Kaiser International Heath Group, 10th Floor, 330, Room 11, The World Center, Sen. Gil J. Puyat Avenue, Metro Manila, Makati (2026)

15/03/2026

You can’t save time, but you can save and invest money to give yourself more choice and freedom later in life.

Use time wisely.

Save and Invest.

13/03/2026

𝗛𝗶𝗻𝗱𝗶 𝗸𝗮 𝗺𝗮𝗵𝗶𝗿𝗮𝗽.
𝗡𝗮𝗽𝗮𝗽𝗮𝗹𝗶𝗴𝗶𝗿𝗮𝗻 𝗸𝗮 𝗹𝗮𝗻𝗴 𝗻𝗴 𝗺𝗮𝗹𝗶𝗻𝗴 𝗶𝗺𝗽𝗹𝘂𝘄𝗲𝗻𝘀𝘆𝗮.

May dalawang klaseng tao sa buhay mo:
may 𝘆𝗮𝘆𝗮𝘆𝗮𝗶𝗻 𝗸𝗮𝗻𝗴 𝗺𝗮𝗴-𝗶𝗽𝗼𝗻,
at may 𝘆𝗮𝘆𝗮𝘆𝗮𝗶𝗻 𝗸𝗮𝗻𝗴 𝗴𝘂𝗺𝗮𝘀𝘁𝗼𝘀 𝗵𝗮𝗻𝗴𝗴𝗮𝗻𝗴 𝗺𝗮𝘂𝗯𝗼𝘀 𝗮𝗻𝗴 𝗶𝘆𝗼𝗻𝗴 𝗶𝗻𝗶𝗶-𝗜𝗣𝗢𝗡.

👉 𝗣𝗶𝗹𝗶𝗶𝗻 𝗺𝗼 𝗸𝘂𝗻𝗴 𝗸𝗮𝗻𝗶𝗻𝗼 𝗸𝗮 𝘀𝗮𝘀𝗮𝗺𝗮.

💥 Bakit mahalaga ‘to?

• Hindi ka nahuhuli — pinipili mo lang ang tamang timing
• Ang disiplina ngayon ang magliligtas sa’yo sa tamang panahon
• Ang tunay na kaibigan, iniisip din ang future mo
• Hindi lahat ng uso ay kailangan mong salihan o maki-in
• Ang ipon ay hindi kawalan — kapangyarihan ito para sa sarili mo

📌 Mas okay nang mag-isa sa tamang landas, kaysa dumaan sa maling direksyon.

12/03/2026

Four reasons why planning for Retirement is very important.

1. SSS and Philhealth is not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on your SSS pension alone.

2. Inflation - your P1000 now will have a lesser value in the future.

3. Our kids are not our retirement fund - part of "Pagtanaw ng utang na loob" Culture. We need to break this dependency. Let us not be a burden to our kids in the future.

4. We live longer - imagine retiring at the age of 65 with NO INCOME, then living until the age of 80, that's 15years worth of expenses. 65 years old is too far to imagine, right? How about taking a vacation for a year with no salary?

In essence, we all need to prepare for our future. It's important to enjoy the present but it's equally important to save and invest for our future too. It starts with Financial Education.

You Only Live Once,but remember You Also Grow Old...

11/03/2026

✈️ Pay yourself FIRST.

Kahit ikaw ang breadwinner.

Alam ko…
Ikaw ang takbuhan ng pamilya.
Ikaw ang nagpapadala buwan-buwan.
Ikaw ang sumasalo sa lahat ng gastos.

Pero tanong ko lang…
👉 Sino ang sasalo sa’yo kapag ikaw naman ang nangailangan?

Hindi selfish ang magtabi para sa sarili mo.
Hindi mali ang isipin ang future mo.
Hindi kasalanan ang unahin ang health at retirement mo.

Habang nasa abroad ka…
Habang malakas ka pa…
Habang may income ka pa…

Magtabi ka bawat sahod.
Mag-invest ka sa healthcare.
Maghanda ka sa retirement.

