HouseWise Moms

HouseWise Moms International Marketing Group IMG is about Changing People from Spenders to Savers.

"Ang bilis lang ng panahon" Bakit ang Kaiser ang BEST HEALTH CARE INSURANCE para sa pamilya mo? Dahil ito ay 3 in 1 Savi...
20/07/2025

"Ang bilis lang ng panahon"

Bakit ang Kaiser ang BEST HEALTH CARE INSURANCE para sa pamilya mo? Dahil ito ay 3 in 1 Savings Plan. Meron itong:

✅ Long term Healthcare
✅ Life Insurance
✅ Investment

You only pay for 7 years at meron ka ng healthcare until your retirement years.

At alam mo ba na ang Kaiser Health Care Insurance ay..

✅ 85% of the contract price will be given at the maturity date
kung hindi (ma- hospitalize) during the 7 years paying period (Long Term care Bonus ang tawag dito)

For more details message me.

WHY KAISER IS THE BEST investment to START? 💙 Save only for 7 years, maturity period is on the 20th year. Can be covered...
24/05/2025

WHY KAISER IS THE BEST investment to START? 💙

Save only for 7 years, maturity period is on the 20th year.
Can be covered by healthcare kahit 100 yrs old ka na!

ANO BA ANG KAISER LONGTERM HEALTHCARE?
Ito ay 3 in 1 product.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may masamang mangyari sa policy holder.

✔Waived na ang payment kung mamatay o ma totally disabled ang policy holder, means wala ng babayaran ang family kahit 1-year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Portion of the fund is invested in Mutual Funds.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your Kaiser 3in1 Long Term Healthcare now.
MESSAGE US for more details and free quotation! 📩

Celebrating my 5th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉
18/05/2025

Celebrating my 5th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

Your Time is ValuableLet's use this example.You have a job as a call center agent, and you earn Php 25,000 a month.You g...
18/05/2025

Your Time is Valuable

Let's use this example.

You have a job as a call center agent, and you earn Php 25,000 a month.

You get paid Php 150 per hour.

If you work for a reputable call center and you're handling large accounts, an opening to participate in overtime work is almost always available.

If you spend an extra two hours working, you made and additional Php 300 per day.

If you worked overtime every other day, you would take home and extra Php 3,000 a month.

If you worked overtime every day, you would take home and extra Php 6,000 a month.

One whole workday pays you Php 1,250 a day.

If you spend two hours a day sitting in traffic, you are losing Php 6,000 per month.

If you are playing Mobile Legends or watching YouTube videos, one hour a day, you just put Php 3,000 a month into the garbage.

If you play games or videos two hours a day, that Php 6,000 that you wish you had, went to the game.

If you're a hardcore gamer who plays four hours a day every day, that's Php 12,000 a month in the pockets of the big company that created that game you are playing.

If you spend the whole day with people who don't contribute to your life, you just threw out Php 1,250.

I used to avoid riding the tricycle because I would spend Php 20 for a five -minute ride home.

I didn't realize that the twenty minutes walking costs me Php 30 pesos of my time.

I also wore my shoes down faster and will need to buy a new pair.

I used to spend hours trying to find free information on the internet about a skill that I want to learn.

I could have bought a book for Php 500 or spent a maximum of Php 3,000 pesos.

I could have paid for a Php 5,000 to Php 20,000 for an online course.

I didn't realize that free options often cost more.

Because every hour that I waste, I bleed Php 150.

If you're qualified for call center work and you're not employed, you are losing Php 1,250 a day or more.

If you're only qualified for minimum wage and you have no job, you are losing Php 537 a day.

How much money have you lost because you decided to waste your time?

Thank you for reading this far and thank you for your attention.

If you made it this far, you should introduce yourself.

I am praying for your success. God bless!

- Kevin Olega

04/04/2025

Your retirement years maybe your longest vacation leave... as well as your worst sick leave. Let's put serious financial planning into it. Prepare as early as possible.

Imagine mo…Dumating ka na ng 60’s. Retired ka na.Nakapag-ipon ka para sa retirement years moNaka-prepare ang healthcare ...
01/04/2025

Imagine mo…

Dumating ka na ng 60’s. Retired ka na.

