Health Insurance Thailand

09/03/2026

🎉 Member Social BBQ Party 🎉

Dear members of Padel Of Thailand,

It’s time to take a break from the court and enjoy a fun evening together at our Member Social BBQ, celebrating our growing community.

🍖 BBQ food
🥤 2 drinks included
🎶 Relaxed atmosphere and a great chance to meet other members

Guests or non-members are welcome to join for 600 THB per person.

📅 Monday, 9th March
⏰ 5:00 PM
📍 Padel Of Thailand – Hua Hin

Come and enjoy a great evening, chat, and spend time with friends from the club.

Please register at:
📧 info@padelofthailand.com

If it’s more convenient, you can also inform the staff at the clubhouse.

We hope to see everyone there! 🎾

09/03/2026

[𝐓𝐄𝐍𝐙𝐈𝐍𝐆'𝐒 𝐌𝐀𝐑𝐊𝐄𝐓 𝐔𝐏𝐃𝐀𝐓𝐄 - 𝐅𝐄𝐁𝐑𝐔𝐀𝐑𝐘 𝟐𝟎𝟐𝟔]
📊 In this latest market insight, we explore how geopolitical tensions are shaking global markets and driving investors toward traditional safe havens. But history shows that while conflicts create short-term volatility, markets often recover faster than expected.
🧠 Stay informed with Tenzing for clear market insights and perspectives that help you invest with confidence

'A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty' - Winston Churchill

Stock markets performance 📈📊
So February has been and gone. In the few days since the month end and as I write this, the situation that has occurred in the Middle East is on the forefront of everyone’s mind. Markets and sectors will react of course, but to what extent and what are the longer term implications…..

Data before the attacks… 🚀

Feb 2026 Stock 📈
Currency performance
The US Dollar had a mixed month with some gains and some losses…

Feb 2026 Currency 💵💰
Data from Google Finance

The Trump Factor and Global Market Volatility 🌏🌏🌏
Much of my blogs since Trump entered into his second term as president have been focused on his actions and how they have had more of an impact on market performance than any other president (or indeed person)

The events of the last couple of days have again shown his influence over the world scene as the attacks on Iran and counter attacks by the Iranians on GCC countries and US allies are causing chaos and much uncertainty.

Uncertainty is what markets detest the most and when geopolitical events such as the above happen, there is an immediate knee jerk reaction to “off risk”. Markets fall as investors take funds out of the stock market and put them to traditional safe havens such as gold. In this case, due to the fears around oil and gas supply risks associated with this latest conflict, these commodities have also seen a spike in their value.

The length and longer term impact of this latest conflict are yet to be known but from a market perspective, we can look to other conflicts as a guide as to how things may pan out.

Why Geopolitical Shockwaves Rarely Last
The most recent of these severe global geopolitical events happened in 2022 when Russia invaded Ukraine. Similar concerns around logistics of energy supply and longer term fears caused a reaction with a 6% fall in the S&P 500. Within 12 months that 6% loss was turned into a 16% gain. Since the invasion began that return is approximately 60%.

Market Returns After Major Conflicts Since WWII
The theme here as I have written in previous articles remains, geopolitical events, especially wars do not affect markets in the long term as much as they are perceived to do so.

Hitting the panic buttons is not and never is the best idea.

Managing Your Portfolio Beyond the Headlines
What is more notable from a market perspective is the long bull run many developed markets have had. Although February saw some pullback in the S&P 500, other developed markets continued their upward movements. Japan in particular had an incredible month with nearly 12% gains. At these levels, profit taking will have a bigger potential negative impact than the aforementioned geopolitical situation.

Managing Your Portfolio Beyond the Headlines
With two years of gains now being wiped off the Bitcoin price, this once again illustrates how this asset class should be risk money and not form a fundamental part of your portfolio

So as always your exposure to the markets / asset classes needs to be managed in accordance with your time horizons. Longer term, good funds, good shares, good market ETFs make good long term gains.

Liked this month's summary? Take the discussion deeper!
If you’re looking to turn this market data into actionable discussion—or simply want to network with others who are passionate about finance—our Facebook group is the place to be. We’re a community dedicated to continuous learning and open exchange.

