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LUMA Insurance

Brilliantly simple health insurance solutions for discerning global residents. Enjoy brighter, and be

30/01/2026

Travel insurance can start as low as $1.60/day - cheaper than what you could spend on your morning coffee.
But a single medical emergency abroad? That's $15,000–$50,000+.

The choice is simple: Protect your trip at a price of a latte.

Compare plans on https://bit.ly/4bsAwH8

29/01/2026

Hiring is too important to leave to gut feel alone.

At LUMA, every promising candidate completes a Predictive Index assessment before round two. This gives us objective insight into how they think and work, so we are not swayed only by a great conversation or polished CV.

Structured data plus human judgment = better hiring decisions, stronger teams.

Read more on how Frederique Saurat has refined the recruitment process at LUMA: https://bit.ly/4aNnxzt

28/01/2026

Remember the food pyramid? It's been flipped - and your health will thank you for it.

The new 2026 U.S. Department of Agriculture (USDA) and Department of Health and Human Services (HHS) dietary guidelines just changed the game: whole foods, quality protein, and healthy fats now form the foundation, not refined carbs. And your gut? It's celebrating. 🦠💚

Here's why this matters: the old pyramid put refined carbs front and center such as bread, pasta, and cereal, which we now know can seriously disrupt your gut microbiome and trigger inflammation. The new inverted pyramid flips that on its head, prioritizing the foods your body actually needs to thrive.

More fiber. More microbial diversity. Less inflammation. Stronger immunity. Better energy.

It's not just a new design - it's a smarter way to fuel your body from the inside out.

27/01/2026

Holiday trip in Koh Samui. Dengue Fever. $6,000 medical bill.

This traveler didn't think a mosquito bite could turn into a $6,000 medical bill. What seemed like simple flu symptoms turned out to be dengue fever—requiring multiple tests and medications, and as many doctor visits.

These are the typical bills covered by a good travel insurance. LUMA travel insurance starts at just $1.60 a day. Compared to a four-figure medical bill, the choice is easy.

Travel smart, travel protected. Get your quote at - https://bit.ly/49QFWsN

26/01/2026

During our latest LUMA health talk, our doctors dug into what really happens in your gut when you mix intermittent fasting (IF) with black coffee on an empty stomach.

While black coffee may "fit the rules" of IF, it is not always a hack for your GI health. Coffee can still stimulate stomach acid, even when there is no food in your system. For some people, this can mean:

- Heartburn or acid reflux
- Bloating or nausea
- Irritation of the esophagus and stomach lining

Gentler ways to do IF for your gut:

- Start your eating window with water first, then a small, balanced meal
- Enjoy coffee with or after food, instead of using it as "breakfast"
- If you notice reflux or discomfort, cut back on caffeine, avoid very strong brews, or talk to your doctor about other options

Everyone's gut is different. If you already have reflux or other GI issues, check in with your healthcare provider before changing how you do intermittent fasting.

23/01/2026

You've spent thousands on your trip. What if an unavoidable emergency strikes and you can't go?

Flights paid. Hotels booked. Tours reserved. All upfront, all non-refundable.

That's the gamble without trip cancellation coverage. Don't cheap out on insurance—spending a bit more to protect your investment just makes sense.

Compare plans at https://bit.ly/4jRIJ9C

22/01/2026

Nothing makes our day like feedback like this.
Thank you for trusting LUMA and sharing your experience with us!

21/01/2026

Beauty appointments every 4–6 weeks. Cervical screening every 3–5 years.
If your calendar knows your next wax but not your next smear test, let's change that.

During Cervical Cancer Prevention Week, remember that self-care isn't just about looking good - it's about the health checks that truly protect you. Book your check-up, ask your doctor about cervical screening, and take that simple step that could save your life.💗

20/01/2026

What are the top 3 claims our travelers faced in 2025?
Straight from our claims desk — here's what actually happens on the ground:

#1 Injuries & trauma — accidents, fractures, sprains, wounds (2 out of 10 claims)
#2 Stomach issues — gastroenteritis and food poisoning (2 out of 10 claims)
#3 Tropical illnesses — dengue, malaria, and other mosquito-borne illnesses (1 out of 10 claims)

This is just among our insured travelers who claimed. Imagine how many more face these issues without coverage — and pay thousands of $$ out of pocket.

Travel smart, travel protected.

Get your quote now at http://buy.lumatravel.com

19/01/2026

From Paris to Bangkok, some traditions travel surprisingly well. 🇫🇷✨🇹🇭

At LUMA we shared a Galette des Rois (King’s Cake), a French tradition dating back to the Middle Ages where people come together in January to celebrate the new year, share a slice of cake, and crown a “king” or “queen” for the day. 👑

Our team came together to share this tradition - laughing, enjoying cake, and celebrating the moment together. For an international team like ours, these moments of connection matter. When you live, work, or travel far from home, feeling at home often starts with the simple traditions you share with the people around you.

16/01/2026

During a trip to Bali, Indonesia, a traveler developed a persistent cough and high fever.
Doctors diagnosed bacterial pneumonia, requiring several days of hospitalization.
The total medical bill came to over USD 10,000.

With LUMA travel insurance, the hospital bills were covered and MediPro provided expert medical support - because when you're hospitalized abroad, it's not just about paying the bill. It's about understanding your care and having support when you need it most.

Travel insurance matters.

Get covered before you travel - https://bit.ly/4pNqUdn

15/01/2026

Through LUMA's partnership with Medipro, our members gain access to quality healthcare and support. Medipro's success is measured in moments of relief - helping members feel guided, protected, and supported in their health journey.