Freedom Network

We are an advocate of financial inclusion. Freedom Card® is a multi-channel, multi-function money card brought to you by 3Line Limited, and backed by a consortium of Nigerian banks. With Freedom Card®, it’s a whole new world of convenience, accessibility and style when it comes to carrying money, using money and making money. Freedom Card® is much more than a debit card, its superior technology allows you the options of linking your Freedom Card® to your bank account where you have one; and if you do not have a bank account, 3Line will create a ‘virtual’ one for you and link your card to it. So now you can own an account without having to go to the bank because 3Line will do the banking for you. To add to its very unique features, Freedom Card® comes embedded with a ‘chip’ similar to the chip in your phone. This ‘chip’ has the ability to carry a lot of instructions so that your Freedom Card® can do more than just make and receive payments. It will allow you to gain points on the Loyalty Schemes operated by merchants you frequently patronise. Who We Are

3Line Card Management Limited designs, builds operates and markets world-class card management, electronic services and related infrastructure. We focus on 3 key areas:

eData
Comprehensive and reliable individual data management for Employers, Government Agencies, Educational Institutions, Health Management Organisations, Insurance Firms, Pension Funds Administrators and Merchants

eIdentity
Verification, authorization and access using individual data and/or biometrics for Employers, Government Agencies, Educational Institutions and Health Management Organisations. ePayment
Superior ePayment services that offer for the first time in Nigeria: online and offline capabilities, payments of goods and services on the largest network comprising of multiple channels and largest network for cash withdrawals on ATM and POS. Our eServices rely on our card platform which is smart card based and licensed to operate in Nigeria under the Freedom Card brand name. We offer for the first time in Nigeria a card platform that is:

• Multi-Purpose – On a single card platform we offer you a combination of data, identity and payment functionalities.
•Multi-Channel – Our eServices can be processed on several networks giving you a superior accessibility. Support networks include: International and Local Payment Networks (Visa/NSL, Interswitch, Arius Nigeria…..), GSM and PTO Networks and Internet. In combination with an in-house Card Management System (CMS) and a Terminal Management System (TMS), our technology manages the entire lifecycle of your card from procurement to fulfillment. We implement and monitor your eSolutions as well as provide feedback for you through various performance metrics and analytical reports. Our intention is to advance the options available for managing eServices by leveraging on our technology and business platforms to deploy innovative eSolutions that make life more convenient, simple and secure, while continuing to develop in partnership with our clients and associates solutions that remain dynamic and maintain cutting-edge offering even as the market needs become more sophisticated.