Dahil ang tunay na pagmamahal sa pamilya…
Hindi lang pagpapadala ng pera.
Kundi pagtiyak na hindi ka magiging pabigat pagdating ng panahon.

💙 As part of IMG, I advocate financial education and proper planning.

💙 Through Kaiser, you can build healthcare + savings + long-term protection in one program.

OFW ka man o breadwinner sa Pilipinas —
Simulan mo na ngayon.

Huwag hintayin na maubos ang lakas bago mag-ipon.

10/03/2026

Why get a longterm healthcare when you already have HMO in your company?

● You can't bring your company's HMO when you resign
● No more coverage when you're 65 and above
● No life insurance to cover your family
● Your Company's HMO can't be transferred to your beneficiary

Then why it's best to integrate Longterm healthcare with your company's HMO

👉 You can maximize the health fund side of your longterm healthcare by using your company's hmo when hospitalized - short term
👉 When you retire you have fund for your medical needs
👉 Life Insurance

It's best to start early while working. We can't work all our lives. Save for your LONGTERM HEALTHCARE.

©

09/03/2026

WHY IT PAYS TO BUILD A SOLID FINANCIAL FOUNDATION

Let me ask you something.

If you got sick tomorrow, do you have enough savings to handle it without borrowing money?

Most people don’t. Many don’t even have an emergency fund — and even fewer are prepared for medical costs.

Yes, a lot of employees have HMO coverage. But here’s the part we don’t think about: that HMO usually ends when you retire or leave the company. The protection you had while working doesn’t always follow you into old age.

And isn’t it ironic?

When we’re young and employed, we’re usually healthier. We have income coming in. We can still work extra if needed. That’s when we have coverage.

But when we’re older — when health problems are more likely — the coverage disappears. If there’s no retirement fund, no savings, no investments… what happens then?

Who pays for the hospital bills?

Who carries the burden?

Here’s the truth: if you don’t take care of your health and your finances early, your health may end up taking most of what you worked hard to build.

That’s why building a strong financial foundation matters.

While you’re young, build the habit of saving. Start investing. Prepare for the day when you can no longer work as hard as you do now.

Money saved today becomes peace of mind tomorrow.
It becomes freedom.
It becomes dignity in old age.

And if you truly care about your family, don’t leave them with debt and unpaid bills. Leave them stability. Leave them options. Leave them something that helps them move forward.

If you’re ready to start building that foundation, send me a message. Let’s talk about your next step.

©

07/03/2026

Paglisan at Pamana
(True Story)

Last week habang nasa Kaiser office. May nakilala kaming 2 lalake nasa kanilang mid 20's. May dala silang mga papel ng mga resibo ng hulog sa Kaiser Longterm Healthcare fully paid at may certificate of full payment ng kanilang ina.

Ang Nanay nila ay dating OFW sa Hongkong.

Namatay ang Nanay nila last month dahil sa Cancer.

Sabi ng Isa sa kanila. Dati sinasama ako ng Nanay ko dito hindi ko maintindihan.

Isa lang ang sinabi niya sa akin "Isang araw maintindihan mo din itong ginagawa ko para sa inyo".

Malungkot pero puno ng pag asa. Mula sa sakripisyo ng kanilang ina sa pag tatrabaho sa ibang bansa hangang sa pagka wala nito patuloy ang pag aaruga nito sa kanilang mga anak.

Truly IMG Mission delivered.

06/03/2026

“Baka masayang lang pera ko jan sa Kaiser”

You Die - You get Paid
You Get Sick - You get Paid
You Live long - You get Paid
You Get disabled - You get Paid

and IT IS TRANSFERRABLE to your beneficiary.

Ito yung ipon na walang TAPON. 😁
Message ka lang explain ko sayo ang detalye.

