11/20/2025
๐๐๐๐ฅ๐ญ๐ก ๐ข๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐๐๐๐:
In my practice, ๐๐ค๐ง ๐ก๐๐จ๐จ ๐ฉ๐๐๐ฃ $1,400 ๐ฅ๐๐ง ๐๐๐ผ๐, my patients receive comprehensive primary care that covers over 90% of their healthcare needs, without copays, deductibles, or surprise bills
In contrast, a 2025 marketplace insurance premium ๐ฌ๐๐ก๐ก ๐๐ญ๐๐๐๐ $2,500 ๐ฅ๐๐ง ๐๐๐๐๐, which is now more than our mortgage payment.
Over the past 8 years, my family and I have ๐ฉ๐๐ข๐ ๐จ๐ฏ๐๐ซ $๐๐,๐๐๐ in health insurance premiums. In that time, our insurer has paid out ๐ฅ๐๐ฌ๐ฌ ๐ญ๐ก๐๐ง $๐,๐๐๐ total toward medical services on our behalf. For most marketplace plans, every medical expense you incur will be out-of-pocket because most deductibles are >$5,000 a year Health insurance is like paying luxury prices for a catastrophic plan that rarely gets "used"
It is in insurersโ best interests for healthcare prices to remain high and continue to rise, and for pricing to remain opaque, and for consumers to remain unaware of how affordable primary care becomes when insurance is removed from the local physician interactions and routine services.
Meanwhile, upper-level insurance executives, often not even the CEO, ๐๐ค๐ก๐ก๐๐๐ฉ ๐๐ฃ๐ฃ๐ช๐๐ก ๐จ๐๐ก๐๐ง๐๐๐จ ๐ฉ๐๐๐ฉ ๐ซ๐๐จ๐ฉ๐ก๐ฎ ๐๐ญ๐๐๐๐ ๐ข๐ฎ ๐๐ก๐๐ฃ๐๐โ๐จ ๐๐ง๐ค๐จ๐จ ๐ง๐๐ซ๐๐ฃ๐ช๐. Despite this, my clinic is financially sustainable while providing high-quality, relationship-driven care at a fraction of the cost of traditional insurance-based primary care. The value problem is not with physicians or primary care - it is with the design of our insurance system.
I urge you to consider joining a DPC this year and taking control of these costs. There are many affordable ways to complete coverage for non-office based primary care like surgeries, cancer treatment, pregnancy care and the like that can cost thousands. www.Atlas.direct is one of those ways - and you must be a member of a DPC practice like mine to join.
Bonus is that you can also use your HSA or FSA to pay for your DPC membership, making it even more cost effective with pre-tax dollars.
๐๐๐๐ฉ ๐๐ค๐ช๐ก๐ ๐ฎ๐ค๐ช ๐๐ค ๐ฌ๐๐ฉ๐ ๐๐ฃ ๐๐ญ๐ฉ๐ง๐ $1,500 ๐๐๐๐ ๐๐๐๐๐?
