Personal Finance PH

Personal Finance PH Financial education is not just for the wealthy, it is for everyone.

22/01/2026

Covered na ang pre-existing illnesses. Open for government employees.

If hindi ka government employee, send me message pa rin para sa best healthcare program for you.

💔 We plan for birthdays, weddings, and vacations… but what about the years when we need care the most?  At 25, it’s easy...
22/01/2026

💔 We plan for birthdays, weddings, and vacations… but what about the years when we need care the most?

At 25, it’s easy to feel invincible. But life moves fast—and one day, we’ll need more than savings. We’ll need protection, healthcare, and peace of mind.

💚 With Kaiser Ultimate Health Builder, your ₱2,647/month isn’t just a number. It’s a promise to your future self:
✔ Growth
✔ Healthcare
✔ Protection
✔ ₱2.1M by age 60

This isn’t just financial planning—it’s love in action.
Because long-term care isn’t a luxury. It’s a legacy.

✨ Start today. Your future deserves it.

Enjoy ang retirement kapag may sapat na ipon at para sa healthcare needs.
20/01/2026

Enjoy ang retirement kapag may sapat na ipon at para sa healthcare needs.

19/01/2026

Sharing our National Healthcare Shield sa mga butihing g**o sa Mauban, Quezon!

Sino ba si Kaiser? Hindi po Insurance company ang Kaiser.Si Kaiser ay isang HMO na may kasamang benefits na Insurance at...
18/01/2026

Sino ba si Kaiser? Hindi po Insurance company ang Kaiser.

Si Kaiser ay isang HMO na may kasamang benefits na Insurance at Investment.

Si Kaiser lang ang tanging HMO that offers long-term protection. You only pay for 7 years but can be used even you reach 100 years old. No worries na kapag humaba ang life. It offers 20 years term insurance, pero hindi babawasin sa maturity value.

Transferable din ang policy mo. In case something happened to you, malilipat ang policy mo and at the same time, your family will receive instant cash.

Paano kung malakas ka naman at hindi ka nagkasakit? Good news, upon maturity bibigyan ka ni Kaiser ng 85% ng contract price ng policy mo.

Paano kung bata ka pa at hindi mo naman need ng money sa maturity kasi hindi ka pa naman retired that time? Good news again, your money will grow every year up to 10% annually.

*Enjoy your benefits no as an employee. And get your long-term healthcare at the same time. In case you resign or retire, you have HMO pa rin di ba.*

Prepare for your Longterm care, habang malakas at wala kapang sakit, para sa pagdating mo nang retirement age. Meron kang magagamit dahil napaka mahal ng Senior care.

Para sa mas malinaw at maayos na discussion, send me details.




______________
Kaiser also provides:
1. Short-term Healthcare
2. NHS - National Healthcare Shield for government employees

Credit to the owner of the photo.

📣WE ARE ACCEPTING LINE UP na po for the next batch of presentations for KAISER NATIONAL HEALTHCARE SHIELD.Sa mga gusto p...
17/01/2026

📣WE ARE ACCEPTING LINE UP na po for the next batch of presentations for KAISER NATIONAL HEALTHCARE SHIELD.

Sa mga gusto po malaman at maintindihan kung gaano po kaganda ang Kaiser National Healthcare Shield,
message niyo lang po kami.

Ito po benefits sa Kaiser NHS: 👇👇

✅ KAISER NATIONAL HEALTHCARE SHIELD PROGRAM
📌 Designed for GOVERNMENT AGENCIES and Institutions like DepEd, LGUs, State Universities and more!

💼 Annual Premium: ₱7,000 lang (Tailored fit sa 7K medical allowance nyo) hindi kulang, hindi sobra! Aanhin ang sukli eh 7k nga ang medical allowance nyo. Wag sayangin ang allowance nyo. Akala nakatipid. Nabawasan ka tuloy ng benefit. Maximise your 7k medical allowance!

💊 Up to ₱75,000 coverage per illness, per member, per year. No Annual Benefit Limit!

🏥 Semi-Private Room in MAJOR accredited hospitals(has the most accredited top notched hospitals nationwide)

PRE-EXISTING and DREADED ILLNESS IS COVERED at day 1! No contestability period. Magagamit kaagad kahit may cancer, diabetes, myoma, endometriosis, cardiovascular disease, nagda dialysis, na stroke kana at marami pa!

✔ COVERED ANG:
🩺 PREVENTIVE CARE
• Annual Physical Exam (APE)
• CBC, fecalysis, urinalysis, Chest X-ray, ECG (40+), Pap Smear (40+)
🏥 IN-PATIENT CARE
• NO deposit upon admission
• Room & board, Surgery, ICU
• Medicines, Diagnostics, Specialists (surgeon, anesthesiologist, internist)

👩‍⚕️ OUT-PATIENT CARE
• Consultation with doctors
• Minor surgeries, lab & x-ray
• ENT care, Prenatal & postnatal (monthly)

🚨 EMERGENCY CARE
• ER consultations, meds, oxygen, sutures, diagnostics
🦷 DENTAL CARE (for principal only)
• Cleaning, Extraction, Fillings, Denture adjustments

💰 FINANCIAL CARE ASSISTANCE
✔ ₱20,000 – Accidental Death
✔ ₱10,000 – Natural Death
✔ Up to ₱10,000 – Loss of limbs/sight
✔ ₱5,000 – Partial loss (one eye/hand/foot)
🔬 ADDITIONAL COVERAGE:
✔ Dialysis
✔ Chemotherapy / Radiotherapy
✔ Laparoscopic Surgery – ₱50,000
✔ Advanced Diagnostics – up to ₱5,000 per procedure
✔ Congenital Illness – ₱10,000
✔ Physical Therapy – 10 sessions
✔ Rabies, tetanus shots – ₱10,000

🏥 MAJOR HOSPITALS INCLUDED:
Makati Med, St. Luke’s, Medical City, Asian Hospital, Cardinal Santos, Cebu Doctors, Chong Hua, ACE Hospitals and more!

