Created by the unions who protect your right at work - to protect your health in life In today’s world, it’s hard to be strong when you’re standing alone.
And when it comes to looking after the health and wellbeing of you, and your whānau, it’s equally hard to find a partner that’s genuinely focused on your interests – not just the profits that serve theirs. So, the very same unions that protect your rights at work, created HealthCarePlus to protect your health in life. A unique scheme that’s designed to serve Members, not maximise profits, HealthCarePlus provides more affordable healthcare, that can benefit you in everyday life – not just when someone’s sick. Our cover is more generous - with less of the usual barriers and exclusions. It’s designed to maximise the benefits paid to you, not minimise them - often paying out more each year to typical families than it costs. And once you’re a member - you and your family can enjoy the benefits, not just for the rest of your union membership, but for the rest of your life. And any surplus we make is only used to benefit workers in the education & public service sectors – through making our healthcare even more affordable, delivering advice and resources, and through our charitable 'Grants for Good'. So when you protect you and your family's health - you can be part of something bigger. Something more generous. Something more genuine. And something that helps make your colleagues and sector better off too. Because you’re part of something better - with HealthCarePlus.
16/02/2026
When we think about looking after our health, nutrition is often one of the first things that comes to mind and one of the hardest to get right. Conflicting advice, busy schedules, changing health needs, and rising costs can all make it feel overwhelming.
Discover how UniMed’s nutrition support empowers members to take proactive control of their health through personalised dietary guidance and sustainable lifestyle changes.
13/02/2026
If you’ve signed up for a subscription, then totally forgotten about it, you’re not alone. But those sneaky ‘zombie subscriptions’ can quietly drain your wallet - whether it’s the ones you totally forgot about, the ones you thought you cancelled, or the free trials that morphed into paid plans without you noticing.
Discover how forgotten subscriptions can drain your retirement savings and learn actionable tips to reclaim your money in our latest blog post.
11/02/2026
When money is tight, reviewing insurance is sensible but some decisions are harder to reverse than others. This guide explains how to review your cover thoughtfully and avoid unintended long-term consequences.
Review your health insurance thoughtfully when money is tight to avoid long-term consequences. Get expert advice to make informed decisions that balance affordability and protection.
09/02/2026
Being a HealthCarePlus Member offers you more than just access to UniMed Health Insurance Plans. We can offer members so much more with access to a growing range of offers from businesses across New Zealand. While the cost-of-living squeeze has eased up over the last year or so, plenty of budgets are still feeling the pinch. So every little bit helps and small savings can soon add up.
Discover how HealthCarePlus members are saving on everyday expenses through the Better Off Together program, offering exclusive discounts and financial benefits across New Zealand.
05/02/2026
Hospital insurance costs have been in the news recently, with rising premiums prompting questions and concerns for some members. Because this issue may affect many HealthCarePlus members, this month’s Money Matters focuses on helping you understand what’s driving these changes, what to consider before making any decisions about your cover, and why some insurance choices can have long-term implications that aren’t always obvious at first.
In this month’s issues we cover what’s driving these changes and what to consider as hospital insurance costs rise
04/02/2026
As we head further into 2026, many of our members are asking the same question: how can I make my retirement income go further without taking on extra risk? In this edition of Better Retirement, we’ve brought together practical ideas and a reminder of the other member-only benefits available to you.
From retirement income solutions to everyday member discounts, see what’s available to support you this year.
03/12/2025
A holiday on the open road in a motorhome offers a special kind of freedom but to truly enjoy it, knowing a few savvy travel tips makes all the difference.
Discover top tips for a stress-free motorhome holiday in New Zealand, from choosing the right vehicle to essential apps and safety advice.
01/12/2025
With the cost-of-living pressures of the last two years, it’s not surprising that some New Zealanders are finding it harder to keep up with bills. Recent data from Centrix shows that 12.41% of credit-active Kiwis are now behind on payments, the highest level in more than a year.
Arrears are rising in New Zealand, but early warning signs can help you stay ahead. Expert-backed guidance on subtle indicators to watch for and simple steps you can take now to stay in control and build financial resilience.
27/11/2025
A growing number of Kiwis are choosing to keep working beyond 65. If you're keen to work later in life, we share ten tips from our partner Lifetime Retirement Income to help you showcase your skills, modernise your CV, and find age-friendly roles that fit your lifestyle.
Discover 10 essential job tips for seniors to help you stay employable, modernize your CV, and find age-friendly roles that suit your lifestyle.
25/11/2025
When a New Zealander passed away recently without a will and with no traceable family their estate, worth nearly $700,000, was transferred to the Government.
It’s a striking reminder of what can happen when we leave things unsaid, or in this case, unwritten. According to Newstalk ZB, this is the largest unclaimed estate (known legally as bona vacantia) the Crown has received in a decade.
A New Zealander’s $700,000 estate went to the Government after they died without a will. Find out why having a will matters and how Public Trust’s new online wills make it easier and more affordable to protect what matters.
21/11/2025
For many Kiwis, the family home represents more than a roof overhead - it’s security, comfort and often their biggest financial asset. But what happens when you reach retirement and most of your wealth is tied up in that home? In Lifetime’s latest customer story, we meet Paul*, a retiree who found a way to unlock the value of his mortgage-free home without taking on debt or interest.
Discover how Lifetime Home helps retirees like Paul unlock the value of their mortgage-free homes to secure a stable income without taking on debt or interest.
11/11/2025
When money feels tight and you’re juggling several high-interest debts - maybe a couple of credit cards, a store card, or a personal loan - it’s natural to look for ways to simplify things. With interest rates beginning to ease, debt consolidation is back in the headlines as one possible strategy.
Debt consolidation can simplify repayments but it’s not always the best move. We review guidance from Sorted, MoneyHub and MoneyTalks to help you decide safely.
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In today’s world, it’s hard to be strong when you’re standing alone.
And when it comes to looking after the health and wellbeing of you, and your whānau, it’s equally hard to find a partner that’s genuinely focused on your interests – not just the profits that serve theirs.
So, the very same unions that protect your rights at work, created HealthCarePlus to protect your health in life. A unique scheme that’s designed to serve Members, not maximise profits, HealthCarePlus provides more affordable healthcare, that can benefit you in everyday life – not just when someone’s sick.
Our cover is more generous - with less of the usual barriers and exclusions. It’s designed to maximise the benefits paid to you, not minimise them - often paying out more each year to typical families than it costs. And once you’re a member - you and your family can enjoy the benefits, not just for the rest of your union membership, but for the rest of your life.
And any surplus we make is only used to benefit workers in the education & public service sectors – through making our healthcare even more affordable, delivering advice and resources, and through our charitable 'Grants for Good'.
So when you protect you and your family's health - you can be part of something bigger. Something more generous. Something more genuine. And something that helps make your colleagues and sector better off too.
Because you’re part of something better - with HealthCarePlus.