Health and wealth solutions by Joann Cruz

Health and wealth solutions by Joann Cruz Hi, I’m Joann Cruz, your trusted health insurance advisor. Let’s secure your future today. Message me for a FREE consultation.

I help you avoid high hospital bills through smart and affordable coverage—from personal plans to company HMO for your team.

Looking for HMO/Medical insurance?💙 Protect your Health and Your Finances!We offer affordable and comprehensive medical ...
12/04/2026

Looking for HMO/Medical insurance?

💙 Protect your Health and Your Finances!
We offer affordable and comprehensive medical coverage — because getting sick shouldn’t mean going broke.

✨ Benefits you’ll enjoy:

✅ Affiliated with Icare, Philcare, Cocolife, Medicard, Ims, Sunlife grepa, Pacific Cross, Oona Insurance
✅ Coverage from 0 to 100 years old
✅ Fast and easy application process
✅ No cash outlay
✅ In-patient & Out-patient benefits
✅ Surgical coverage
✅ Medilink-accredited hospitals and clinics
✅ Quick LOA approval
✅ Worldwide coverage
✅ Maternity benefits
✅ Will provide you different options based on your needs

💬 Interested?
📞 Message me at 0929 861 3968
Viber/whatsapp 09989500881
📧 Or email: joann.cruz@oona-insurance.com.ph

We are a one stop shop if you are looking for HMO and general insurance (car, fire , property, travel and critical illne...
09/02/2026

We are a one stop shop if you are looking for HMO and general insurance (car, fire , property, travel and critical illnesses coverage) ☺️




Looking for HMO/Medical insurance?💙 Protect your Health and Your Finances!We offer affordable and comprehensive medical ...
25/10/2025

Looking for HMO/Medical insurance?

💙 Protect your Health and Your Finances!
We offer affordable and comprehensive medical coverage — because getting sick shouldn’t mean going broke.

✨ Benefits you’ll enjoy:
✅ Coverage from 0 to 100 years old
✅ Fast and easy application process
✅ No cash outlay
✅ In-patient & Out-patient benefits
✅ Surgical coverage
✅ Medilink-accredited hospitals and clinics
✅ Quick LOA approval
✅ Worldwide coverage
✅ Maternity benefits

💬 Interested?
📞 Message me at 0929 861 3968
Viber/whatsapp 09989500881
📧 Or email: joann.cruz@oona-insurance.com.ph

25/10/2025

OONA INSURANCE

We’re thrilled to introduce Oona Global Shield and Oona Purple Shield — our newest premium health plans designed to offer protection without limits, wherever life takes you. 🌍💜

Whether you're in Manila or Madrid, Bangkok or Boston, these plans redefine what it means to be truly covered. With elite health coverage that moves with you, Oona ensures your peace of mind across borders.

Interested? Send me a DM ☺️




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Alabang
Alabang

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