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City Drug, 1141 Poco Mas Drive, Allen, TX (2026)

04/06/2026

Consider delaying Medicare Enrollment Part B
If you still have primary insurance from your current employer or your spouse’s employer, you may want to consider delaying Medicare Enrollment Part B during your Initial Enrollment Period. Why? Part B comes with a monthly premium, so it likely wouldn’t make sense for you to sign up immediately. You can sign up later without penalty if you do it within eight months after your other coverage ends.
If you don’t qualify to delay Medicare Part B, enroll during your IEP to avoid penalties. You may refuse Part B without penalty if you have creditable coverage and do so before your Medicare coverage start date. In this situation fill out the proper forms and provide proof of coverage when you do enroll in Medicare to avoid the late enrollment penalty that will last permanently.
Navigating Medicare enrollment can be overwhelming. Our Medicare advisors can boost your confidence and ensure your Medicare plan works best for your unique situation.

03/15/2026

You could be enrolled in Medicare automatically
Older adults who are currently receiving Social Security benefits due to disability or retirement are automatically signed up for Medicare Part A and Part B upon eligibility. According to the Centers for Medicare & Medicaid Services (CMS), you or your family member will receive a packet of information a few months before they turn 65 or when they get their 25th month of Social Security Disability or Railroad Retirement Board (RRB) benefits.
At that time, they can choose to keep or decline Part B but can’t decline Part A unless they withdraw their original application for Social Security and pay back all Social Security cash benefits.

03/02/2026

Consider signing up before you turn 65.
Did you know you can sign up for Medicare as early as three months before you turn 65? Many people find this tip very helpful in giving themselves more time and limiting the stress of missing their initial enrollment window. The Initial Enrollment Period (IEP) is the seven-month period when someone is first eligible for Medicare due to age. It begins three months before they turn 65, includes the month they turn 65, and ends three months after they turn 65. So, if deadlines consistently sneak up on you, write this down on your calendar.
That is not to suggest there are no other enrollment periods if you miss the IEP. But you might face penalties that could stick with you for the rest of your life. Understanding your options and enrolling before turning 65 could make a difference. Plus, coverage would start the first day of the month you turn 65. There is also an exception if your birthday is the first day of the month, in which case your coverage starts the first day of the previous month.

02/15/2026

You Don’t Have to Fix Everything at Once

Sometimes we think getting healthy means changing everything overnight — new diet, new routine, waking up at 5AM, gym every day. And when we can’t keep it up, we feel like we failed.

But real life doesn’t work like that. Some weeks are busy. Some days are messy. Some nights you’re just too tired. Health isn’t built in extreme moments — it’s built in ordinary ones. Choosing water over soda. Going to bed 30 minutes earlier. Taking a short walk when your head feels full.

You don’t need a perfect reset. You just need one small decision today that feels better than yesterday. That’s enough.

01/29/2026

Understand the Different Parts of Medicare
Medicare has four main parts:
Part A (Hospital Insurance): Covers hospital stays, skilled nursing facilities, and some home health care.
Part B (Medical Insurance): Covers doctor visits, outpatient care, and preventive services.
Part C (Medicare Advantage): Offers an alternative to Original Medicare and often includes additional benefits like vision, dental, and prescription drugs.
Part D (Prescription Drug Coverage): Helps cover the cost of prescription medications.
Knowing the distinctions between these parts will help you choose the right coverage for your health needs.

01/13/2026

Evaluate your coverage every year
You don’t have to keep the same Medicare plan every year. The Medicare Annual Enrollment Period is October 15 to December 7 every year. During this time, you can join, switch or drop a Medicare Advantage plan or a prescription drug plan. It’s a good idea to review your Medicare coverage every year to make sure it still serves your needs.
You will automatically go back to Original Medicare if you drop a Medicare Advantage plan during open enrollment, and you will lose drug coverage if it was included with your plan. You may replace drug coverage with a stand-alone prescription drug plan at this time without penalty. A penalty may apply if you drop drug coverage and more than 63 days pass before you get it again.

