DIY Insurance Planning

12/11/2024

Ang pagpili kung paano mag DIY education fund ay depende kung gaano pa katagal bago kailanganin ang funds.

Best ang
A. term life insurance plus investment na high growth pang long term pag 10 years or more pa

B. term life insurance plus investment na guaranteed like MP2 kung 5 years mag college na.

C. term life insurance plus investment na guaranteed like digital bank deposit kung less than 5 years mag college na.

Ang typical na insurance with guaranteed return ay guaranteed low ang return with no flexibility, kaya avoid those for college funds.

Maganda na may term life insurance para kung kinuha ni Lord ng maaga, siguradong may college fund din!

12/09/2024

Lamon o Ipon?

Oops!
Masarap kumain, pero
hindi masarap magbayad ng mahal!
😅

Dining out is fun, pero paano na ang ipon?
Pag-isipan muna bagomag-splurgeat maglibre!

Join our FREE financial seminar,at malaman paano mag tipid at mag-ipon!
https://ipon.club/qc/

Maari namang mag-enjoy habang nag-iipon!

Comment ‘Foodie Saver’ or DM me for details.
Let’s and make every peso count!

12/09/2024

Add to cart... :-( or
Add to savings? :-)

Ayan na naman! ‘Add to cart’ ng add to cart,
pero paano naman ang ipon? 😂

Before you hit ‘checkout,’ join our FREE financial literacy seminar and learn how to balance shopping and savings like a pro!

Comment ‘Smart Shopper’ or PM me for details.

Let’s and keep those wallets happy! 💸
https://ipon.club/qc/

06/09/2024

Group life is the most interesting product training we have in IMG.
It is the financial solution with potentially the widest reach and could benefit hundreds or even thousands of Filipinos.

Kung gusto mo makatulong sa maraming tao, group insurance (specifically group microinsurance) annual cost is less than P1,000 per year per person!

Let me teach you Saturday, Sept 7, 2024 at 10am @ IMG Quezon City Financial Center.




https://ipon.club/qc

16/12/2023

Simple lang ang Do-It-Yourself Insurance Planning:

Buy Term insurance to protect your family, while
Investing the Difference to reach your financial goals.

https://youtu.be/vOy7VPTqZso?si=xWUAUtoNaIibuJlP

BTID Explained!Ano ba ang BTID?.Paano gawin ang BTID?Ano pa ang advantages at disadvantages ng BTID?Para kanino ang BTID?What is BTID?How to do BTID?What are...

20/07/2023

Sabi ng maraming financial advisers, hindi raw pwede magkaroon ng life insurance ang mga nasa abroad.

Ito ay maling paniniwala.

Kaibigan, nasaan ka man sa buong mundo, pwede kang magkaroon ng life insurance benefits!


!

Mga kababayang OFW! Gusto mo ba na magandang kinabukasan para sa pamilya?Alamin kung paano magkaroon ng life insurance benefits habang nasa abroad, para sa ...

02/05/2023

What are the differences between MOST18 and MOST GRP?

Kaunti lang ang major differences ng UPGRADED MOST 18 (tinatawag na MOST 3.0) at MOST GRP.

Mas maganda ang MOST GRP. Ang main difference sa benefits ay sa living benefits. Ang MOST GRP ay may additional coverage para sa:
1. total and permanent disability
2. accidental dismemberment.

Ang MOST GRP ay pwede para sa mga IMG members anywhere in the world, kaya bagay sa mga OFW na nasa abroad.

Ang MOST18 naman ay pwede sa mga Filipino na nasa Pilipinas at the time of application, maski hindi IMG member.

Ang lumang MOST18 ( na hindi upgraded ) ay maaring walang riders.

11/03/2023

Adela Calamba - OFW from Japan
Factory worker sa Japan, paano nalampasan ang iba't ibang scam?

Adela was employed as a nurse in DepEd for seven years. Even though she was hired, she still struggled financially, unlike when she managed her own business. Because of this, she was exposed to loans and money lending.

She experienced a lot of networking. Until she was scammed by one of the companies she joined.

http://ipon.club/stories/adela-calamba.html

She learned how to spend her hard earned money in a wise and disciplined way. She saved a lot of her money because of the practices that she learned in the community.

10/03/2023

Julie Tuazon - OFW from Singapore
Ano ang nagtulak kay Julie na mag-trabaho sa Singapore?

Despite having an 8 month old baby, Julie continued on with her journey of working abroad. She landed a job in Singapore under the Armani brand. However, just after a few days, she started to look for another brand due to the racist criticisms from the other native employees. She moved to Prada and remained there despite the difficulty of adjusting to the culture and work positions.

Julie admits that before, she used to live luxuriously by buying branded items and travelling to different places. She even splurge a lot on her kids because she felt a distance between them. Because of this kind of spending, she reveals that she wasn't able to earn, despite having a high salary.
http://ipon.club/stories/julie-tuazon.html

Julie realized the importance of money management in her life, and changed her perspective on properly handling finances.