Doug McCullough Senior Health Advisor

11/21/2025

https://www.facebook.com/share/p/1D3jM7gQQw/

It's Holiday Gift Time again! Let's shop with our BNI Michigan Members. Keep an eye on our BNI Michigan page to see great products and services from our local members.

Members- check your email for a link to send me your BEST holiday gifts and contact info.

11/04/2025

11/01/2025

On the first day of Healthcare Marketplace Open Enrollment here is a good article to help people understand how important it is for Congress to extend the enhanced subsidies that are currently in place.

Time on Thursday published reporting about "how fake health insurance is luring people in," and along with sharing stories of Americans tricked into paying f...

10/25/2025

Reach out to your Representatives and demand an extension of health insurance subsidies to avoid a massive increase in monthly premium payments. Click below:

Time is running out and millions of Americans could soon lose access to affordable health coverage.At the end of 2025, the enhanced Affordable Care Act (ACA) premium tax credits are set to expire. These critical savings have made coverage possible...

10/10/2025

🚨 Are Your Medicare Advantage Costs Going Up Next Year? 🚨
Did you get your Annual Notice of Change (ANOC) and realize your Medicare Advantage plan is adding a premium or increasing your cost-share for doctor visits and prescriptions? You are not alone!

Many people are seeing these changes, and now is the critical time to act before the next plan year begins.

Don't wait until it's too late!
As an independent Medicare broker, I don't work for one single company. I can help you:

✅ SHOP and COMPARE plans from a wide variety of carriers.
✅ Find a plan that better meets your needs and budget.
✅ Navigate your options and understand the changes to your current plan.

Your plan changes every year—don't let an unexpected cost increase surprise you.

👉 Schedule your FREE Medicare Review Consultation today!

09/29/2025

📅 Medicare Annual Enrollment (AEP) runs Oct 15 – Dec 7 every year.

During this time, you can:

✅ Enroll in a Medicare Advantage or Prescription Drug Plan
✅ Switch or drop a plan
✅ Return to Original Medicare

✨ Any changes take effect Jan 1 of the following year.

👉 Don’t miss your chance to review your options!
https://dougmcculloughinsuranceagencyllc.setmore.com/

09/28/2025

🤔Before choosing a Medicare plan…

It’s important to understand the difference between your options, especially how Medicare Supplement Insurance Plans and Medicare Advantage Plans compare.

📖We’ll walk you through the key differences so you can choose the plan that truly fits your needs and budget.

👉Tap below to get clear, simple guidance today.
https://dougmcculloughinsuranceagencyllc.setmore.com/

09/27/2025

🕵️‍♂️ Does your Medicare plan still fit your needs?

Many people overlook options that could lower out-of-pocket costs and expand access to care.

💊 It's important to review your plan every year during open enrollment to review providers, prescription drugs, and other covered services.

🚑 Click the link to explore your options today with no obligation to enroll.

https://dougmcculloughinsuranceagencyllc.setmore.com/

09/26/2025

🌟 New to Medicare? We’re here to help. 🌟

Choosing between plans and supplements can feel overwhelming, but it doesn’t have to be.

At Doug McCullough Insurance Agency, we make Medicare simple by guiding you step by step and helping you find coverage that fits your needs, lifestyle, and budget.

💙 Stay active. Stay covered. Peace of mind is just a call away.

📞 (810) 209 4800
🌐 www.dougmcculloughinsurance.com

09/25/2025

🎉 Turning 65? It’s time to explore Medicare!

Many people miss deadlines or overlook their options and end up paying more than they should.

With my free consultation, I’ll walk you through your Medicare choices step by step so you can make the best decision for your needs.

👉 Eligibility for Medicare Advantage may vary by county, so getting clear, personalized guidance is key.

Click below to get answers in simple language and avoid costly mistakes.
https://dougmcculloughinsuranceagencyllc.setmore.com/

09/24/2025

😲 Medicare is supposed to make healthcare affordable… But the wrong plan can leave you with surprise bills and denied coverage.

💭 Low monthly costs don’t always mean real savings; often, it’s the opposite.

👤 I help seniors to see what coverage truly fits their needs before the end of Enroll. 🤝No pressure. Just clarity.

👉 Tap below to avoid costly Medicare mistakes.
https://dougmcculloughinsuranceagencyllc.setmore.com/

09/23/2025

🎂 Turning 65 in the next 3 months?

Don’t miss your Medicare enrollment window! ⏳

😮 Many people get caught off guard by coverage gaps, deadlines, and confusing plan differences, but it doesn’t have to be that way.

With local, personalized guidance (at no cost to you), you can clear up the confusion and make sure your Medicare plan truly fits your needs.

👉 Click below to get started today and avoid costly mistakes.
https://dougmcculloughinsuranceagencyllc.setmore.com/