Created by the unions who protect your right at work - to protect your health in life In today’s world, it’s hard to be strong when you’re standing alone.
And when it comes to looking after the health and wellbeing of you, and your whānau, it’s equally hard to find a partner that’s genuinely focused on your interests – not just the profits that serve theirs. So, the very same unions that protect your rights at work, created HealthCarePlus to protect your health in life. A unique scheme that’s designed to serve Members, not maximise profits, HealthCarePlus provides more affordable healthcare, that can benefit you in everyday life – not just when someone’s sick. Our cover is more generous - with less of the usual barriers and exclusions. It’s designed to maximise the benefits paid to you, not minimise them - often paying out more each year to typical families than it costs. And once you’re a member - you and your family can enjoy the benefits, not just for the rest of your union membership, but for the rest of your life. And any surplus we make is only used to benefit workers in the education & public service sectors – through making our healthcare even more affordable, delivering advice and resources, and through our charitable 'Grants for Good'. So when you protect you and your family's health - you can be part of something bigger. Something more generous. Something more genuine. And something that helps make your colleagues and sector better off too. Because you’re part of something better - with HealthCarePlus.
09/03/2026
Open banking is now live in NZ, allowing customers to securely share financial data with accredited providers. We explain how it works, what protections are in place, and how it may support smarter financial tools.
Understand the fundamentals of open banking, how it works, its benefits, and security measures in place to help you make informed financial decisions.
05/03/2026
Changes to insurance discounts and the launch of open banking are starting to appear in renewal notices and new digital tools. We summarise what’s happening and what it could mean in practical terms.
Discover the latest changes in general insurance pricing and the launch of regulated open banking, impacting customers in 2026. Stay informed and prepared for financial resilience.
03/03/2026
Several major insurers have removed traditional multi-policy discounts to simplify pricing and ensure discounts are applied accurately. As the latest to do so, Tower’s decision may now show in renewal documents, so we explain what’s behind the change and what to review.
Discover why major insurers in New Zealand are removing multi-policy discounts and what this means for your insurance premiums and renewal process. Stay informed and review your cover today.
26/02/2026
From 1 February 2026, some New Zealanders with stable, long-term conditions may be able to receive prescriptions lasting up to 12 months. The change is designed to reduce the need for repeat GP appointments simply to renew established medication.
Discover how 12-month prescriptions for stable, long-term conditions in New Zealand can simplify medication management and reduce GP visits while maintaining essential pharmacist support.
24/02/2026
This article continues our ongoing focus on skin health and early detection. While we’ve shared similar content before, it’s a topic worth revisiting because knowing what’s normal, what’s not, and when to get checked can make a real difference.
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23/02/2026
In this month's Better Retirement issue, discover free retirement income workshops near you, plus easy guides on prescriptions, skin spots, downsizing and financial planning.
Explore retirement solutions, pharmacy services, and health insights in the latest Better Retirement issue, designed to support your well-being and financial planning.
20/02/2026
When people think about insurance advice, they often think about choosing policies or reviewing cover. But for many HealthCarePlus members, the most valuable support comes much later at the point when something goes wrong, a claim needs to be made, and there are far more important things to think about than insurance paperwork.
Discover how Monument Financial Advisers support HealthCarePlus members through the insurance claim process, making difficult times more manageable with expert guidance and advocacy.
19/02/2026
Financial services in New Zealand are evolving, from changes to insurance discounts to the launch of open banking. In our latest issue of Money Matters, we explain what this means at renewal and share details of upcoming retirement roadshows.
Explore the latest changes in insurance, including the end of multi-policy discounts and retirement income options, to help you navigate your financial decisions in 2026.
17/02/2026
Pre-existing conditions are one of the most confusing and often misunderstood aspects of health insurance. They’re also one of the reasons health insurance decisions can have long-term consequences. Understanding how pre-existing conditions work can help you make more informed choices about your cover, particularly if you’re reviewing insurance during financially challenging times.
Learn how pre-existing conditions affect health insurance and discover expert tips for making informed decisions about your coverage. Get unbiased guidance to navigate complex insurance topics.
16/02/2026
When we think about looking after our health, nutrition is often one of the first things that comes to mind and one of the hardest to get right. Conflicting advice, busy schedules, changing health needs, and rising costs can all make it feel overwhelming.
Discover how UniMed’s nutrition support empowers members to take proactive control of their health through personalised dietary guidance and sustainable lifestyle changes.
13/02/2026
If you’ve signed up for a subscription, then totally forgotten about it, you’re not alone. But those sneaky ‘zombie subscriptions’ can quietly drain your wallet - whether it’s the ones you totally forgot about, the ones you thought you cancelled, or the free trials that morphed into paid plans without you noticing.
Discover how forgotten subscriptions can drain your retirement savings and learn actionable tips to reclaim your money in our latest blog post.
11/02/2026
When money is tight, reviewing insurance is sensible but some decisions are harder to reverse than others. This guide explains how to review your cover thoughtfully and avoid unintended long-term consequences.
Review your health insurance thoughtfully when money is tight to avoid long-term consequences. Get expert advice to make informed decisions that balance affordability and protection.
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In today’s world, it’s hard to be strong when you’re standing alone.
And when it comes to looking after the health and wellbeing of you, and your whānau, it’s equally hard to find a partner that’s genuinely focused on your interests – not just the profits that serve theirs.
So, the very same unions that protect your rights at work, created HealthCarePlus to protect your health in life. A unique scheme that’s designed to serve Members, not maximise profits, HealthCarePlus provides more affordable healthcare, that can benefit you in everyday life – not just when someone’s sick.
Our cover is more generous - with less of the usual barriers and exclusions. It’s designed to maximise the benefits paid to you, not minimise them - often paying out more each year to typical families than it costs. And once you’re a member - you and your family can enjoy the benefits, not just for the rest of your union membership, but for the rest of your life.
And any surplus we make is only used to benefit workers in the education & public service sectors – through making our healthcare even more affordable, delivering advice and resources, and through our charitable 'Grants for Good'.
So when you protect you and your family's health - you can be part of something bigger. Something more generous. Something more genuine. And something that helps make your colleagues and sector better off too.
Because you’re part of something better - with HealthCarePlus.