📌 Integrated with PhilHealth
YOU CAN ADD DEPENDENTS!

Don't settle for less, you deserve the best!
📲 Message us if you want a formal proposal or FREE presentation for your school or agency.

CCTO 🩵





16/01/2026

Care That Keeps Families Worry-Free 💙

Kaiser’s Short-Term Healthcare Plan provides comprehensive coverage for preventive care, dental services, out-patient and in-patient treatment, and emergency care—ensuring every family moment is protected, secure, and worry-free, so you can focus on what truly matters.



🌟 KAISER NATIONAL HEALTHCARE SHIELD (NHS) 🌟  Isang proteksyong pangkalusugan para sa mga tunay na lingkod-bayan!Kaiser N...
16/01/2026

🌟 KAISER NATIONAL HEALTHCARE SHIELD (NHS) 🌟
Isang proteksyong pangkalusugan para sa mga tunay na lingkod-bayan!

Kaiser NHS Program—isang abot-kayang healthcare plan that is specifically designed para sa mga government employees tulad ng mga g**o, LGU staff, GOCCs, at iba pa. Casual or permanent are allowed to apply.

💼 Annual Premium: ₱7,000 lang!
💊 Up to ₱75,000 coverage per illness, per member, per year
🏥 Semi-private room sa mga kilalang ospital nationwide

✅ ANO ANG SAKOP?

🩺 PREVENTIVE CARE
• Annual Physical Exam (APE)
• CBC, Chest X-ray, ECG (40+), Pap Smear (40+)

🏥 IN-PATIENT CARE
• Walang deposit sa admission
• Room & board, Surgery, ICU
• Medicines, Diagnostics, Specialists

👩‍⚕️ OUT-PATIENT CARE
• Doctor consultations
• Minor surgeries, lab & x-ray
• ENT, Prenatal & Postnatal checkups

🚨 EMERGENCY CARE
• ER consultations, meds, oxygen, sutures, diagnostics

🦷 DENTAL CARE (Principal only)
• Cleaning, Extraction, Fillings, Denture adjustments

💰 FINANCIAL ASSISTANCE
• ₱20,000 – Accidental Death
• ₱10,000 – Natural Death
• Up to ₱10,000 – Loss of limbs/sight
• ₱5,000 – Partial loss (one eye/hand/foot)

🔬 ADDITIONAL COVERAGE
• Dialysis, Chemotherapy, Radiotherapy
• Laparoscopic Surgery – ₱50,000
• Advanced Diagnostics – up to ₱5,000
• Congenital Illness – ₱10,000
• Physical Therapy – 10 sessions
• Rabies, venom, tetanus shots – ₱10,000

🏥 MAJOR HOSPITALS COVERED
Makati Med, St. Luke’s, Medical City, Asian Hospital, Cardinal Santos, Cebu Doctors, Chong Hua, at marami pa!

📌 Covered ang pre-existing conditions
📌 Integrated with PhilHealth

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Kung ikaw ay bahagi ng DepEd, LGU, o anumang ahensya ng gobyerno, permanent or casual, at nais mong malaman kung paano ito makakatulong sa iyo at sa iyong pamilya,
📲 Message me for a FREE proposal or presentation para sa inyong paaralan o opisina.

💙 Protektado habang naglilingkod.
Dahil ang tunay na bayani, dapat may tunay na proteksyon.

At 10 years old, pwede mong bigyan ng pamana ang anak mo. 7 years mo lang bayaran and magagamit na niya kahit pa wala ka...
14/01/2026

At 10 years old, pwede mong bigyan ng pamana ang anak mo. 7 years mo lang bayaran and magagamit na niya kahit pa wala ka na dito sa mundo. Send us message to know more.

14/01/2026

The best decision you may have this 2026 is to get your own Long-term healthcare at Kaiser.

08/01/2026

The streets of Cebu come alive with faith, color, and celebration and with Manila Bankers Life & General Assurance Corporation as Co-Presentor, Sinulog 2026 is supported with protection and peace of mind. 🌟

As a provider of both life and non-life insurance, Manila Bankers Assurance is committed to safeguarding people, families, and everyday moments. Their partnership helps ensure that the celebration unfolds with confidence and care—allowing devotees, performers, and festivalgoers to fully embrace the joy, devotion, and shared spirit that define Sinulog.

Sinulog 2026 is shaped by partnerships that share the same heart for faith, culture, and community. With our Co-Presenter, this year’s celebration is strengthened by a shared commitment to honor tradition while uplifting the people and stories that make Sinulog meaningful.

Together, we celebrate not only a festival, but a legacy one built on trust, shared values, and a deep respect for our heritage. As Cebu prepares to welcome the world once again, we move forward with gratitude, purpose, and pride, ready to celebrate Sinulog 2026 as a true expression of unity and devotion.

Together, we celebrate Sinulog 2026
United in Faith & Love.
Viva Pit Señor! 💛✨








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