18/02/2026
SSS Soars to New Heights: A Trillion-Peso Milestone Secures a Brighter Future for Every Filipino
In a resounding testament to robust leadership and unwavering commitment, the Social Security System (SSS) has not just achieved, but surpassed, an unprecedented milestone, securing the financial future of millions of Filipinos. Finance Secretary and Social Security Commission (SSC) Chair Frederick D. Go proudly declared what every member longs to hear: "Your pensions are secure; your benefits sustained." This isn't just a promise; it's a statement backed by the agency's strongest financial performance in history, solidifying the bedrock of stability, reliability, and long-term sustainability for generations to come.
The year 2025 marked a period of extraordinary growth for the SSS, with a phenomenal net income of PHP 142.97 billion – a staggering 58.4% increase from the previous year. This remarkable surge propelled total assets to an impressive PHP 1.26 trillion, growing by 22.1% from PHP 1.03 trillion in 2024.
But the real headline-grabber is the SSS Reserve Fund, which, for the very first time, has magnificently soared past the PHP 1 trillion mark! This isn't merely a number; it's a monumental achievement that fortifies the institution's resilience against any economic headwinds, dramatically enhances its capacity to navigate demographic shifts, and, most importantly, guarantees its unwavering ability to fulfill every future benefit obligation to its dedicated members.
"This record performance and over 1 trillion-peso reserve fund level send a clear message to SSS members: your pensions are secure; your benefits sustained," reiterated a confident SSC Chair Go. He added, "Guided by President Ferdinand R. Marcos, Jr.’s visionary directive to enhance benefits and strengthen governance, we are meticulously building a social security system that is not only financially resilient but profoundly more responsive to the evolving needs of every Filipino."
SSS President and Chief Executive Officer Jay de Claro illuminated the driving forces behind this stellar performance, citing sustained fiscal discipline, the fortification of fund governance, and forward-thinking, long-term reforms. These strategic initiatives are meticulously designed to safeguard members’ invaluable contributions and preserve the fund’s actuarial soundness for perpetuity.
"Surpassing the 1 trillion peso mark in our Reserve Fund is not just a historic milestone; it’s a powerful affirmation of our sacred duty to every Filipino worker and pensioner who places their trust in the SSS," beamed De Claro. "This unparalleled performance is a direct reflection of our prudent stewardship of members’ contributions, significantly strengthened governance, and our enduring commitment to deliver secure and sustainable benefits—not just today, but for countless generations yet to come."
Beyond these monumental financial gains, the SSS has demonstrated its profound dedication to its members through tangible enhancements. In 2025, it proudly rolled out its first-ever annual pension increase, granting a substantial 10% yearly increase for retirement and disability pensions, and a comforting 5% for survivor pensions, spanning from 2025 to 2027. This progressive pension reform is poised to provide a significant boost to household consumption among pensioners, injecting vitality into local economies and contributing positively to overall national economic growth.
Service delivery has also seen remarkable modernization with the innovative rollout of the MySSS Card. This fully functional debit card, seamlessly linked to a savings account, revolutionizes how members receive their benefits and loans, making transactions effortlessly convenient and accessible.
In 2025 alone, the SSS disbursed a colossal PHP 304.94 billion in pensions and benefits to a staggering 5.66 million members nationwide, providing vital financial lifelines. Loan releases, offering timely assistance, reached PHP 61.11 billion, demonstrating the SSS's commitment to supporting workers and their families when they need it most.
Further easing the financial burden, the SSS proactively reduced interest rates on key loan facilities from 10% to a more accessible 8%. The Pension Loan Program, a beacon of support, was also expanded to compassionately cover survivor pensioners, extending its crucial benefits to an additional 1.2 million members.
The SSS continues its tireless mission to provide accessible credit support through essential programs such as the Calamity Loan, Emergency Loan, and the highly anticipated Micro Loan Program. "Patuloy na maghahatid ang SSS ng mga programang tulad ng Micro Loan at Calamity Loan upang makapagbigay ng sapat, abot-kaya at mas mabilis na suporta sa aming mga miyembro," affirmed SSC Chair Go, underscoring the SSS's ongoing promise to deliver sufficient, affordable, and swift support to its cherished members.
This era of unprecedented growth and unwavering commitment from the SSS paints a truly hopeful picture for the financial well-being of all Filipinos.