Nakapag-ipon ka para sa retirement years mo

Naka-prepare ang healthcare fund mo, walang problema sa hospital bills

Tapos tumatanggap ka rin ng interest sa investment mo

Nakapundar ka ng mga property, apartment man o mga lupa sa probinsiya

In short, financially prepared ka “bago dumating sa oras na hindi ka na makakapagwork”

Would it be nice?

Would it be nice na hindi mo sasabihin sa anak mo na “Anak, baka pwede mo ako bigyan ng pera…”

Would it be nice na ‘yung kinikita ng anak mo, hindi mo kailangan makihati? Para mas makapag-ipon siya ng maaga?

Kaya mong itigil ang sandwich generation sa pamilya ninyo. Kaya mo kung gugustuhin.

Mahirap mag-ipon. Pero mas mahirap ang walang ipon.

Kaya oo. Sulit po ang pag-invest mo at paghahanda sa mga insurance, healthcare at investment na sininulan at sisimulan mo.

Hindi mo man naa-appreciate ngayon ‘yan, one day...

Masasabi mo na lang “BUTI NAGHANDA AKO.”

ctto

01/04/2025

Hindi ka forever malakas. Kaya habang may kita pa, Mag-ipon ka na para hindi ka hirap sa future!

As much as you want to enjoy the present, may you not forget to take good care of those that has been entrusted to you, ...
31/03/2025

As much as you want to enjoy the present, may you not forget to take good care of those that has been entrusted to you, your health, your finances, your mindset, and your discipline.

No one is responsible for you. Everyone else are occupied with their own battle to which we knew nothing about. Don't be another person's burden.

People are temporary. The earlier you accept it, the more life will become better for you in the future. Be accountable of your own life, of your own future.

Determine where your money is going.Ilista mo lahat kung saan napupunta ang pera mo at kailangan merong allocation. Yan ...
10/03/2025

Determine where your money is going.

Ilista mo lahat kung saan napupunta ang pera mo at kailangan merong allocation. Yan bang binibili mo eh kailangan ba talaga o dahil gusto mo lang kaya ka nagpabudol kahit walang longterm healthcare, life insurance,Emergencyfund and investment ....
Prioritize needs vs wants.

Alamin mo na!

Start creating a budget and stick to it. 😊

Attend our Financial Workshops.

Ask me how.

Change is scary, but staying the same is scarier. Keep growing.
07/03/2025

Change is scary, but staying the same is scarier. Keep growing.

Both mangoes are growing on the same branch of the same tree. One is already ripe, while the other still needs more time...
25/02/2025

Both mangoes are growing on the same branch of the same tree. One is already ripe, while the other still needs more time to mature.

Through these mangoes, nature teaches us an important lesson: just because others seem to succeed before us doesn’t mean we are failures. It simply means our time has not come yet.

Therefore, we must be patient, stay resilient, and not give in to frustration.

We might be just a short time away from reaching our own moment of success.

Remember, our time will come—it just takes patience, persistence, and faith.

𝑷𝒂𝒓𝒆𝒏𝒕𝒔 𝒂𝒓𝒆 𝒏𝒐𝒕 𝒚𝒐𝒖𝒓 𝑬𝒎𝒆𝒓𝒈𝒆𝒏𝒄𝒚 𝑭𝒖𝒏𝒅, 𝑪𝒉𝒊𝒍𝒅𝒓𝒆𝒏𝒔 𝒂𝒓𝒆 𝒏𝒐𝒕 𝒚𝒐𝒖𝒓  𝑹𝒆𝒕𝒊𝒓𝒆𝒎𝒆𝒏𝒕 𝑭𝒖𝒏𝒅Eto yung 𝒔𝒄𝒆𝒏𝒂𝒓𝒊𝒐 na 𝒎𝒐𝒔𝒕𝒍𝒚 ayaw nating mang...
20/02/2025