𝓐𝓵𝔀𝓪𝔂𝓼 𝓛𝓲𝓿𝓮 𝓘𝓷𝓼𝓹𝓲𝓻𝓮𝓭_𝓜𝓪𝓴𝓲𝓷𝓰 𝓐 𝓝𝓮𝔀 𝓘𝓶𝓹𝓪𝓬𝓽 𝓞𝓷 𝓞𝓽𝓱𝓮𝓻𝓼

05/03/2026

Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Investment Product ang bawat miyembro ng pamilya lalo na yung mga bread winner.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit muman or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

✔Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chic N' joy na may drinks & fries bes?

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

basta healthy ay qualified po for this program?
• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 ,(Longterm Healthcare, Life Insurance +
Investment) as early as you can, "mas daig ng maagap ang
masipag"

Para sa klaro at kumpletong detalye, pm lang o comment sa post na ito about your inquiry. 🙂

04/03/2026

✨ Si Kaiser lang ang HMO na may Long-Term Benefit! ✨

Hindi lang ito pang-hospital ngayon — pang-retirement mo rin! 💙
✔️ 20 years coverage
✔️ 7 years ka lang maghuhulog
✔️ Refundable up to 85% kung hindi nagamit
✔️ Tumutubo pa hanggang 10% yearly
✔️ May Healthcare + Life Insurance + Investment

Habang nagbabayad ka, hindi sayang ang pera mo — nagiging ipon pa! 💰
Secure ka na sa health mo, may protection ka pa hanggang retirement years mo.

Mas mahal magkasakit nang walang paghahandaan.
Mas mabigat tumanda nang walang ipon.

👉 Start preparing for your future TODAY!

PM me for FREE details and quotation.

©

03/03/2026

Tatlo lang naman ang gusto Ko sa Kaiser.

1. Pagnamatay ako may makukuhang pera ang pamilya ko. At ang Healthcare at Policy ko mamanahin ng beneficiary ko.
2. Pag nagkasakit ako , meron akong magagamit for hospitalization .
3.Pagna buhay ako ng mahaba dito sa mundo , meron akong perang magagamit.

Ayaw kong ipag walang bahala ang future ko at pag tanda ko,at future din ng pamilya ko.

©

01/03/2026

ADVANTAGE KAPAG MAY EMERGENCY FUND KA!!!

1. Mas masarap matulog kapag may emergency fund dahil kahit may biglang problema o gastusin, alam mong may nakahandang pera at hindi ka agad mabibigla.

2. Ang emergency fund ay proteksyon ng future plans mo dahil kapag may emergency at wala kang EF, mapipilitan kang umutang o galawin ang savings at investments mo.

3. Emergency fund muna bago investing para may safety net ka; saka mo palaguin ang pera mo kapag stable ka na, dahil ang pag-iinvest nang walang EF ay parang nagtatayo ng bahay na walang pundasyon.

4. Targetin ang 3–6 months ng expenses para handa ka sa matagal na emergency, at mas malinaw sa’yo kung magkano talaga ang goal mo.

5. Kahit maliit, mahalagang magsimula agad dahil ang consistency ang mas importante kaysa laki ng hulog, at sa paglipas ng panahon, lumalaki rin ang total nito.

6. Dapat liquid at safe ang emergency fund para madaling ma-withdraw kapag kailangan at hindi nalalagay sa risk ang pera mo.

7. Gamitin lang ang emergency fund sa totoong emergency tulad ng medical expenses, biglaang repair, o pagkawala ng work, at hindi sa sale, travel, o luho.

8. Emergency fund gives you confidence dahil mas kaya mong magdesisyon nang maayos at tumanggi sa toxic situations nang hindi dahil sa takot sa pera.

©

Kaiser International Heath Group

15/03/2026

13/03/2026

12/03/2026

11/03/2026

10/03/2026

09/03/2026

07/03/2026

06/03/2026

05/03/2026

04/03/2026

03/03/2026

01/03/2026

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