Care Right Inc.

02/16/2026

"I never thought it would happen to us." ❤️🏡

We hear this phrase so often at Care Right Inc. Families get blindsided by a 3 AM phone call, and suddenly they are navigating a complex healthcare system they don't understand, while trying to protect their aging parents' dignity.

"Waiting and seeing" is the most expensive strategy you can have. Between the emotional burnout and the high cost of home care, the "Invisible Patient"—the caregiver—is the one who pays the highest price.

You CAN honor your parents without sacrificing your own future. But it starts with having the "what-when" conversations before the crisis hits.

Book your complimentary consult today! 👇
www.carerightinc.com

02/11/2026

Annalee was able to sit down with hosts Michael Connaughton and Kevin Williams.
Annalee started Care Right Inc, a VIRTUAL consultancy, in 2011, after working in Continuing Care Retirement Communities (CCRC's) for 22 years. Families were constantly blind-sided and ill-prepared for medical crisis (strokes, dementia progression, urinary tract infections, etc.) and were thrust into making major care decisions on behalf of aging parents. Families had no idea how to navigate senior care, dementia, changing roles within the family, how to manage their own lives plus new needs of aging parents, and they also had no idea what their aging parents had in order.
She is a national speaker on aging, caregiving, dementia, family dynamics/mediation, and end-of-life. Major financial services conferences she has presented at: IWI, FPA, NAPA, NAIFA, AICPA, CIMA, Truist, D.A. Davidson, and many other conferences in the healthcare/senior care industry.
She authored, The Invisible Patient: The Emotional, Financial, and Physical Toll on Family Caregivers.Annalee also offers training packages for the financial services and healthcare industries—which include in-person, webinar, and masterminds.Annalee also created the Elder Planning Specialist certification program, specifically for CFP’s who want to earn a certificate to better identify and address the needs of their aging book of business.
They discuss: Caregiving options and the challenges Creating an Ageing plan Navigating family crisisAnd much more.Care Right Inc.’s website: https://carerightinc.com/
Annalee’s LinkedIn: https://www.linkedin.com/in/annaleekruger/
Her book, The Invisible Patient: the Emotional, Financial, and Physical Toll on FamilyCaregivers - https://www.invisiblepatientbook.com/

02/11/2026

Annalee Kruger at down with Kelly to talk about the biggest pitfalls families face in the aging journey. So glad people are starting to see that "waiting and seeing" is not a strategy!

At Care Right Inc., we see these patterns every day:
🚫 Denial of red flags
🚫 Lack of a "living" plan
🚫 Scrambling for documents in a crisis
🚫 Family misalignment

Proactive planning is the only way to move from reactive chaos to proactive confidence. Don't wait for the next 3 AM phone call to build your blueprint. 🛡️🏡

02/09/2026

This is the heartbreaking question so many family caregivers ask in silence. We were honored to join Beau Henderson, RICP®, CEPA® on the Rich Life Retirement Show to discuss the "Invisible Patient"—the caregiver whose health, wealth, and dreams are often sidelined during a family crisis.

With 58% of families being blindsided by caregiving needs, the emotional and financial toll is staggering. But as Beau and Annalee discuss, it doesn't have to be this way. You can honor your parents without sacrificing your own future, but it requires a proactive blueprint.

In this episode, we dive into: 🚩 The subtle red flags in aging parents that most families miss. 📉 Why caregiving is a greater retirement risk than a market crash. 🗣️ The "One Conversation" that protects your family harmony and your legacy.

Thank you, Beau, for hosting such a vital conversation for the "Sandwich Generation."

Listen here: https://richlifeadvisors.com/richlife-retirement-show-podcast/richlife-retirement-show-ep-038-caregiving-crisis-annalee-kruger/

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58% of families face caregiving unprepared. Learn warning signs, costs & how to create an aging plan before crisis hits with Annalee Kruger

02/04/2026

"I want to stay in my own home." ❤️🏡

It’s the number one wish we hear from seniors. But for many families, the reality of "staying put" comes with a price tag they never expected.

Did you know that 24/7 home care can cost can run up to 30,000 - $80,000+ a month? Without a plan, that "dream of home" can quickly turn into a financial nightmare that drains life savings and leaves family caregivers completely burnt out.

When used as part of a proactive Aging Plan, home equity can be the key to:
✅ Funding high-quality care in the comfort of home.
✅ Relieving the financial pressure on adult children.
✅ Avoiding "crisis mode" decisions during a hospital stay.

At Care Right Inc., we believe that peace of mind isn't about luck—it's about having an aging plan. Don't wait for the "other shoe to drop" before you look at your options. Book your 30 minute complimentary consult today! www.carerightinc.com

🎧 Catch the full conversation here: https://youtu.be/FAtEoxA53-k?si=qQYz-MBHzzJh4fAq

02/03/2026

When we think about retirement, we focus on taxes and Social Security—but we often overlook the single biggest threat to our financial security: the caregiving crisis. In this episode, host Beau Henderson sits down with Annalee Kruger, founder of Care Right Inc., to discuss why 58% of adult children are thrust into caregiving without a plan. Annalee shares the sobering reality of the "Invisible Patient"—the caregiver—and how a health crisis can dismantle a lifetime of financial planning if you aren't prepared.
What You’ll Learn in This Episode:

The Financial Toll: Why long-distance caregivers often spend $15,000+ annually on emergency logistics alone.

Recognizing Red Flags: Practical signs that parents need help, from unexplained weight loss to "dings and dents" on the car.