𝑷𝒂𝒓𝒆𝒏𝒕𝒔 𝒂𝒓𝒆 𝒏𝒐𝒕 𝒚𝒐𝒖𝒓 𝑬𝒎𝒆𝒓𝒈𝒆𝒏𝒄𝒚 𝑭𝒖𝒏𝒅, 𝑪𝒉𝒊𝒍𝒅𝒓𝒆𝒏𝒔 𝒂𝒓𝒆 𝒏𝒐𝒕 𝒚𝒐𝒖𝒓 𝑹𝒆𝒕𝒊𝒓𝒆𝒎𝒆𝒏𝒕 𝑭𝒖𝒏𝒅

Eto yung 𝒔𝒄𝒆𝒏𝒂𝒓𝒊𝒐 na 𝒎𝒐𝒔𝒕𝒍𝒚 ayaw nating mangyari. Parang nakakatakot 𝒕𝒖𝒎𝒂𝒏𝒅𝒂 na wala kang 𝒂𝒂𝒔𝒂𝒉𝒂𝒏.😔

Kaya mabuti din na habang 𝒑𝒓𝒐𝒅𝒖𝒄𝒕𝒊𝒗𝒆 ka at 𝒎𝒂𝒍𝒂𝒌𝒂𝒔, 𝒎𝒂𝒈𝒍𝒂𝒂𝒏 ka para sa 𝒉𝒆𝒂𝒍𝒕𝒉 𝒎𝒐 o 𝒓𝒆𝒕𝒊𝒓𝒆𝒎𝒆𝒏𝒕 mo, para kapag 𝒕𝒖𝒎𝒂𝒏𝒅𝒂 ka na at di mo na kayang 𝒎𝒂𝒈 𝒘𝒐𝒓𝒌, may 𝒔𝒂𝒗𝒊𝒏𝒈𝒔 ka.

Dapat magkaroon ka din ng 𝒑𝒂𝒔𝒔𝒊𝒗𝒆 𝒊𝒏𝒄𝒐𝒎𝒆. Sabi nga, wag iasa sa anak ang 𝒑𝒂𝒈𝒕𝒂𝒏𝒅𝒂. Kahit sabihin mo pang 𝒍𝒐𝒗𝒆 𝒏𝒂 𝒍𝒐𝒗𝒆 ka ng mga 𝒂𝒏𝒂𝒌 mo at sabihin nila na 𝒕𝒉𝒆𝒚 𝒘𝒊𝒍𝒍 𝒕𝒂𝒌𝒆 𝒄𝒂𝒓𝒆 𝒐𝒇 𝒚𝒐𝒖 may 𝒑𝒂𝒎𝒊𝒍𝒚𝒂 din sila or mag kakaroon din sila ng sariling pamilya.

Ang tanong, mahal ka din ba ng mapapangasawa Nila? Ang hirap kaya ng nakikipisan ka lang sa anak mo. Mas okay pa din na 𝒑𝒂𝒈 𝒂𝒂𝒈𝒂𝒘𝒂𝒏 𝒌𝒂, kesa sa 𝒑𝒂𝒈𝒑𝒂𝒔𝒂 𝒑𝒂𝒔𝒂𝒉𝒂𝒏 kapag dumating yung 𝒕𝒊𝒎𝒆 na di mo na kayang mag 𝒘𝒐𝒓𝒌 at 𝒎𝒂𝒕𝒂𝒏𝒅𝒂 ka na tapos 𝒎𝒂𝒚𝒔𝒂𝒌𝒊𝒕 ka pa.😔

𝑫𝒂𝒑𝒂𝒕 𝑳𝒂𝒈𝒊𝒏𝒈 𝑯𝒂𝒏𝒅𝒂!!!
Sa 𝑰𝑴𝑮 itinuturo namin kung paano mo paghahandaan ang para sa 𝑹𝒆𝒕𝒊𝒓𝒆𝒎𝒆𝒏𝒕 𝑭𝒖𝒏𝒅 mo. Itinuturo din namin kung paano ang tamang 𝒑𝒂𝒈𝒊𝒊𝒑𝒐𝒏 wag ka mahihiyang magtanong. 𝑴𝒂𝒈 𝒋𝒐𝒊𝒏 ka sa 𝒔𝒆𝒎𝒊𝒏𝒂𝒓 namin para mas maunawaan mo kung paano ang tamang pagiipon.
𝑩1𝒐𝒇𝑼𝒔. 𝑩𝒖𝒊𝒍𝒅 𝒀𝒐𝒖𝒓 𝑶𝒘𝒏 𝑾𝒆𝒂𝒍𝒕𝒉.

https://260513ph.imgcorp.com/quote/kaiser



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Room 910, King’s Court Building 1, Chino Roces Avenue
Makati

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