Join the conversation and connect with our members: https://ten-pac.com/get-insurance-quotes-tenzing-pacific-services/

04/03/2026

[𝐖𝐄 𝐋𝐎𝐕𝐄 𝐕𝐈𝐒𝐈𝐓𝐎𝐑] CIGNA x Tenzing Pacific 🤝our Vietnam team:
Last week, we had the pleasure of welcoming Amy Stone from Cigna Healthcare to spend time with the Tenzing team. It’s always valuable to connect face-to-face, share market insights, and ensure we stay aligned in supporting our clients across Vietnam and Southeast Asia.
Thank you again, Amy, for the visit and the continued partnership. We look forward to creating even more value together.
Cigna remains one of our trusted international providers, particularly for expat families and globally mobile professionals. Some of Cigna’s key strengths include:
• 🌍 Access to a broad global hospital network
• 🏥 Strong inpatient coverage with high annual limits
• 🌏 Flexible regional and international plan options
• 💳 Direct billing at many leading hospitals
• ⏰ 24/7 global support and efficient claims handling
For families who value international-standard care and mobility across Asia, Cigna continues to be a strong option to consider.
At Tenzing Pacific Services, our role is to compare providers like Cigna objectively, structure plans around real lifestyle needs, and guide clients with clarity.
👉Contact us for more information: https://ten-pac.com/get-insurance-quotes-tenzing-pacific-services/
______________________
𝗧𝗲𝗻𝘇𝗶𝗻𝗴 𝗣𝗮𝗰𝗶𝗳𝗶𝗰 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀

27/02/2026

𝐒𝐦𝐚𝐫𝐭 𝐅𝐚𝐦𝐢𝐥𝐲 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐓𝐢𝐩𝐬 𝐟𝐨𝐫 𝟐𝟎𝟐𝟔 💡
Medical costs are rising, coverage structures are changing, and small details can make a big difference when it comes to claims. 📈
So... If you’re raising a family in Thailand or across SEA, 2026 isn’t the year to renew your insurance on autopilot.
In this video, we will tell you what expat families should really look at this year so you protect your family properly, without overpaying.

📩 Want a private review of your current family cover? Message us!
👉 Talk to us: https://ten-pac.com/get-insurance-quotes-tenzing-pacific-services/

17/02/2026

🧧✨ Happy Lunar New Year 2026! ✨🧧
Year of the Horse 🐎
As we welcome the Year of the Horse, all of us at Tenzing Pacific Services would like to wish our clients, partners, and friends a year filled with:
🌟 Good health and protection
🌟 Strength and steady progress
🌟 Prosperity in both business and life
🌟 Confidence to move forward boldly
The Horse symbolizes energy, determination, and momentum — and that’s exactly how we’re stepping into 2026: ready to run, ready to grow, and ready to support you every step of the way.
Thank you for your continued trust in us. We look forward to another year of helping you protect what matters most.
🧧🎉
_______________________
𝗧𝗲𝗻𝘇𝗶𝗻𝗴 𝗣𝗮𝗰𝗶𝗳𝗶𝗰 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀
👉 Contact us: https://ten-pac.com/get-insurance-quotes-tenzing-pacific-services/

13/02/2026

Many expats assume once you hit a certain age, getting health insurance becomes impossible or unaffordable. But is that actually true? 🚑🩺🏥
If you’re living in Thailand or planning long term, this is a conversation you shouldn’t skip.

Contact us to find out more 👉 https://ten-pac.com/get-insurance-quotes-tenzing-pacific-services/

12/02/2026

[𝗪𝗘 𝗟𝗢𝗩𝗘 𝗩𝗜𝗦𝗜𝗧𝗢𝗥S - 𝗧𝗲𝗻𝘇𝗶𝗻𝗴 𝘅 𝗟𝗶𝗯𝗲𝗿𝘁𝘆] 🤝
🎉 Great to have the team from Liberty Insurance drop by our office!
Liberty Insurance continues to be a familiar name in the market, offering dependable options for expats and families looking for international-standard coverage.
Thanks again to the Liberty team for stopping by. Looking forward to continuing the conversation and supporting more clients together in the year ahead.
👉 Reviewing your insurance? DM Tenzing: https://ten-pac.com/get-insurance-quotes-tenzing-pacific-services/

