday 08:30 - 17:30
Wednesday 08:30 - 17:30
Thursday 08:30 - 17:30
Friday 08:30 - 17:30

Telephone

+60322722811

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Our Story

Ombudsman for Financial Services (OFS), formerly known as the Financial Mediation Bureau (FMB) is a non- profit organisation which was set up as an Alternative Dispute Resolution (ADR) body to resolve disputes between our Members who are the financial service providers (FSPs), licensed or approved by Bank Negara Malaysia (BNM) and financial consumers.

OFS is the operator of the Financial Ombudsman Scheme (FOS) approved by BNM pursuant to the Financial Services Act 2013, the Islamic Financial Services Act 2013 and the Development Financial Institutions Act 2002, and had commenced operation on 1st October 2016.

OFS provides independent, fair, efficient, effective and free dispute resolution to all financial consumers in Malaysia.

Visit ofs.org.my to know more about us!