31/12/2025
Maganda kung hindi mo magamit ang 7 year HMO fund o Hospitalization Fund mo dahil ibabalik pa sa’yo ng Kaiser ang 85% na hinulog mo.
Meaning, Kumita na ang 7 year payment mo at on top of that interest and investment ay ‘yun nga, may bonus pa na 85% na balik ng hinulog o return of premium.
This is a really good savings/investment program dahil 20 years lang ang maturity nito. And if you're also looking to diversify your money.
What if hindi mo kuhanin ang pera dahil malakas ka pa naman at kumikita after 20 years?
Ayos lang. Walang problema.
Iinvest pa ito ni Kaiser hanggang lumaki ng lumaki.
What if kuhanin mo ang kalahati ng maturity amount at iwan ang kalahati?
Again, ayos lang. Walang problema. Iinvest lang din ni Kaiser ang natira hanggang lumaki ulit ang fund.
What if naman kung i-withdraw lahat after maturity? Walang problema. Pera mo na 'yun.
TANDAAN LANG...
Magkaiba po ang Kaiser Long Term Healthcare sa mga insurance products na meron ka ngayon.
Dahil kapag nagkasakit ka, pwede mo gamitin ang Kaiser sa hospital kasi HMO siya. Ang insurance ay makukuha ng family mo kapag kinuha ka na ni Lord kaya ‘wag masyado excited.
Don’t get us wrong.
Most insurance products now have its "hospitalization benefit" pero hindi ‘yun automatic fund mo sa hospital dahil maglalabas ka pa rin ng pera at ire-reimburse mo lang ito sa insurance company.
Paano kung ma-confine ka tapos walang cash?
Baka hindi ka rin i-admit agad agad.
Healthcare/HMO is not equal to insurance when it comes to hospitalization concern. Kaya don't compare the two.
It's best to have both.
We also advocate ang pagkuha ng insurance products dahil importante rin ito.
But what we do in IMG is to really share the info and the best products kung saan at paano pa mas makakatipid ang mga nakakausap namin.
Recommended Plan: K100
Issuing Age: 10-60 y/o
Monthly: 5,882
Annual Benefit Limit: 60,000
Term Insurance: 450,000
Accident Insurance: 900,000
Contract Price: 411,750
Long Term Care Bonus: 350,000
Maturity Value: 1,166,168
Maganda kung hindi mo magamit ang 7 year HMO fund o Hospitalization Fund mo dahil ibabalik pa sa’yo ng Kaiser ang 85% na hinulog mo.
Meaning, Kumita na ang 7 year payment mo at on top of that interest and investment ay ‘yun nga, may bonus pa na 85% na balik ng hinulog o return of premium.
This is a really good savings/investment program dahil 20 years lang ang maturity nito. And if you're also looking to diversify your money.
What if hindi mo kuhanin ang pera dahil malakas ka pa naman at kumikita after 20 years?
Ayos lang. Walang problema.
Iinvest pa ito ni Kaiser hanggang lumaki ng lumaki.
What if kuhanin mo ang kalahati ng maturity amount at iwan ang kalahati?
Again, ayos lang. Walang problema. Iinvest lang din ni Kaiser ang natira hanggang lumaki ulit ang fund.
What if naman kung i-withdraw lahat after maturity? Walang problema. Pera mo na 'yun.
TANDAAN LANG...
Magkaiba po ang Kaiser Long Term Healthcare sa mga insurance products na meron ka ngayon.
Dahil kapag nagkasakit ka, pwede mo gamitin ang Kaiser sa hospital kasi HMO siya. Ang insurance ay makukuha ng family mo kapag kinuha ka na ni Lord kaya ‘wag masyado excited.
Don’t get us wrong.
Most insurance products now have its "hospitalization benefit" pero hindi ‘yun automatic fund mo sa hospital dahil maglalabas ka pa rin ng pera at ire-reimburse mo lang ito sa insurance company.
Paano kung ma-confine ka tapos walang cash?
Baka hindi ka rin i-admit agad agad.
Healthcare/HMO is not equal to insurance when it comes to hospitalization concern. Kaya don't compare the two.
It's best to have both.
We also advocate ang pagkuha ng insurance products dahil importante rin ito.
But what we do in IMG is to really share the info and the best products kung saan at paano pa mas makakatipid ang mga nakakausap namin.
Recommended Plan: K100
Issuing Age: 10-60 y/o
Monthly: 5,882
Annual Benefit Limit: 60,000
Term Insurance: 450,000
Accident Insurance: 900,000
Contract Price: 411,750
Long Term Care Bonus: 350,000
Maturity Value: 1,166,168
https://118725hk.imgcorp.com/quote/kaiser