The Emotional Cost: How to handle the guilt, anger, and burnout that come when "taking care of your people" starts to cost you your own life.

Building a Blueprint: How to establish "safety triggers" and organize essential documents before the next ER visit.

"Inaction is the most expensive mistake you can make," Annalee reminds us. This episode is a roadmap for moving from reactive crisis management to proactive confidence.
Key Takeaways:

Caregiving is a Predictable Risk: 65 million Americans are caregiving; don't wait for a crisis to decide your future.

Watch for the Signs: Changes in hygiene, home odors, or mismanaged mail are early indicators that the "what-whens" of aging are here.

Plan for the Logistics: Proactive planning preserves your wealth, your relationships, and your sanity.

Resources Mentioned:

Care Right Inc.: https://carerightinc.com/

RichLife Advisors: https://www.RichLifeAdvisors.com

01/29/2026

💡 Most seniors want to age in place at home, but did you know it can cost anywhere from $30,000 to $90,000 a month?

In our latest podcast, we explore the financial solutions that can help families navigate these challenges.

What strategies have worked for you in supporting elderly loved ones? Let's chat in the comments!

01/27/2026

🚨 Are you ready for the rising costs of care?

With the average cost of senior care climbing, having a plan in place is essential. Annuities can provide a safety net for families facing these challenges.

What strategies have you found helpful in planning for senior care? Let’s share tips!

01/26/2026

🌟 When should you get long-term care insurance? 🌟

Most people think about long-term care planning too late. By then, premiums are higher, options are limited, or health changes make coverage impossible. Considering long-term care insurance early can help protect assets and provide peace of mind.

Annalee Kruger of Care Right, Inc. and Kelly Augspurger of Steadfast Insurance explain:

✅ The best age range to consider long-term care insurance

✅ Why early planning protects your independence and finances

✅ How it also helps your loved ones avoid tough decisions later

💙 Take a few minutes to watch and share. Your future self and family will thank you.

📽️ Watch full episode here: https://youtu.be/O1TaqEPZyW4

👉 Care Right offers a free 30-minute consultation to help you plan with confidence: www.carerightinc.com

Source:https://www.podbean.com/eau/pb-2yemz-197f6a6In this episode of the Caregiver Crisis podcast, Annalee Kruger, CEO and founder of Care Right, Inc. inter...

01/21/2026

Are you taking care of an ill spouse or aging parents? Caregiving feels manageable, until it isn't..... This podcast is jam-packed with information you need to know!

Marcia Mantell is THE expert in Medicare and Social Security

Resources:Annalee’s LinkedIn: https://www.linkedin.com/in/annaleekrugerLearn more about The Elder Planning Specialist designation and certification program a...

01/17/2026

In this episode of the Care Right Family Caregiver Podcast, host Annalee Kruger is joined by financial expert Nathan Sanow to tackle one of the most stressful aspects of the aging journey: how to pay for it.
As senior care costs continue to skyrocket, many families realize too late that Medicaid is not a primary solution. Annalee and Nathan dive into the strategic use of annuities and other financial tools that provide flexibility and guaranteed income when a care crisis hits.
What You’ll Learn in This Episode:

The Rising Cost of Care: Why planning for senior care expenses is now a critical part of every retirement strategy.

The Role of Annuities: How annuities can be used as a flexible tool to provide guaranteed income specifically for long-term care needs.

Proactive vs. Reactive: Why "everyone needs a plan, even if they don't need insurance."

Family-Led Funding: How adult children can leverage financial products to protect their parents' (and their own) financial futures.

Choosing Your Team: What to look for in an aging-informed financial advisor.

"Planning ahead is always better than failing to plan," Annalee reminds us. This episode provides a grounded, expert-led look at the financial products that can help your family maintain dignity and agency during life's final chapters.
About Our Guest: Nathan Sanow is a financial specialist focused on helping families navigate the complexities of long-term care funding and retirement security. Book an appointment here: www.LTCconsumer.comResources:
Care Right Inc.
Book your 30-Minute Complimentary Consult

01/16/2026

In this episode of the Care Right Incorporated podcast, host Annalee Kruger is joined by Justin Weidenfeld, CFP® RLP®, a financial life planner who helps families navigate the emotional and financial challenges that come with caregiving, loss, and legacy planning.
Justin shares his deeply personal journey through loss and how it transformed his approach to financial advice. Together, they discuss why financial planning must go beyond numbers to include empathy, intentional living, and proactive communication. This conversation is a guide for families who want to align their financial resources with their life goals while navigating the "bumpy" process of aging.
What You’ll Learn in This Episode:

Financial Life Planning: Understanding how to align your financial resources with your deepest values and life transitions.

The Power of Proactive Communication: Why discussing aging and end-of-life wishes early is the only way to avoid a family crisis.

Overcoming Barriers: How to lean into the discomfort of "difficult conversations" to protect family harmony.

Creating a Lasting Legacy: Why legacy is about more than just assets—it's about sharing your intentions and values with the next generation.

Navigating Grief: Insights on how personal loss can shape a more compassionate and effective approach to long-term planning.

"Don't wait until you're in crisis," Justin emphasizes. Whether you are currently a caregiver or planning for the future, this episode provides the framework needed to approach life's final chapters with clarity and care.
About Our Guest: Justin Weidenfeld is a financial life planner dedicated to helping families navigate complex life transitions with empathy and strategic foresight.
Resources Mentioned:
Care Right Inc.: https://carerightinc.com/
Schedule with Justin: https://go.oncehub.com/JustinWeidenfeld
The Currency of Grief Podcast