12/30/2025

Enroll on time to avoid late enrollment penalties
Medicare Part B and Part D may add penalties to your premium payments if you enroll after your IEP ends and don’t qualify for a Special Enrollment Period. If you don’t qualify for premium-free Part A, you’ll also face late penalties for Part A if you miss your IEP. Each part has its own rules for timing and for calculating the penalty.
The Part B penalty is an additional 10% of the premium amount for each full 12-month period you could have had Part B and didn’t. The penalty is charged every month for as long as you have Part B.
The Part D penalty is an additional 1% of the average Part D premium for each month you delay enrollment. The penalty amount may change each year along with annual Part D premiums. It’s charged every month for as long as you’re enrolled in Part D.
The Part A penalty is an additional 10% of the premium amount and is charged every month for twice the number of years enrollment was delayed.

12/18/2025

🌿 Your Body Notices the Little Things You Ignore

It’s funny how we push through days feeling “a little off” — a small headache, low energy, tight shoulders, or that tired feeling you can’t explain. We call it “normal,” but your body is quietly trying to talk to you.

Sometimes it’s not a big health problem… it’s just your body asking for something simple: a glass of water, five minutes of fresh air, a real meal instead of snacks, or just a moment to breathe without rushing.

Taking care of yourself doesn’t always mean changing your whole lifestyle. Sometimes it’s just paying attention. Your body whispers before it ever screams — and listening early makes all the difference.

12/03/2025

Choose a Medicare plan with benefits you need
Once you sign up for both Part A and Part B, you have to consider if you need further coverage. Parts A and B only cover hospital and medical coverage, respectively. This means things like drugs and dental are not provided for.
Part D plans can provide prescription drug coverage.
Medicare Advantage plans can provide prescription drug coverage & additional benefits such as dental, vision or hearing coverage.
Identify what you need and want covered before selecting the kind of Medicare coverage you end up with.

11/22/2025

🔥 Movement: The Medicine Your Body Was Built For

Your body is designed to move — not just during workouts, but throughout the day. Even a few minutes of light movement every hour can wake up your muscles, boost your circulation, and clear your mind. Sitting for long stretches slows everything down: your metabolism, your focus, your energy, even your mood.

You don’t need a gym to stay healthy. Stretch while working, take short walks, stand up and breathe deeply, or do a few body-weight moves at home. Consistent daily movement keeps your body young, your joints flexible, and your mind refreshed.

11/04/2025

Consider delaying Medicare Part B
You may be able to postpone Part B and delay paying the premium if you have other creditable coverage. You might be working past 65 and have employer-sponsored health insurance with an employer that has 20 or more employees, for example. Or maybe you have employer-coverage from a spouse’s employer, and that employer has 20 or more employees and allows covered-dependents to delay Medicare enrollment.
Check with the plan benefits administrator before deciding to postpone your Part B enrollment. You need to confirm that you have creditable coverage, ask for written proof (especially for your drug coverage) to ensure you can qualify for a Special Enrollment Period.

10/19/2025

🌬️ Deep Breathing: The Natural Stress Reset

Your breath is the simplest, most powerful tool your body has — and most of us barely use it. When you take slow, deep breaths, your body shifts out of “fight or flight” mode and into calm. Your heart rate slows, your mind clears, and your stress hormones begin to settle.

It’s not magic — it’s biology. A few minutes of mindful breathing each day can improve focus, lower blood pressure, and help you respond to stress instead of reacting to it. Close your eyes, inhale deeply through your nose, hold for a moment, and exhale slowly. You’ll feel the difference.

City Drug

04/06/2026

03/15/2026

03/02/2026

02/15/2026

01/29/2026

01/13/2026

12/30/2025

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12/03/2025

11/22/2025

11/04/2025

10/19/2025

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