Created by the unions who protect your right at work - to protect your health in life In today’s world, it’s hard to be strong when you’re standing alone.
And when it comes to looking after the health and wellbeing of you, and your whānau, it’s equally hard to find a partner that’s genuinely focused on your interests – not just the profits that serve theirs. So, the very same unions that protect your rights at work, created HealthCarePlus to protect your health in life. A unique scheme that’s designed to serve Members, not maximise profits, HealthCarePlus provides more affordable healthcare, that can benefit you in everyday life – not just when someone’s sick. Our cover is more generous - with less of the usual barriers and exclusions. It’s designed to maximise the benefits paid to you, not minimise them - often paying out more each year to typical families than it costs. And once you’re a member - you and your family can enjoy the benefits, not just for the rest of your union membership, but for the rest of your life. And any surplus we make is only used to benefit workers in the education & public service sectors – through making our healthcare even more affordable, delivering advice and resources, and through our charitable 'Grants for Good'. So when you protect you and your family's health - you can be part of something bigger. Something more generous. Something more genuine. And something that helps make your colleagues and sector better off too. Because you’re part of something better - with HealthCarePlus.
25/11/2025
When a New Zealander passed away recently without a will and with no traceable family their estate, worth nearly $700,000, was transferred to the Government.
It’s a striking reminder of what can happen when we leave things unsaid, or in this case, unwritten. According to Newstalk ZB, this is the largest unclaimed estate (known legally as bona vacantia) the Crown has received in a decade.
A New Zealander’s $700,000 estate went to the Government after they died without a will. Find out why having a will matters and how Public Trust’s new online wills make it easier and more affordable to protect what matters.
21/11/2025
For many Kiwis, the family home represents more than a roof overhead - it’s security, comfort and often their biggest financial asset. But what happens when you reach retirement and most of your wealth is tied up in that home? In Lifetime’s latest customer story, we meet Paul*, a retiree who found a way to unlock the value of his mortgage-free home without taking on debt or interest.
Discover how Lifetime Home helps retirees like Paul unlock the value of their mortgage-free homes to secure a stable income without taking on debt or interest.
20/11/2025
New: Money Matters Issue 12
Practical guidance to support your financial wellbeing - from estate planning and travel insurance changes to spotting early money pressure and planning for retirement.
Practical tips to help you stay financially resilient, from why having a will is so important, to travel insurance changes, early warning signs of financial stress, and what NZ’s retirement system means for your future.
11/11/2025
When money feels tight and you’re juggling several high-interest debts - maybe a couple of credit cards, a store card, or a personal loan - it’s natural to look for ways to simplify things. With interest rates beginning to ease, debt consolidation is back in the headlines as one possible strategy.
Debt consolidation can simplify repayments but it’s not always the best move. We review guidance from Sorted, MoneyHub and MoneyTalks to help you decide safely.
06/11/2025
We all know someone affected by high blood pressure, but did you know it’s the leading cause of stroke in New Zealand? Each year, around 9,000 Kiwis experience a stroke, and experts say most could be prevented through regular blood pressure checks and ongoing management.
Learn how managing blood pressure can significantly reduce the risk of stroke and improve overall health. Discover practical tips and expert advice for better retirement.
02/11/2025
With the cost of living still high and budgets under pressure, it’s easy to feel overwhelmed by the constant stream of financial advice out there. At HealthCarePlus, we know our members don’t always have the time or the desire to sort through it all.
In this Money Matters Spotlight, we share practical ideas from Sorted that show how small, everyday fixes can help you strengthen your finances and build confidence.
30/10/2025
If you’ve been saving for your first home, there’s some cautiously good news on the horizon. From 1 December 2025, the Reserve Bank will loosen its loan-to-value ratio (LVR) rules, that is the limits that control how much of a deposit you need and how freely banks can lend.
The Reserve Bank’s new LVR rules take effect 1 December 2025. We explain in plain English what’s changing and how it could help first-home buyers.
28/10/2025
Ever tried to cancel a subscription online and felt like you were trapped in a maze? Or ended up buying way more than you planned? You’ve likely been caught in a dark pattern - a sneaky design trick used by websites to manipulate your choices.
Learn to identify and combat dark patterns online to protect yourself from deceptive design tricks that manipulate your choices and exploit your privacy.
24/10/2025
With mortgage rates easing and a little more flexibility returning to the housing market, now’s a smart time to revisit your home loan strategy.
Learn how to pay off your home loan faster with seven practical strategies from NZ’s top banks and money experts - all compiled in one easy guide.
24/10/2025
If you’ve been feeling the pressure of high loan repayments and rising living costs, there’s finally a little relief in sight. In early October, the Reserve Bank surprised markets by cutting the Official Cash Rate (OCR) by 0.50 percentage points to 2.5 % and signalled that more reductions could follow.
Lower interest rates and relaxed lending rules may ease the pressure on homeowners. Learn five smart ways to make the most of today’s changes and strengthen your financial resilience.
05/10/2025
This week, we’re joining the Mental Health Foundation of New Zealand in celebrating the Five Ways to Wellbeing, and this year’s theme is all about topping up together.
Today’s focus is Connect / Me Whakawhanaunga, reminding us that connection is at the heart of wellbeing. Whether it’s a chat with a friend, joining a group activity, or taking time to check in with a colleague, these moments of connection make a real difference.
It’s Mental Health Awareness Week, and we’re encouraging you to Top Up Together as you bring the Five Ways to Wellbeing into your daily life. Connect / Me Whakawhanaunga is the Top Up Together theme for Rāhina (Monday).
Social connection is the ngākau/heart of our wellbeing. It weaves us together, making us feel seen, heard, and understood. When we nurture meaningful connections with others, we uplift our own well-being.
Show us how you’re topping up together today by using the hashtag and be in to win a $200 Prezzy card 💸! Terms and conditions apply. Tap the link 🔗 in our bio to find inspiration on how you can connect today.
01/10/2025
Many retirees are finding that their savings are falling short of what they’d ideally like. While this can feel overwhelming, according to Liz Koh there are practical strategies that can help stretch resources, reduce financial stress, and still support a fulfilling lifestyle. So we’re sharing her guide below, which outlines her eight essential financial survival strategies tailored for retirees.
Discover 8 effective financial strategies for retirees to maximize income, reduce costs, and ensure a comfortable lifestyle. Learn practical tips from retirement planning expert Liz Koh.
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In today’s world, it’s hard to be strong when you’re standing alone.
And when it comes to looking after the health and wellbeing of you, and your whānau, it’s equally hard to find a partner that’s genuinely focused on your interests – not just the profits that serve theirs.
So, the very same unions that protect your rights at work, created HealthCarePlus to protect your health in life. A unique scheme that’s designed to serve Members, not maximise profits, HealthCarePlus provides more affordable healthcare, that can benefit you in everyday life – not just when someone’s sick.
Our cover is more generous - with less of the usual barriers and exclusions. It’s designed to maximise the benefits paid to you, not minimise them - often paying out more each year to typical families than it costs. And once you’re a member - you and your family can enjoy the benefits, not just for the rest of your union membership, but for the rest of your life.
And any surplus we make is only used to benefit workers in the education & public service sectors – through making our healthcare even more affordable, delivering advice and resources, and through our charitable 'Grants for Good'.
So when you protect you and your family's health - you can be part of something bigger. Something more generous. Something more genuine. And something that helps make your colleagues and sector better off too.
Because you’re part of something better - with HealthCarePlus.
