02/20/2026
A great listen! The Arc of Texas’ Education & Outreach Manager, Ashley Melero, appeared on “Babies Down, Bottles Up” -- a podcast hosted by three blind moms -- to talk about ABLE accounts and Special Needs Trusts, and why knowing the difference matters. She explains how people with disabilities can save money without risking Medicaid or Social Security, and more.
Money planning gets a whole lot more complicated when disability benefits are part of the picture, so in this episode we sit down with Ashley Melero from The Arc of Texas for a clear, practical conversation about ABLE accounts and Special Needs Trusts 💰♿ We break down what each option is, why the differences really matter, and how families can save and plan without accidentally putting Medicaid or Social Security at risk. From contribution limits and qualified expenses to trusts, inheritances, and common planning mistakes, this episode is packed with information you actually need, explained in a way that makes sense and feels doable 🧠✨ If you have a disability, love someone who does, or just want to be better prepared for the future, this one is a must-listen 🎧💜 https://podcasts.apple.com/us/podcast/babies-down-bottles-up/id1531015317?i=1000747145093