21/07/2025
“Mahal magkasakit. Pero mas mahal kapag wala kang proteksyon.”
Akala mo gastos?
Critical Illness Insurance is actually a smart way to save money. 💡
Here’s why:
1. It Covers Major Medical Expenses
Cancer, stroke, heart attack — treatments can cost ₱500K to ₱2M or more.
PhilHealth and HMO is good backup but not always enough.
✔️ Insurance gives you a lump-sum cash payout na ikaw ang bahalang gumamit — for chemo, rehab, surgery, o kahit maintenance meds.
2. It Replaces Lost Income
Hindi ka makakapagtrabaho habang nagpapagaling.
Paano na ang bills, groceries, tuition, renta?
✔️ Critical illness insurance gives you cash kahit wala kang sweldo — tuloy ang buhay.
3. It Prevents You from Going into Debt
Walang insurance =
🚫 Mangungutang
🚫 Magbebenta ng ari-arian
🚫 Maghihingi ng donation
✔️ Insurance keeps your family financially stable — no need for emergency loans or ibenta ang bahay.
💸 4. The Payout Is Yours to Use — However You Need
✔️ Tax-free.
✔️ Walang restrictions.
✔️ Pwedeng gamitin sa treatment, travel for care, pangkabuhayan, or daily expenses.
5. Peace of Mind = Better Decisions
Walang panic, walang utang, walang stress sa pera habang ikaw ay nagpapagaling.
And that? That’s priceless. 🙏🏻
BOTTOM LINE:
Hindi mo binabayaran ang sakit —
Binabayaran mo ang proteksyon mo laban sa mas malalang gastos.
Hindi ito dagdag sa gastusin.
Ito ang nagliligtas sa ipon mo, sa bahay mo, at sa kinabukasan ng pamilya mo. 🧡
📩 Let’s talk about a plan that fits your budget and needs.
