10/09/2025
If you buy your health insurance on the HealthCare.gov, you likely know that your monthly premiums are projected to increase by 75% starting in January 2026. 🤬
~ If you haven't heard, you'll be receiving notices from your insurance plans soon advising on whether you will be affected. This does not affect Medicare, Forward Health or plans obtained through an employer.
~ This is happening because the tax credits we Americans 🇺🇸currently receive for having health insurance are set to expire at the end of 2025, and Congress neglected to extend funding for the credits in their recently-passed budget reconciliation bill ✅.
~ Right now, there is an *URGENT* 🚨 need for Congress to act to protect millions of Americans’ health insurance. If you purchase insurance on the Marketplace or have "Obamacare" through the Affordable Care Act, this affects you personally ‼️However - the impact/demands placed on the system when millions lose their insurance will ultimately affect us all greatly 😞
As someone on the ground, I can tell you that it has been a difficult year for American Healthcare, and there is 0️⃣% chance that many will be able to afford $1500-$1900 💵 a month for premiums. At the start of the year, health insurance premiums & deductibles were unaffordable for most. It's gotten steadily worse throughout the year & we need congress to ACT before people are killed ☠️.
~ If this is all news 🗞️ to you, it is likely because you happen to get your news from a source owned by the very same billionaires & corporations who are set to profit 💰 from this bill. Check out PlayGround News and search for the facts. It's time to understand that they have been lying to you because they profit when we fight each other. You can explore birchwoodfamilymedicine.com/blog to read more about the assault American Healthcare 👩🏼⚕️ has been under in 2025 and what you can do.
~ What is happening is not normal. We encourage you to URGE your representatives to EXTEND THE ACA TAX CREDITS and preserve the current state, which provides "affordable" healthcare coverage for millions of Americans. Give our 54817 Elected Officials a ☎️ 📧 📪 🪧 ( Representative Tom Tiffany Senator Tammy Baldwin and Senator Ron Johnson) to let them know what you'd like them to do - they work for us & their job is to represent our collective needs. Click here to find your elected officials: https://5calls.org/issue/aca-healthcare-tax-credits-budget-reconciliation/
~ Unfortunately, even if we are successful in these tax credits to continue, we won't see any improvements in American Healthcare. But it WILL prevent things from getting a lot worse 📉 (really soon) for millions of us. BTW, in 25 years of medicine, I have never met (nor heard of) an *insured* undocumented immigrant.
~ Note: none of this affects the day-to-day operations of Birchwood Family Medicine as we do not require insurance to care for our members 👍🏼. None of that is changing. Members: consult your Member Insurance Guide for more information about how the system works and let us know how we can help! 💪🏼🩺❤️
Update October 1, 2025: The federal government has shut down after Democrats refused to accept a GOP stopgap spending plan that failed to extend ACA …