IMG/Kaiser International Healthcare for Pinoy and OFW

02/12/2025

Healthcare is not valued
Till Sickness come.

Marami na kong inalok na malusog at may pera naman. Pero di daw priority.
Ngayon may sakit

25/11/2025

Ayaw ng HMO (Healthcare Maintenance Organization) kasi kumuha na ng VUL (Variable Universal Life) insurance with some riders.
Read to understand, bago kumuha intindihin. Lamang ang may alam.

Client: I don't need HMO because I already have VUL insurance and I am paying the CIB and HIB rider as well.

IMG Educator: That's good to hear maam/sir. But let me share some inputs if it's ok.

>>HMO covers all kinds of illnesses. Every time you get hospitalized for whatever reason, it pays the bill. Recommended.

>>CIB (Critical Illness Benefit) is good because it prepares us for the worst. But you can only use this if your health issue is on the critical illness list. Meaning, you can't claim if it's just a simple migraine or headache. It needs to be a "brain tumor" in order for you to get covered.

>>HIB (Hospital Income Benefit) is also good because it provides daily allowance during the insured's stay in the hospital. Normally around 1,000 or 2,000 per day depending on the premium you're paying. Let's just say you don't have an HMO, only HIB, you've been hospitalized due to severe diarrhea, you stayed in the hospital for 4 days but your bill is 50k because of the antibiotics, room and board, doctor's fees and other fees. HIB only covers 4k or 8k then. How about the remaining 46k? How can it help?

Client: Really? I didn't know that. I didn't read my policy.

IMG Educator: I'm not saying that you terminate your riders. I'm saying you need to understand what are those for. What are the limitations and how to fill those gaps in? No need to choose. Get them all if you can.

This is a concept our organization, IMG, is sharing to the community.

P.S. Sometimes HMO premiums are cheaper than these. (depending on age)

P. S. Kaiser is HMO

Tara usap Tayo! Message me.
m.me/rcnino

12/11/2025

We extend our deepest sympathy to the family of Ms. Maribel Piliin, a Kaiser policyholder who entrusted their future with us.

Ms. Maribel Piliin's family received a beneficiary claim from her healthcare insurance plan as a part of its benefits.

Kaiser continues its commitment to be your life partner in providing the best healthcare.

Know how Kaiser helps your family's future by visiting our website: https://www.kaiserhealthgroup.com/

Disclaimer:
The appropriation of the official posts of the company outside of the official accounts of the Kaiser International Healthgroup Inc. is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of the Kaiser International Healthgroup Inc. are considered violations of the intellectual property rights of the company.

The Kaiser International Healthgroup Inc. reserves the right to take legal action against those who violate our intellectual property rights, including seeking redress for damages in the proper courts of the Philippines.

09/10/2025

On September 18, 2025, Ms. Cynthia Sumaylo received a Maturity Benefit Full Withdrawal from Kaiser International Healthgroup Inc., in Omnis Prosperity Tower, Makati. Her journey has been long and rewarding, and we are proud to say that she has attained the maximum level of maturity in her healthcare journey.

We are honored to recognize her hard work and dedication, and we wish her all the best in her future endeavors.

Congratulations, Ms. Cynthia Sumaylo!

Updated policy on sharing:
The following is an official post of Kaiser International Healthgroup. Sharing of this post in its original form, without editing/ revision/redaction is permitted provided it is done to promote the company.

24/09/2025

KAISER is the most trusted HMO provider in the Philippines. 💙

7K Medical Allowance for Government Employees = 75K per illness per member per year. Cheapest yet comprehensive healthcare benefit.

Pre-existing illness is covered.

5 Point Healthcare Plan Benefits
1. Preventive Care
2. In-patient Care
3. Out-patient Care
4. Emergency Care
5. Dental Care

Bonus : Financial Care Assistance
10K for Natural Death
20K for Accidental Death

Message me for presentation.

14/08/2025

Mas mauna ang St. Lukes bago po si St. Peter.

12/08/2025

You and your family deserves your longterm commitment.

Say YES to longterm commitment. :)

21/07/2025

How much is the exchange for peace of mind?
For as low as ₱88/day, you can start your future healthcare.

With Kaiser, you have healthcare, life insurance, and investment — all in one plan. You will only save for 7 years, but you are covered for 20 years and your money has potential to grow!

Instead of saving big later, it's better to prepare now while you still can.

20/07/2025

17/07/2025

Senate of the Philippines Kaiser International HealthGroup, Inc. HMO orientation

Thank you Sir Brandon Gloria for sharing.
Get your Kaiser now!
Message us for a free quotation. (Individual or Group) ☺

07/07/2025

On July 02, 2025, on behalf of Mr. Valentin Francisco, his representative received a Maturity Benefit Full Withdrawal from Kaiser International Healthgroup Inc., in Omnis Prosperity Tower, Makati. His journey has been a long and rewarding one, and we are proud to say that he has attained the maximum level of maturity in his healthcare journey.

We are honored to recognize his hard work and dedication, and we wish him all the best in his future endeavors

Congratulations, Mr. Valentin Francisco!

07/07/2025

When it comes to providing you with the best healthcare, Kaiser International Healthgroup Inc. makes sure to give you just the perfect amount of Kaiser Care!

Congratulations on the successful maturity of Ms. Libertine Antoinette Rodriguez Kaiser's Long-Term Care Plan!

Enjoy this magnificent healthcare benefit you very well deserve!

Thank you for entrusting your future with us! Whether for your healthcare or for financial security, Kaiser International Healthgroup Inc. has this covered for you!