10/02/2026

🎉 Our Head Office in Vietnam - Tenzing Year-End Party 2025 Video Recap 🎉
This is how we celebrate a year of growth, hard work, and team spirit 💙
A huge thank you to our Vietnam Director - Lam Yen , our Managing Partner, Quinn Miller , and every single member of the Tenzing team behind the scenes cause your leadership, energy, and teamwork made 2025 such a strong year 🚀
And that night was all about celebrating the people behind Tenzing 💙
👉 We’re growing!
If you want to be part of a high-energy, supportive team - come join Tenzing.
👉DM us to inquire on this or for all your insurance needs: https://ten-pac.com/get-insurance-quotes-tenzing-pacific-services/

06/02/2026

📊 [𝗧𝗘𝗡𝗭𝗜𝗡𝗚'𝗦 𝗠𝗔𝗥𝗞𝗘𝗧 𝗨𝗣𝗗𝗔𝗧𝗘 - 𝗝𝗔𝗡 𝟮𝟬𝟮𝟲]
Markets are off to a strong start in 2026, with steady growth, improving investor sentiment, and key shifts shaping the global landscape - from US policy impacts to India’s rising influence.
In this update, our Director, Craig McAvinue shares why it’s not just about chasing momentum, but staying grounded with smart, diversified strategies 🚀

Stock markets performance
2026 has started as 2025 finished with markets continuing to edge upwards.....

Jan 2026 Stock 💹
Currency performance
The US Dollar also trending in the same direction as last year….

Jan 2026 Currency 💵
Data from Google Finance

Market Resilience and the "Trump Effect"
Developed markets continue to enjoy steady month on month growth. As always the month end figures may not always tell the whole story, some volatility remains and we saw a somewhat V shaped pattern with some mid month falls in the S&P but a strong finish.

There appears to be somewhat of a settled feeling in markets. Inflation is under control and speculation around 2026 being a year to cut rates is helping investor confidence.

I can’t recall a time when one man had so much influence over the world stage. It seemed for a while that almost morning when I woke up to the news, invariably the main story mentioned Donald Trump. It’s ironic that a president who could hardly be described as calm, has (for now) had a calming effect on markets.

Jan 2026 Trump
Global Shifts: Policy Impacts and the Rise of India
His economic policies, striving for low interest rates in the US and a weaker dollar are having a positive effect. A weaker dollar benefits multinational companies who derive income from multiple currencies, thus boosting the reflected US dollar value. Inflation and employment are at near target levels. Like him or loathe him, most investors with S&P 500 ETFs are enjoying this period of growth.

The deal breaking, most notably around tariffs, has benefitted other markets. India in particular, which also saw some trade deals with the UK and Europe is a beneficiary. The most populous country in the world is becoming more and more of an important global player.

Jan 2026 India
Not only is India the largest democracy in the world, in terms of legible votes it is four times the size of second placed United States. They certainly cannot be ignored.

Historical Context and Strategies for Longevity
Of course this bull market run which started in 2022 cannot be attributed solely to Trump as it started well before his latest tenure in 2023. In terms of where we are historically, the three years of growth are still a way off the runs of 2009 – 2020, 1990 – 2000 and 1982 – 1987.

Jan 2026 Bear and Bull
Skeptics will point to the aforementioned crashes that ended these runs in 2000 and 1987, anticipating the next one. As always no one knows for sure. Sticking to tried and tested mandates such as owning good companies at a fair price, rather than fair companies at good prices still works. Profit taking and diversifying yourself with non market correlated assets is also an important strategy.

Contact us today for finance and insurance needs: https://ten-pac.com/get-insurance-quotes-tenzing-pacific-services/

04/02/2026

𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗬𝗼𝘂 𝗦𝗵𝗼𝘂𝗹𝗱 𝗔𝘀𝗸 𝗕𝗲𝗳𝗼𝗿𝗲 𝗕𝘂𝘆𝗶𝗻𝗴 𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
💡 Most problems don’t come from “bad insurance”, they come from not asking the right questions early enough.
Before you buy, make sure you can confidently answer these questions 👇
1️⃣Which hospitals can I really use? (Local, private, international?)
2️⃣Do I need to pay upfront, or does direct billing apply?
3️⃣What’s excluded — and how are pre-existing conditions defined?
4️⃣How much will I still pay out-of-pocket? (Co-pay, deductible, limits)
5️⃣Am I covered outside Vietnam or only in one country?
6️⃣What happens if I need emergency evacuation or treatment overseas?
At Tenzing, these are the exact questions we walk through with clients so there are no surprises later.
👉 DM Tenzing for a quick, no-pressure consultation: https://ten-pac.com/get-insurance-quotes-tenzing-pacific-services/

28/01/2026